Gavop's guide to buying homeowners insurance in Lenox, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lenox, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Roaring Brook Rd, Old Barn Rd, Osceola Notch Rd, Stoneledge Rd, Taconic Ave, Cliffwood St, Schermerhorn Park, Bolton Dr, Patterson Rd, Yokun Brook Dr | $269,000 | $230,000 | $250,000-$300,000 | $187,000 | $170,000 | $200,000-$250,000 |
| E Dugway Rd, Galway Ct, Aspinwall Rd, Hubbard St, Willow Creek Rd, Housatonic St, Walker St, Wexford Ct, Melville Ct, Golden Hill Rd | $270,000 | $260,000 | $200,000-$250,000 | $159,000 | $130,000 | $150,000-$175,000 |
| Fairview Ave, Richmond Mountain Rd, Martha Ln, Riverview Rd, Beecher Ln, Under Mountain Rd, Schermerhorn Pkwy, Jennifer St, State Rte 183, Sullivan Dr | $429,500 | $370,000 | $400,000-$500,000 | $261,500 | $230,000 | $200,000-$250,000 |
| Crystal St, Devonshire Ests, Fox Hollow Dr, Bracelan Ct, Edgewood Dr, Lime Kiln Rd, Saint Anns Ave, Old Stockbridge Rd, Willow Hill Rd, Sunset Ave | $270,000 | $240,000 | $300,000-$350,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Kneeland Ave, Hillside Dr, Muirfield Dr, W Dugway Rd, Old Center St, Pine Knoll Rd, Tucker St, Hutchinson Ln, Blossom Hl, State Rte 7 Alt | $304,500 | $250,000 | $300,000-$350,000 | $176,500 | $160,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $915 |
| Home and Two Car | -$169 | $826 |
| Home and Three Car | -$239 | $756 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,806 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
| Home Insurance Company Lenox, MA | Homeowners Insurance Agency Lenox, MA | Address | Popularity Score | Distance from Lenox (miles) |
|---|---|---|---|---|
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd Ste 2, Holyoke, MA, 1040 | 34.6 | |
| Travelers | Gaudreau Group Inc | 2377 Boston Rd, Wilbraham, MA, 1095 | 44.4 | |
| Liberty Mutual Independent | Smith Bros - Mcandrews | 45 Park St, Adams, MA, 1220 | 19.2 | |
| Liberty Mutual Independent | Foley Insurance Group Inc. | 37 Elm St, West Springfield, MA, 1089 | 37.8 | |
| Liberty Mutual Independent | Haberman Insurance Group | 95 Ashley Ave , West Springfield, MA, 1089 | 36.7 | |
| Travelers | Colt Insurance Agency Inc | 101 South St, Pittsfield, MA, 1201 | 5.5 | |
| Travelers | Mayes Insurance | 1102 State St, Springfield, MA, 1109 | 40.6 | |
| Allstate | Eric Holt | 238 Chestnut St, Springfield, MA, 1103 | 39.1 | |
| Travelers | Forrest Insurance Agency | 603 North Main Street, East Longmeadow, MA, 1028 | 42.6 | |
| Travelers | Coakley-P-D-C Ins Agcy Inc | 111 Silver Lake Blvd, Pittsfield, MA, 1201 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,930 | $990 |
| Berkshire County, MA | $203,300 | $921 | $650 | $1,260 | $610 |
| Lenox, MA | $350,000 | $995 | $670 | $1,370 | $700 |
| Becket, MA | $251,200 | $1,075 | $730 | $1,480 | $750 |
| Chatham, NY | $262,900 | $1,016 | $690 | $1,390 | $700 |
| Rensselaer County, NY | $183,400 | $698 | $470 | $1,000 | $530 |
| Williamsburg, MA | $268,100 | $1,121 | $750 | $1,540 | $790 |
| Southampton, MA | $319,800 | $914 | $620 | $1,270 | $650 |
| Westfield, MA | $220,500 | $959 | $660 | $1,330 | $670 |
| Pittstown, NY | $187,100 | $679 | $450 | $940 | $490 |
| Valley Falls, NY | $145,800 | $636 | $460 | $880 | $420 |
| Northfield, MA | $249,000 | $1,070 | $740 | $1,520 | $780 |
| East Glenville, NY | $207,000 | $792 | $530 | $1,090 | $560 |