Gavop tells you how to get the best homeowners insurance in La Junta, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $112,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $113,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $608 |
| Superior Protection Discount | -$75 | $675 |
| Fire & Security Discount | -$60 | $690 |
| Hail Resistant Roof Discount | -$15 | $735 |
| Newly Constructed Home Discount | -$150 | $600 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Otero County | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| La Junta, CO | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Swink, CO | $500 | $965 | $1,465 | $701 | $1,201 | $264 |
| Las Animas, CO | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Olney Springs, CO | $200 | $705 | $905 | $513 | $713 | $193 |
| Crowley County, CO | $1,500 | $676 | $2,176 | $492 | $1,992 | $185 |
| Sugar City, CO | $400 | $925 | $1,325 | $672 | $1,072 | $253 |
| South Bent, CO | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Haswell, CO | $200 | $773 | $973 | $561 | $761 | $211 |
| Boone, CO | $1,000 | $705 | $1,705 | $513 | $1,513 | $193 |
| Northeast Pueblo, CO | $400 | $801 | $1,201 | $582 | $982 | $219 |
| Home Insurance Company La Junta, CO | Homeowners Insurance Agency La Junta, CO | Address | Popularity Score | Distance from La Junta (miles) |
|---|---|---|---|---|
| Travelers | First Insurance Services Inc | 507 Bent Ave, Las Animas, CO, 81054 | 21.4 | |
| Allstate | Otero County Ins | 311 S Main St, Fowler, CO, 81039 | 25.8 | |
| Farmers | Bruce Denton | 319 Santa Fe Ave, La Junta, CO, 81050 | 2.8 | |
| State Farm | Derek Carroll | 321 Colorado Ave, La Junta, CO, 81050-3607 | 2.8 | |
| Travelers | Van Dyk Insurance Agency Inc | 1006 Elm Ave. Rocky Ford, Rocky Ford, CO, 81067 | 8.7 | |
| Travelers | Otero County Insurance Inc | 208 W 3rd St, La Junta, CO, 81050 | 2.7 | |
| Allstate | The Hancock Grp Inc. | 116 W 3rd St, La Junta, CO, 81050 | 2.7 | |
| Allstate | First Ins Serv. Inc | 507 Bent Ave, Las Animas, CO, 81054 | 21.4 | |
| Travelers | Tag-Keven Falduto | 616 Prospect Avenue, La Junta, CO, 81050 | 3.7 | |
| Travelers | Karis Insurance Services | 200 Main St, Fowler, CO, 81039 | 25.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Otero County, CO | $91,800 | $731 | $510 | $960 | $450 |
| La Junta, CO | $97,000 | $750 | $530 | $980 | $450 |
| Swink, CO | $117,700 | $977 | $680 | $1,280 | $600 |
| Las Animas, CO | $67,600 | $701 | $490 | $920 | $430 |
| Olney Springs, CO | $60,000 | $714 | $500 | $940 | $440 |
| Crowley County, CO | $79,700 | $685 | $480 | $900 | $420 |
| Sugar City, CO | $107,400 | $936 | $660 | $1,230 | $570 |
| South Bent, CO | $115,300 | $967 | $680 | $1,270 | $590 |
| Haswell, CO | $73,000 | $782 | $550 | $1,020 | $470 |
| Boone, CO | $60,000 | $714 | $500 | $940 | $440 |
| Northeast Pueblo, CO | $78,900 | $811 | $570 | $1,060 | $490 |