Gavop shows you how to buy homeowners insurance in Scarborough, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Scarborough, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dresser Rd, Clover Leaf Ln, Ave 3, Dunstan Landing Rd, Freedom Rd, Nelsen Rd, Barbara Ave, Commerce Dr, Byrd Ave, Bonny Grove Dr | $197,000 | $170,000 | $175,000-$200,000 | $271,500 | $260,000 | $250,000-$300,000 |
| Winterberry Ln, Crystal Ln, Staddle Ln, Archibald Way, Fengler Rd, Tamarack Rd, Perigrine Way, Sullivan Farm Dr, Amanda Ln, Robinson Rd | $227,000 | $210,000 | $175,000-$200,000 | $157,500 | $150,000 | $125,000-$150,000 |
| Herrli St, Driftwood Ln, Old Colony Ln, Henrickson Rd, Bayview Ave, Royal Ridge Rd, Hemlock Cir, Trotwood St, Arbor St, Wentworth | $306,000 | $280,000 | $300,000-$350,000 | $194,500 | $170,000 | $175,000-$200,000 |
| Springbrook Ln, Alden Ln, David Dr, Brown Hill Ln, Hudson Ave, Barr Ave, Fogg Rd, Ross Rd, Beech Hill Rd, Dunn Estates Dr | $328,000 | $290,000 | $250,000-$300,000 | $253,000 | $220,000 | $200,000-$250,000 |
| Delia Way, Ashton Rd, Coulthard Farms Rd, Portland Farms Rd, Spruce Cir, Bessey School Dr, Spurwink Rd, Ezekiel Way, Kirkwood Cir, Bittersweet Ln | $291,500 | $240,000 | $300,000-$350,000 | $212,000 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $736 |
| Superior Protection Discount | -$86 | $770 |
| Fire & Security Discount | -$60 | $796 |
| Hail Resistant Roof Discount | -$17 | $839 |
| Newly Constructed Home Discount | -$240 | $616 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company Scarborough, ME | Homeowners Insurance Agency Scarborough, ME | Address | Popularity Score | Distance from Scarborough (miles) |
|---|---|---|---|---|
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 6.1 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 5.5 | |
| Travelers | The Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 8.9 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main Street , Biddeford, ME, 4005 | 8.2 | |
| Travelers | Sevigney Lyons Insurance | 1662 Post Rd, Wells, ME, 4090 | 21.0 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main St, Biddeford, ME, 4005 | 8.2 | |
| Allstate | Daniel J Wright | 411 Alfred St, Biddeford, ME, 4005 | 9.5 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 9.7 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 9.2 | |
| Travelers | Sanford Insurance | 1048 Main St, Sanford, ME, 4073 | 23.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $540 | $1,010 | $470 |
| Cumberland County, ME | $259,400 | $843 | $600 | $1,210 | $610 |
| Scarborough, ME | $336,100 | $856 | $570 | $1,220 | $650 |
| South Portland, ME | $235,700 | $698 | $470 | $970 | $500 |
| Westbrook, ME | $216,400 | $673 | $490 | $960 | $470 |
| Buxton, ME | $220,100 | $678 | $490 | $960 | $470 |
| Cumberland County, ME | $259,400 | $843 | $560 | $1,150 | $590 |
| Parsonsfield, ME | $166,300 | $714 | $490 | $1,010 | $520 |
| Lebanon, ME | $186,900 | $699 | $500 | $1,000 | $500 |
| Topsham, ME | $219,600 | $677 | $490 | $970 | $480 |
| Androscoggin County, ME | $152,000 | $664 | $450 | $950 | $500 |
| Waterford, ME | $163,300 | $708 | $500 | $980 | $480 |