Gavop shows you how to buy homeowners insurance in Wythe County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $116,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $173,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $260,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $506 |
| Superior Protection Discount | -$62 | $562 |
| Fire & Security Discount | -$62 | $562 |
| Hail Resistant Roof Discount | -$19 | $606 |
| Newly Constructed Home Discount | -$175 | $450 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wythe County | $1,500 | $617 | $2,117 | $449 | $1,949 | $169 |
| Wythe County, VA | $1,500 | $617 | $2,117 | $449 | $1,949 | $169 |
| Rye Valley, VA | $100 | $481 | $581 | $350 | $450 | $131 |
| Brush Fork, WV | $2,500 | $612 | $3,112 | $444 | $2,944 | $167 |
| Pocahontas, VA | $200 | $120 | $320 | $87 | $287 | $33 |
| Plum Creek, VA | $1,500 | $59 | $1,559 | $43 | $1,543 | $16 |
| Lansing, NC | $400 | $535 | $935 | $389 | $789 | $146 |
| Toast, NC | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Clifton, NC | $100 | $724 | $824 | $526 | $626 | $198 |
| Pond Mountain, NC | $2,000 | $363 | $2,363 | $264 | $2,264 | $99 |
| War, WV | $500 | $420 | $920 | $305 | $805 | $115 |
| North Fork, NC | $700 | $599 | $1,299 | $435 | $1,135 | $164 |
| Home Insurance Company Wythe County, VA | Homeowners Insurance Agency Wythe County, VA | Address | Popularity Score | Distance from Wythe County (miles) |
|---|---|---|---|---|
| Nationwide | Shelton Insurance And Financial Inc | 223 Central Ave Ste A, Christiansburg, VA, 24068 | 40.8 | |
| State Farm | Jennifer Walters | 865 E Main St, Wytheville, VA, 24382-3303 | 3.6 | |
| Allstate | Snow Insurance | 708 N Main St, Hillsville, VA, 24343 | 21.3 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 40.7 | |
| Travelers | Hanks Insurance Agency Inc | 501 Glendale Rd, Galax, VA, 24333 | 18.3 | |
| Erie | Commonwealth Insurance Advisors | 1215 Stafford Drive, Christiansburg, VA, 24073 | 40.3 | |
| Farmers | Leah Huffman-Chase | 665 E Main St, Wytheville, VA, 24382 | 3.6 | |
| State Farm | Steve Renegar | 116 E Blue Ridge St, Stuart, VA, 24171 | 48.7 | |
| Travelers | Bankers Insurance Llc | 180 S 4th St, Wytheville, VA, 24382 | 3.2 | |
| Travelers | Bankers Insurance Llc | 180 South 4th Street, Wytheville, VA, 24382 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Wythe County, VA | $127,400 | $625 | $430 | $890 | $460 |
| Wythe County, VA | $127,400 | $625 | $450 | $880 | $430 |
| Rye Valley, VA | $87,200 | $487 | $350 | $670 | $320 |
| Brush Fork, WV | $82,000 | $619 | $420 | $890 | $470 |
| Pocahontas, VA | $33,500 | $121 | $90 | $170 | $80 |
| Plum Creek, VA | $26,200 | $60 | $40 | $90 | $50 |
| Lansing, NC | $85,000 | $542 | $400 | $740 | $340 |
| Toast, NC | $94,300 | $593 | $420 | $840 | $420 |
| Clifton, NC | $122,200 | $733 | $520 | $1,000 | $480 |
| Pond Mountain, NC | $56,800 | $367 | $260 | $520 | $260 |
| War, WV | $37,500 | $425 | $310 | $590 | $280 |
| North Fork, NC | $96,700 | $606 | $430 | $870 | $440 |