How Can I Make My Washington, MO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Washington, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Washington, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $83,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $193,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $203,500 | $180,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Washington, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $786 |
| Superior Protection Discount | -$94 | $842 |
| Fire & Security Discount | -$84 | $852 |
| Hail Resistant Roof Discount | -$19 | $917 |
| Newly Constructed Home Discount | -$215 | $721 |
Choose your Washington, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Washington, MO | Back to Top
| Home Insurance Company Washington, MO | Homeowners Insurance Agency Washington, MO | Address | Popularity Score | Distance from Washington (miles) |
|---|---|---|---|---|
| State Farm | Philip Stueve | 4734 Frederick Ave, Saint Joseph, MO, 64506-3173 | 2.4 | |
| State Farm | Nick Koeteman | 2407 N Woodbine Rd Ste D, Saint Joseph, MO, 64506-3701 | 2.3 | |
| Farmers | David Krupka | 1201 W College St Ste 500, Liberty, MO, 64068 | 40.6 | |
| Liberty Mutual Independent | Krueger & James Insurance Agency | 1126 Swift Ave, North Kansas City, MO, 64116 | 45.2 | |
| Allstate | Mark Kellison Crabill | 2210 S Belt Hwy Ste C, Saint Joseph, MO, 64503 | 1.1 | |
| State Farm | Jacob Pratt | 6434 Nw Crooked Rd, Parkville, MO, 64152-3497 | 38.1 | |
| Allstate | Brian Walker | 3817 Frederick Ave # A, Saint Joseph, MO, 64506 | 1.6 | |
| State Farm | Joe Nowatzki | 10201 N Oak Trfy Ste 400, Kansas City, MO, 64155-4204 | 35.5 | |
| State Farm | Tim Tadlock | 122 N Market St, Gallatin, MO, 64640-1156 | 46.7 | |
| Farmers | Eric Grampp | 601 S 291 Hwy, Liberty, MO, 64068 | 40.0 |
Compare Rates for Washington, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,540 | $800 |
| Buchanan County, MO | $114,800 | $955 | $680 | $1,320 | $640 |
| Washington, MO | $108,600 | $936 | $660 | $1,320 | $660 |
| Gower, MO | $122,600 | $1,019 | $700 | $1,440 | $740 |
| Shannon, KS | $143,600 | $1,383 | $1,080 | $1,870 | $790 |
| White Cloud, KS | $58,600 | $873 | $680 | $1,180 | $500 |
| Irving, KS | $94,200 | $1,123 | $880 | $1,520 | $640 |
| Gentry County, MO | $85,600 | $750 | $510 | $1,040 | $530 |
| Skidmore, MO | $43,600 | $709 | $480 | $990 | $510 |
| Prathersville, MO | $91,300 | $915 | $630 | $1,290 | $660 |
| Claycomo, MO | $99,600 | $945 | $640 | $1,340 | $700 |
| North Kansas City, MO | $128,000 | $1,035 | $730 | $1,470 | $740 |
Research Home Insurance Companies Reviews in Washington, MO Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Progressive has been great to work with so far for our home insurance. I haven't had to deal with them very often, other than signing up, I would rate them a 4 out five based off of their price and services.
Date: February 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
the only dealings I have had with my insurance provider were okay I guess. They did not really solve my problem but they took a lot of time to try to help me but they did try to push me to buy more insurance though.
Date: November 20, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I haven't really had an experience with my home insurance company's customer service past the initial sales call. If I had to rate it based on that interaction, I would say that it was a very good interaction. The sales representative answered several questions for me about the different choices available for home insurance.
Shelter Home Insurance Reviews
Date: September 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think my premium and deductibles are fair. I think they are competitive in the market. I have been slightly disappointed when there are raises in price
Date: September 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I am happy with the variety of policies Shelter has for home, renter's, and auto insurance. I didn't really look at many other insurance companies because I already had my auto policy through them.
Date: June 07, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Customer Service
The customer service at Shelter is very helpful when called. I feel that my problems are taken care of in a timely manner.
State Farm Home Insurance Reviews
Date: January 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
Again I don't like shelter insurance charging a high monthly premium due to flooding in my area since 1974 And never again flooded in the area I lived since that year. But even so shelter insurance still desire to charge high premium whether it ever floods again.
Date: November 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
My home and the contents of my home, my appliances, clothing, pieces of art, and children's possessions are all covered against fire, theft or loss due to a number of clamities.
Liberty Mutual Home Insurance Reviews
Date: September 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premium of the policy is comparable to other insurance companies. The deductible is reasonable and can be paid monthly.
Allstate Home Insurance Reviews
Date: July 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
My home insurance has excellent customer service. I've had to call my insurance company numerous times and the employee I talked with always did their best to resolve my problems.
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I love Geico because I also use them for auto insurance. So I will receive both bills at the same time. Picking out what I needed for my insurance was incredibly easy, I love examples.
The Hartford Home Insurance Reviews
Date: October 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Website/App
The rates could be a bit more competitive but overall comparing with other providers the coverage is adequate for our personal situation
American Family Insurance Home Insurance Reviews
Date: October 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have had a good experience with American Family Insurance. I haven't had any issues. It was easy to set up and pay for a plan with them.