Gavop's guide to buying homeowners insurance in Fort Edward, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fort Edward, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gibson Ave, Charles St, Degroot Rd, Anthony Rd, N River Rd, Caputo Ave, Towpath Ln, Plum Rd, W Valley Rd, Fort Miller Rd | $157,500 | $130,000 | $125,000-$150,000 | $130,500 | $120,000 | $125,000-$150,000 |
| Prospect St, Perkins Dr Exn, Perkins Dr, Duer Rd, Taylor St, Marion St, Broadway St, Samantha Dr, Moore Rd, Maple Ave | $95,000 | $80,000 | $100,000-$125,000 | $124,500 | $110,000 | $100,000-$125,000 |
| Pickett Dr, Frederick Dr, Lower Main St, State Rte 4, Keating Ave, Barton Ave, Gregory Ln, Fitzpatrick Dr, Leavey Hollow Ln, Perkins St | $92,000 | $80,000 | $75,000-$100,000 | $96,500 | $90,000 | $100,000-$125,000 |
| Blackhouse Rd, Senecal Ln, Smith St, Obrien St, Hunt Ave, Town Line Rd, Browns Ln, Co Rte 46, Ridge St, Wolf St | $114,500 | $90,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Park Ave, Bridge St, Lydius St, Lower Elizabeth St, Harrison St, State St, Bradley Ave, Andrew Ln, Lincoln Ave, Cortland St | $91,000 | $80,000 | $75,000-$100,000 | $93,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $802 |
| Superior Protection Discount | -$85 | $859 |
| Fire & Security Discount | -$104 | $840 |
| Hail Resistant Roof Discount | -$28 | $915 |
| Newly Constructed Home Discount | -$226 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,500 | $609 | $2,109 | $442 | $1,942 | $166 |
| Fort Edward, NY | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Moreau, NY | $500 | $656 | $1,156 | $477 | $977 | $179 |
| Fort Ann, NY | $1,500 | $594 | $2,094 | $431 | $1,931 | $162 |
| Bolton, NY | $100 | $1,349 | $1,449 | $980 | $1,080 | $369 |
| South Shaftsbury, VT | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Broadalbin, NY | $300 | $605 | $905 | $439 | $739 | $165 |
| Searsburg, VT | $1,500 | $646 | $2,146 | $470 | $1,970 | $177 |
| North Creek, NY | $200 | $658 | $858 | $478 | $678 | $180 |
| Readsboro, VT | $2,500 | $657 | $3,157 | $477 | $2,977 | $180 |
| Ludlow, VT | $200 | $787 | $987 | $572 | $772 | $215 |
| Cavendish, VT | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Home Insurance Company Fort Edward, NY | Homeowners Insurance Agency Fort Edward, NY | Address | Popularity Score | Distance from Fort Edward (miles) |
|---|---|---|---|---|
| Allstate | Kinney Agency | 3027 State Route 4, Hudson Falls, NY, 12839 | 6.0 | |
| Allstate | Salvatore Graziano | 368 Northern Blvd, Albany, NY, 12204 | 39.5 | |
| Erie | Galway Family Insurance | 5243 Route 147, Galway, NY, 12074 | 28.0 | |
| Travelers | Beltzer-Dimura Agency Inc | 467 Troy-Schenectady Rd, Latham, NY, 12110 | 34.9 | |
| Travelers | 2001 Central Insurance Agency | 2129 Central Ave Ste 2 , Schenectady, NY, 12304 | 36.5 | |
| Allstate | Florence A. Shaw | 1667 Central Ave, Albany, NY, 12205 | 37.9 | |
| Travelers | Commercial Coverage Inc | 220 Church Ave, Ballston Spa, NY, 12020 | 22.2 | |
| State Farm | Elaine Vandecarr | 848 Kenwood Avenue, Slingerlands, NY, 12159-9668 | 44.3 | |
| Allstate | Michael Criscione | 133 Ballston Ave, Saratoga Springs, NY, 12866 | 16.2 | |
| State Farm | Scott Beatty | 129 Wallins Corners Rd, Amsterdam, NY, 12010-1816 | 35.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Washington County, NY | $144,900 | $616 | $440 | $870 | $430 |
| Fort Edward, NY | $111,400 | $943 | $680 | $1,340 | $660 |
| Moreau, NY | $181,300 | $664 | $440 | $910 | $470 |
| Fort Ann, NY | $151,000 | $601 | $410 | $820 | $410 |
| Bolton, NY | $329,200 | $1,365 | $930 | $1,870 | $940 |
| South Shaftsbury, VT | $170,000 | $697 | $510 | $950 | $440 |
| Broadalbin, NY | $157,300 | $612 | $420 | $880 | $460 |
| Searsburg, VT | $150,000 | $654 | $450 | $930 | $480 |
| North Creek, NY | $161,400 | $666 | $460 | $930 | $470 |
| Readsboro, VT | $155,100 | $665 | $490 | $910 | $420 |
| Ludlow, VT | $230,200 | $797 | $550 | $1,140 | $590 |
| Cavendish, VT | $175,000 | $707 | $510 | $1,000 | $490 |