Gavop's guide to buying homeowners insurance in Ross County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $105,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $213,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $158,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $540 |
| Superior Protection Discount | -$58 | $585 |
| Fire & Security Discount | -$64 | $579 |
| Hail Resistant Roof Discount | -$19 | $624 |
| Newly Constructed Home Discount | -$174 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ross County | $1,500 | $635 | $2,135 | $462 | $1,962 | $174 |
| Ross County, OH | $1,000 | $635 | $1,635 | $462 | $1,462 | $174 |
| Pee Pee, OH | $100 | $610 | $710 | $443 | $543 | $167 |
| South Bloomfield, OH | $700 | $643 | $1,343 | $467 | $1,167 | $176 |
| Valley, OH | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Peebles, OH | $1,500 | $569 | $2,069 | $414 | $1,914 | $156 |
| Milledgeville, OH | $300 | $501 | $801 | $364 | $664 | $137 |
| Lancaster, OH | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Martinsville, OH | $400 | $577 | $977 | $419 | $819 | $158 |
| Blacklick Estates, OH | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| South Shore, KY | $300 | $718 | $1,018 | $522 | $822 | $196 |
| Shawnee Hills, OH | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
| Home Insurance Company Ross County, OH | Homeowners Insurance Agency Ross County, OH | Address | Popularity Score | Distance from Ross County (miles) |
|---|---|---|---|---|
| Allstate | Bob Erlanger | 3821 N High St, Columbus, OH, 43214 | 49.5 | |
| State Farm | Dee Miller | 5398 Scioto Darby Rd, Hilliard, OH, 43026-1510 | 48.9 | |
| Erie | Heyward Group Llc | 2970 Mckinley Avenue, Columbus, OH, 43204 | 45.7 | |
| Travelers | Bennett Insurance Agency Llc | 700 S High St, Columbus, OH, 43206 | 43.2 | |
| Erie | Gustin Insurance Agency Inc. | 110 W 2nd Street, Chillicothe, OH, 45601 | 4.0 | |
| State Farm | Mike Mcclaskie | 2510 Hilliard Rome Rd, Hilliard, OH, 43026-7459 | 47.1 | |
| State Farm | Theresa Bush | 2284 E Main St, Bexley, OH, 43209-2335 | 44.2 | |
| Allstate | Steve Liskany | 2598 Columbus St, Grove City, OH, 43123 | 38.5 | |
| State Farm | Tom Marshall | 3612 Hoover Road, Grove City, OH, 43123-1807 | 39.0 | |
| Erie | Eades Insurance Agency | 250 Lafayette Street Suite A, London, OH, 43140 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Ross County, OH | $114,600 | $643 | $470 | $890 | $420 |
| Ross County, OH | $114,600 | $643 | $460 | $910 | $450 |
| Pee Pee, OH | $115,000 | $618 | $430 | $870 | $440 |
| South Bloomfield, OH | $110,100 | $651 | $440 | $900 | $460 |
| Valley, OH | $125,100 | $689 | $480 | $940 | $460 |
| Peebles, OH | $83,800 | $576 | $410 | $820 | $410 |
| Milledgeville, OH | $63,000 | $507 | $340 | $730 | $390 |
| Lancaster, OH | $118,100 | $652 | $440 | $900 | $460 |
| Martinsville, OH | $86,300 | $584 | $400 | $830 | $430 |
| Blacklick Estates, OH | $89,600 | $688 | $460 | $980 | $520 |
| South Shore, KY | $86,200 | $727 | $520 | $1,000 | $480 |
| Shawnee Hills, OH | $143,600 | $730 | $530 | $1,010 | $480 |