How Can I Make My Blacksburg, VA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Blacksburg, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Blacksburg, VA Home Insurance Coverage Levels | Back to Top
| Blacksburg, VA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| October Glory Ct, Francis Ln, Oak Pointe Ct, Gedney Park Dr, State Rte T-657, Blacksburg Ln, McBryde Dr, Mill Creek Rd, Circle Dr, Faculty St | $194,500 | $180,000 | $200,000-$250,000 | $220,000 | $200,000 | $200,000-$250,000 |
| Alleghany St, Brook Cir, Boxwood Dr, Shadow Lake Rd, Clay St SE, Clay St, Field Dr, Summit Dr, Hutcheson Ln NW, Highview Dr | $190,500 | $160,000 | $175,000-$200,000 | $274,000 | $230,000 | $250,000-$300,000 |
| Ashford Ct, Orchard St, Porter St, Ridgeview Dr, Appalachian Dr, Summer Rd, Murphy St, Floyd St, Christine Ct, State Rte 1226 | $245,500 | $230,000 | $200,000-$250,000 | $325,000 | $270,000 | $300,000-$350,000 |
| Cedar Walk, Fincastle Dr, Blossom Trl E, Ardmore St, Cherry Ln, Highland Cir, Cedarview Dr, Linkous Cir, Springhollow Ln, Horse Shoe Ln | $172,000 | $150,000 | $200,000-$250,000 | $193,000 | $170,000 | $150,000-$175,000 |
| Rucker Rd, State Rte 827, Apperson Dr, Wharton St NE, Kentwood Dr, Washington St SE, Craig Dr, Sky View Dr, State Rte 1109, Meadowbrook Dr | $220,500 | $200,000 | $200,000-$250,000 | $307,500 | $250,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Blacksburg, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $815 |
| Superior Protection Discount | -$85 | $862 |
| Fire & Security Discount | -$76 | $872 |
| Hail Resistant Roof Discount | -$28 | $919 |
| Newly Constructed Home Discount | -$275 | $673 |
Choose the Right Deductible for your Blacksburg, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Blacksburg, VA | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Indian Valley, VA | $400 | $701 | $1,101 | $510 | $910 | $192 |
| Monroe County, WV | $1,000 | $645 | $1,645 | $469 | $1,469 | $176 |
| Amsterdam, VA | $200 | $822 | $1,022 | $597 | $797 | $225 |
| Summers County, WV | $2,500 | $613 | $3,113 | $445 | $2,945 | $167 |
| Westlake Corner, VA | $400 | $1,673 | $2,073 | $1,216 | $1,616 | $457 |
| Bluefield, WV | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Piper Gap, VA | $200 | $578 | $778 | $420 | $620 | $158 |
| Alleghany County, VA | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Penhook, VA | $500 | $1,646 | $2,146 | $1,196 | $1,696 | $450 |
| Low Moor, VA | $2,500 | $441 | $2,941 | $320 | $2,820 | $120 |
Identify Top Home Insurance Agents near Blacksburg, VA | Back to Top
| Home Insurance Company Blacksburg, VA | Homeowners Insurance Agency Blacksburg, VA | Address | Popularity Score | Distance from Blacksburg (miles) |
|---|---|---|---|---|
| Erie | Bill Meador Insurance Agency | 2896 Northview Drive Sw, Roanoke, VA, 24015 | 23.6 | |
| Travelers | Derek Wiley Agency Inc | 1616 Roanoke Rd Ste 100, Daleville, VA, 24083 | 30.8 | |
| State Farm | Josh Morris | 1451 W Main St, Salem, VA, 24153-3120 | 19.4 | |
| Travelers | Roanoke Insurance Agency | 2223 Crystal Spring Ave, Roanoke, VA, 24014 | 26.5 | |
| Nationwide | Ryan Harris Insurance And Financial Services Inc | 603 Apperson Dr, Salem, VA, 24153-7022 | 21.1 | |
| Liberty Mutual Independent | Capital Insurance & Bonding Services Co | 401 Campbell Ave Ste 303, Roanoke, VA, 24016 | 26.5 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 5.7 | |
| State Farm | Chris Turman | 1500 N Main St, Blacksburg, VA, 24060-2524 | 1.4 | |
| Nationwide | Wm Adkins Agency Inc | 3565 Electric Rd Ste G, Roanoke, VA, 24018-4449 | 23.7 | |
| Erie | Phipps Insurance Services Inc. | 2243 W Main Street, Salem, VA, 24153 | 18.5 |
Compare Rates for Blacksburg, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,300 | $640 |
| Montgomery County, VA | $213,300 | $866 | $600 | $1,200 | $600 |
| Blacksburg, VA | $286,500 | $948 | $630 | $1,350 | $720 |
| Indian Valley, VA | $137,800 | $710 | $490 | $970 | $480 |
| Monroe County, WV | $105,700 | $653 | $460 | $930 | $470 |
| Amsterdam, VA | $288,400 | $832 | $560 | $1,180 | $620 |
| Summers County, WV | $95,100 | $620 | $450 | $860 | $410 |
| Westlake Corner, VA | $526,400 | $1,693 | $1,200 | $2,340 | $1,140 |
| Bluefield, WV | $76,600 | $703 | $510 | $980 | $470 |
| Piper Gap, VA | $116,700 | $585 | $390 | $800 | $410 |
| Alleghany County, VA | $113,600 | $920 | $650 | $1,260 | $610 |
| Penhook, VA | $514,900 | $1,666 | $1,150 | $2,280 | $1,130 |
| Low Moor, VA | $80,000 | $446 | $300 | $630 | $330 |
Research Home Insurance Companies Reviews in Blacksburg, VA Before Buying | Back to Top
Share a review on your home insurance company
Erie Insurance Home Insurance Reviews
Date: July 07, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Policy Offerings
My home insurance is Erie, once again, the customer service is amazing. I had a tree fall on my house and a claim was made and I got the money no problem
GEICO Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our premium and deductible of our policy would receive a rating of 3. We are first time home buyers, so we had an increase in price due to that. So I believe we are paying more, but receiving the same coverage as others.