Gavop shows you how to buy homeowners insurance in Allegany County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Allegany County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hartsville Hill Rd, Redman Rd, Number One Rd, Vanness Ln, Co Rd 9, Moonlight Dr, Cottage Bridge Rd, Wales Rd, S Church St, Brooks Rd | $66,000 | $60,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Corbin Hill Rd, Jordan Hill Rd, Four Mile Rd, California Hollow Rd, S Hill Rd, Phillips Hill Rd, Morgan Hill Rd, Whitcomb Rd, W Centerville Rd, Jones Rd | $122,500 | $120,000 | $100,000-$125,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Perkins Rd, Co Rte 5, Canacadea St, River Hill Rd, Co Rd 5b, Stewart Rd, Cottage Bridge Rd, Angelica St, Swift Rd, Hill Rd | $86,500 | $70,000 | $75,000-$100,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Fish Rd, Dimmick Rd, Genesee St, Gas Springs Rd, Hills St, Fitzstepen Rd, Buck Farm Rd, Cameron St, Gordonville Rd, Co Rd 20 | $102,000 | $90,000 | $100,000-$125,000 | $65,500 | $50,000 | $50,000-$75,000 |
| Mike Dixon Rd, Blouvet Rd, Gordon Rd, Helmhold Rd, Overview Dr, Carson Rd, S Branch Rd, Mullina Rd, Crescent Exd, Thomas Hill Rd | $90,000 | $80,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Oak Rd, Schuknecht Rd, Whitney Pl, Billings Hill Rd, Fleming Rd, Davis Rd, Howe Ter, E Centerville Rd, Corbin Hill, Ford Cross Rd | $127,500 | $110,000 | $100,000-$125,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Kossuth Rd, Johnson Hill Rd, Heselton Rd, Cortney Hollow Rd, Alfred Station Rd, England Hill Rd, Wolf Creek Rd, Dyke Rd, Madison Hill Rd, Mill St Exd | $85,500 | $70,000 | $50,000-$75,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Co Rd 18, Wells Rd, Federal Rd, Pinkerton Rd, Brody Slide Rd, Connection Forest Rd, Loder St, Seneca St, Hydetonn Rd, Co Rd 22 | $113,000 | $100,000 | $75,000-$100,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Casey Rd, Rauber St, W State St, Stout Rd, Van Ness Ln, River Rd, Alma Hill Rd, Laurel St, Fox Hill Rd, Hopkins Rd | $94,000 | $80,000 | $75,000-$100,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Hillcrest Dr, State Rte 305, Lyons Spr, Milton St, Loftis Rd, Fritz Rd, Country Rd 18, Pennsylvania Ave, Fuller Ave, Cummings Cir | $93,000 | $80,000 | $75,000-$100,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $991 |
| Superior Protection Discount | -$119 | $1,075 |
| Fire & Security Discount | -$131 | $1,063 |
| Hail Resistant Roof Discount | -$24 | $1,170 |
| Newly Constructed Home Discount | -$263 | $932 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegany County | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Allegany County, NY | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Andover, NY | $300 | $595 | $895 | $432 | $732 | $163 |
| Stannards, NY | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Olean, NY | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Delevan, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Ellicottville, NY | $100 | $714 | $814 | $519 | $619 | $195 |
| Eulalia, PA | $1,500 | $678 | $2,178 | $493 | $1,993 | $185 |
| Smethport, PA | $200 | $552 | $752 | $401 | $601 | $151 |
| Gaines, PA | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Billington Heights, NY | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
| East Avon, NY | $2,000 | $631 | $2,631 | $459 | $2,459 | $173 |
| Home Insurance Company Allegany County, NY | Homeowners Insurance Agency Allegany County, NY | Address | Popularity Score | Distance from Allegany County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Richardson & Stout Inc | 80 N Main Street, Wellsville, NY, 14895 | 9.7 | |
| Allstate | Jacob Sanabria | 65 E Main St, Avon, NY, 14414 | 48.0 | |
| Erie | Schenk & Miles Agency Inc. | 23 E Pearl Street, Wellsville, NY, 14895 | 9.5 | |
| State Farm | Bill Pope | 291 S Hamilton St, Painted Post, NY, 14870-9782 | 47.6 | |
| Allstate | Edwin F. Heary | 7170 Boston State Rd, Hamburg, NY, 14075 | 49.0 | |
| Travelers | James R Meys Agency Inc | 124 Main Street, Geneseo, NY, 14454 | 39.3 | |
| Travelers | Both Branch & Hendrix Inc | 128 South Union Street, Olean, NY, 14760 | 23.9 | |
| Travelers | Lawrence Dye Inc | 73 Genesee St, Cuba, NY, 14727 | 13.0 | |
| Travelers | Lawrence Dye Inc | 73 Genesee St, Cuba, NY, 14727 | 13.0 | |
| Allstate | The Weast Agency | 2 Park Sq, Franklinville, NY, 14737 | 22.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,640 | $800 |
| Allegany County, NY | $73,300 | $1,194 | $860 | $1,660 | $800 |
| Allegany County, NY | $73,300 | $1,194 | $870 | $1,650 | $780 |
| Andover, NY | $65,200 | $602 | $440 | $860 | $420 |
| Stannards, NY | $77,200 | $594 | $430 | $810 | $380 |
| Olean, NY | $77,600 | $960 | $640 | $1,360 | $720 |
| Delevan, NY | $95,500 | $590 | $420 | $820 | $400 |
| Ellicottville, NY | $184,500 | $723 | $500 | $1,020 | $520 |
| Eulalia, PA | $140,600 | $686 | $500 | $970 | $470 |
| Smethport, PA | $86,200 | $559 | $410 | $770 | $360 |
| Gaines, PA | $119,700 | $641 | $470 | $920 | $450 |
| Billington Heights, NY | $217,300 | $827 | $590 | $1,130 | $540 |
| East Avon, NY | $147,300 | $639 | $450 | $910 | $460 |