How Can I Make My Trenton, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Trenton, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Trenton, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $85,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $111,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $204,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $226,500 | $210,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Trenton, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $983 |
| Superior Protection Discount | -$116 | $1,041 |
| Fire & Security Discount | -$127 | $1,029 |
| Hail Resistant Roof Discount | -$23 | $1,133 |
| Newly Constructed Home Discount | -$231 | $925 |
Choose your Trenton, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Trenton, NJ | Back to Top
| Home Insurance Company Trenton, NJ | Homeowners Insurance Agency Trenton, NJ | Address | Popularity Score | Distance from Trenton (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 6.7 | |
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 44.5 | |
| Travelers | Chen & Associates Inc | 750 Rt 73 S Unit 309b, Marlton, NJ, 8053 | 23.8 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 48.3 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 42.1 | |
| Allstate | James Fitzsimmons | 499 Morris Ave, Springfield, NJ, 7081 | 41.2 | |
| State Farm | Kevin Coan | 2902 Route 130 Ste 4, Delran, NJ, 08075-2525 | 18.4 | |
| Farmers | Maria Portales | 94 Main St, Woodbridge, NJ, 7095 | 34.2 | |
| Farmers | Diane Gipson | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 47.5 | |
| Allstate | H J Duch | 717 Broadway, Bayonne, NJ, 7002 | 46.2 |
Compare Rates for Trenton, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,520 | $750 |
| Mercer County, NJ | $281,900 | $965 | $690 | $1,340 | $650 |
| Trenton, NJ | $95,900 | $1,156 | $800 | $1,600 | $800 |
| Chesterfield, NJ | $428,200 | $993 | $710 | $1,400 | $690 |
| Palmyra, NJ | $173,300 | $672 | $460 | $920 | $460 |
| Yorketown, NJ | $432,100 | $1,005 | $720 | $1,400 | $680 |
| Marlton, NJ | $247,300 | $792 | $560 | $1,090 | $530 |
| Somerset, NJ | $306,400 | $883 | $610 | $1,210 | $600 |
| Montgomeryville, PA | $332,900 | $916 | $670 | $1,270 | $600 |
| Oaklyn, NJ | $183,600 | $822 | $550 | $1,140 | $590 |
| Franconia, PA | $318,000 | $880 | $600 | $1,250 | $650 |
| Fords, NJ | $293,900 | $863 | $580 | $1,200 | $620 |
| Gibbstown, NJ | $178,800 | $812 | $540 | $1,110 | $570 |
Research Home Insurance Companies Reviews in Trenton, NJ Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My deductible exceeds the value of my personal items so I definitely made the right choice.
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I have not had much experience with other insurance companies to be honest. It was between allstate and state farm and allstate offered a better price for me. I would give them a 5
Date: August 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The Allstate Corporation is one of the largest insurance providers in the United States and one of the largest that is publicly held. The company also has personal lines insurance operations in Canada.
Date: July 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The deductible for the Allstate insurance plan is acceptable and in line with the other major insurance carriers. They offered multiple deductible tiers for the same coverage.
Date: July 07, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Policy Offerings
Allstate current offerings work for me. They have a wide variety of coverage options for you to chose from to insure that you are choosing the right policy for you and your family.
Liberty Mutual Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I am unsure of the deductible, as I do not have the details. I assume it's satisfactory, otherwise my husband would not have it.
Date: September 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My home insurance policy is very maintenance free. I don't have to do anything to renew every month. As long as I pay my bill they have my back and I like that peace of mind.
New Jersey Manufacturers Insurance Company Home Insurance Reviews
Date: September 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
When I did the comparison when shopping for Home insurance NJM was not the cheapest company but I get to have a single point of contact when filing a claim.
AAA Home Insurance Reviews
Date: August 14, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Our deductible is better or matches that of other similar insurance companies. We have been very pleased with what we have in place.
State Farm Home Insurance Reviews
Date: August 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Our Home Insurance company is great in terms of customer service.They worked hard to find us lower rates, while our previous company could not have cared less about us.