How Can I Make My Hialeah, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hialeah, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Hialeah, FL Home Insurance Coverage Levels | Back to Top
| Hialeah, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 6th St, W 19th Ct, N Miami Lakeway, W 16th St, W 19th Ave, NW 121st Ter, W 81st Rd, NW 179th Ln, Balgowan Rd, W 4 Ave | $94,500 | $80,000 | $75,000-$100,000 | $169,500 | $150,000 | $125,000-$150,000 |
| W 12th St, E Cypress Ct, NW 166th Ter, W 47th St, Stacey E Cox Ct, SE 10th St, Broad Manor Rd, NW 139th Ter, Circle Dr, W 5th St | $112,000 | $100,000 | $125,000-$150,000 | $156,000 | $140,000 | $150,000-$175,000 |
| W 50th St, Lake Placid Ct, W 49th Pl, E 34th St, W 22nd St, NW 117th Ave, NW 173rd Ln, Big Cypress Ct, E 31st St, NW 198 St | $199,500 | $170,000 | $175,000-$200,000 | $288,500 | $260,000 | $200,000-$250,000 |
| W 63rd Dr, Cairnryan Ct, NW 68th Ave, Lake Lure Ct, W 22nd Ct, NW 33rd Court Rd, W 22nd Ln, W 21st St, Main St, Cypress Ct | $249,500 | $220,000 | $250,000-$300,000 | $431,500 | $380,000 | $400,000-$500,000 |
| E 47th St, Miami Lakes Dr E, Alamanda Ave, E 10th Ct, NW 98th Pl, Cypress Cir, Big Cypress Dr, W 21st Pl, NW 81st Pl, Co Rd 9823 | $225,000 | $190,000 | $200,000-$250,000 | $235,000 | $200,000 | $200,000-$250,000 |
| NW 161st Ter, W 8th Ln, E 20th St, SE 12th St, W 20th Ln, W 41st Pl, Palmetto Palm Ave, NW 69th Ave, W 8th St, Pepper Pike Dr | $140,000 | $110,000 | $125,000-$150,000 | $124,000 | $100,000 | $125,000-$150,000 |
| SE 6th Pl, 198th Ter, 186th St, W 35th Ave, NW 124th Ave, Turtle Rock Ter, NW 141st Ter, W 39th St, NW 109th Ter, W 38th Pl | $161,500 | $140,000 | $125,000-$150,000 | $312,500 | $270,000 | $250,000-$300,000 |
| NW 102nd Ct, W 20th St, W 22nd St, W 65th Ter, Silver Oak Dr, NW 148th Ter, Bobolink Dr, W 66th Pl, W 53rd Pl, NW 64th Court Rd | $124,500 | $100,000 | $100,000-$125,000 | $182,500 | $160,000 | $150,000-$175,000 |
| E 58th St, E 50th St, W 31st Ave, E Okeechobee Rd, E 2nd St, Turnbull Dr, W 39th Ter, E 10th Ct, E 46th St, W 67th St | $173,000 | $140,000 | $150,000-$175,000 | $207,000 | $190,000 | $175,000-$200,000 |
| E 40th St, 53rd St, W 9th St, N St Andrews Dr, NW 67th Pl, NW 65th Ave, E Palm Ct, W 11th Ln, E 60th St, NW 92nd Ave | $219,000 | $180,000 | $200,000-$250,000 | $174,500 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Hialeah, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$245 | $1,114 |
| Superior Protection Discount | -$122 | $1,236 |
| Fire & Security Discount | -$109 | $1,250 |
| Hail Resistant Roof Discount | -$41 | $1,318 |
| Newly Constructed Home Discount | -$285 | $1,073 |
Choose the Right Deductible for your Hialeah, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $1,000 | $1,348 | $2,348 | $979 | $1,979 | $368 |
| Hialeah, FL | $2,500 | $1,342 | $3,842 | $976 | $3,476 | $367 |
| West Little River, FL | $500 | $851 | $1,351 | $618 | $1,118 | $232 |
| Coral Terrace, FL | $2,500 | $1,604 | $4,104 | $1,166 | $3,666 | $438 |
| Lauderhill, FL | $400 | $1,080 | $1,480 | $785 | $1,185 | $295 |
| Richmond West, FL | $1,000 | $1,430 | $2,430 | $1,039 | $2,039 | $391 |
| South Miami Heights, FL | $500 | $1,432 | $1,932 | $1,040 | $1,540 | $391 |
| Boca Raton, FL | $2,500 | $1,469 | $3,969 | $1,067 | $3,567 | $401 |
| Homestead, FL | $100 | $1,323 | $1,423 | $962 | $1,062 | $362 |
| Golf, FL | $2,500 | $617 | $3,117 | $448 | $2,948 | $169 |
| San Castle, FL | $400 | $1,062 | $1,462 | $772 | $1,172 | $290 |
| Manalapan, FL | $1,000 | $1,549 | $2,549 | $1,126 | $2,126 | $423 |
Identify Top Home Insurance Agents near Hialeah, FL | Back to Top
| Home Insurance Company Hialeah, FL | Homeowners Insurance Agency Hialeah, FL | Address | Popularity Score | Distance from Hialeah (miles) |
|---|---|---|---|---|
| State Farm | Chris Campbell | 9830 Pines Blvd, Pembroke Pines, FL, 33024 | 7.9 | |
| Travelers | Great Florida Insurance | 8180 Nw 36th St Ste 416, Doral, FL, 33166 | 6.8 | |
| State Farm | Enette Henderson | 152 Ne 167th St Ste 405, Miami, FL, 33162-3400 | 8.9 | |
| State Farm | Ruben Sanchez | 16300 Nw 59th Ave, Miami Lakes, FL, 33014-5601 | 2.7 | |
| Travelers | Brightway Insurance | 5860 Flamingo Rd, Cooper City, FL, 33330 | 9.7 | |
| Allstate | Olga Williams | 18980 Nw 2nd Ave, Miami, FL, 33169 | 8.7 | |
| Allstate | Alex Toral | 1951 Nw 150th Ave Ste A101, Pembroke Pines, FL, 33028 | 8.2 | |
| State Farm | Erik Krauss | 9309 Sheridan St, Hollywood, FL, 33024-8560 | 9.6 | |
| Allstate | Bill Weller | 501 N Andrews Ave Ste 102, Fort Lauderdale, FL, 33301 | 19.4 | |
| Travelers | Annette Willis Insurance Agency | 18401 Nw 27th Ave, Miami Gardens, FL, 33056 | 6.3 |
Compare Rates for Hialeah, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Hialeah, FL | $204,700 | $1,359 | $1,060 | $1,820 | $760 |
| West Little River, FL | $119,900 | $861 | $670 | $1,150 | $480 |
| Coral Terrace, FL | $290,800 | $1,623 | $1,270 | $2,180 | $910 |
| Lauderhill, FL | $114,500 | $1,093 | $850 | $1,460 | $610 |
| Richmond West, FL | $250,200 | $1,448 | $1,130 | $1,940 | $810 |
| South Miami Heights, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Boca Raton, FL | $379,100 | $1,486 | $1,160 | $1,990 | $830 |
| Homestead, FL | $161,100 | $1,339 | $1,040 | $1,790 | $750 |
| Golf, FL | $988,600 | $624 | $490 | $840 | $350 |
| San Castle, FL | $99,800 | $1,075 | $840 | $1,440 | $600 |
| Manalapan, FL | $2,000,001 | $1,568 | $1,220 | $2,100 | $880 |
Research Home Insurance Companies Reviews in Hialeah, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: March 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I have not been typically very happy with the insurance product offerings of companies other than USAA. The variety of services and the value for the money paid in simply is not there.
Date: March 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
We are looking at switching to GEICO soon since their rates are cheaper, but I hope their service is just as good
Date: December 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My deductible is lower based on other policy's. USAA lets you pay a premium each month which lowers your deductible if you end up having an incident.
Date: September 23, 2018 Age: Above 60 Gender: Female Marital Status: Married
Website/App
I am a long time member of USAA and have multiple services with the company. The website conveniently grants access to all services in one place and makes it easy to keep various documents organized and easily accessible.
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
normally a policy offerings will be favour for peoples the positive are more like to policy
Date: September 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
companies compared the premium with another companies because they should check whether same coverage is allocated for the companies.
Date: September 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
While I haven't filed a claim with USAA for home insurance, their customer service has been wonderful when I've interacted with them for auto insurance claims. You're working with the same agent throughout the process and they have always seemed to genuinely care about my well being and making the process as painless as possible.
Date: September 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
i like the company's customer service because they will guide the people.
Date: August 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The home policy covers various perils including but not limited to damages, theft, and injury on or from the property.
Date: August 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
i like the interaction of the company and also the communication
Date: December 29, 2017 Age: Above 60 Gender: Female Marital Status: Married
Premium
USAA offers discounts when you use them for multiple services, and/or offers bonuses for bundling with them. I've gotten money back for using them compared to other companies with bigger premiums for the same amount of coverage.
Date: December 07, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Communication
I like that the company seems to care about your well being first and foremost. They don't seem interested in passing you around from one person to the next, and they make me feel like they always want to help me in a quick and efficient manner so as to not waste my time.
Date: November 19, 2017 Age: Above 60 Gender: Female Marital Status: Unmarried
Website/App
i like company website and by using mobile app because they should help to guide the details about the company.
Liberty Mutual Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My insurance with Liberty Mutual covers dwelling with expanded replacement cost, other structures on insured location, personal property with replacement cost, loss of use of insured location, personal liability, and medical payments to others.
Date: September 28, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
The first agent that I spoke to at Liberty Mutual did not listen to what I said. He was in such a hurry to get me signed up that he made a few mistakes with my policies. I had to speak to two other agents to get it straightened out. Since then, their customer service has been good.
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
Same answer as above. Or maybe I do not understand this question? The first agent that I spoke to at Liberty Mutual did not listen to what I said. He was in such a hurry to get me signed up that he made a few mistakes with my policies. I had to speak to two other agents to get it straightened out. Since then, their customer service has been good.
Date: September 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I shopped around for a while before choosing Liberty Mutual for insurance. They had the lowest premiums when compared to all of their competitors. One place, I think it was Colorado Farmers, had a similarly low priced premium, but it took them two weeks to respond to my calls and emails so I did not choose them.
Date: August 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I like Liberty Mutual's website. It is easy to use and navigate. When I moved to Colorado, I was able to access their website in Illinois and review my policies and sign documents with ease.
Allstate Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
In this case is not the exception, I can say that my insurance company offers me a very good premium and a deductible that compares with other companies probably mine is still the best.
Date: March 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My agent is always really friendly and knowledgable. The other employees I deal with when I have a claim are also friendly and helpful. I actually feel like we are on the same team, which I did not feel with my former insurance company.
Date: November 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They are always available when I have questions or changes to make on my policy. They alwasy offer valuable insight and explain other coverage that could benefit me. If a solution is not immediately available they always follow up promptly with the hour.
Date: November 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I'm very happy with the home policy that All State provides. They give me good options at a low price, along with a good reputation. I would recommend anyone looking for home insurance to go with them.
People's Trust Insurance Home Insurance Reviews
Date: March 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Compared to other policies, this rate is very competitive. I was not dissatisfied by the premium at all. I was unable to sign up with any other company, so I would not have had much of a choice regardless.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of the policy will be compared to other offers on the market. The home insurance policies for same coverage will be extended to those that are interested in these offers.
Olympus Insurance Home Insurance Reviews
Date: December 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
In this home insurance company the policy offering is good and best to provide claim for the customer the policy offering is good.
Farmer's Insurance Home Insurance Reviews
Date: July 09, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
As I said my premium is super duper low for my coverage. I also have a zero dollar deductible for my first two claims. Which would never even happen.