How Can I Make My Ceres, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Ceres, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Ceres, CA Home Insurance Coverage Levels | Back to Top
| Ceres, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shadowbrook Way, Horn Way, Shadow Ridge Dr, Lawrence St, Pine Ridge Dr, Verbena Ct, Promenade Ln, Helen Perry Rd, Alcoy Dr, Rita Ln | $173,000 | $160,000 | $125,000-$150,000 | $227,000 | $200,000 | $200,000-$250,000 |
| Primrose Ln, Monterey Pine Ave, Magnolia St, Adrien Way, Norfolk Way, Zona Bella Ln, Kiwi Dr, Calcagno St, Mullen Way, Glen Field Ln | $156,000 | $140,000 | $125,000-$150,000 | $250,000 | $230,000 | $200,000-$250,000 |
| Pearson Ave, Clarendon Ct, Sunburst Dr, Point Grey Rd, Glen Meadow Ct, Railroad Ave, Anna St, Willow Pond Ct, Ave A, Dormea Ct | $228,500 | $200,000 | $250,000-$300,000 | $319,000 | $290,000 | $300,000-$350,000 |
| Peoples Ln, Hugo Ave, Chablis Way, Lynell Ct, Tyrus St, Sungate Dr, Bacall Way, Magic Ln, Willow Lake Way, Monica Ct | $178,500 | $160,000 | $150,000-$175,000 | $270,500 | $240,000 | $300,000-$350,000 |
| Pismo Pl, Alexis Ave, Agresti Dr, Henry Ave, Buenaventura Dr, Giant Oak Ln, Hayes Ct, Riverview Ct, Melanie Ct, West Ave | $91,000 | $80,000 | $75,000-$100,000 | $151,500 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Ceres, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $550 |
| Superior Protection Discount | -$65 | $589 |
| Fire & Security Discount | -$72 | $583 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$177 | $478 |
Choose your Ceres, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Ceres, CA | Back to Top
| Home Insurance Company Ceres, CA | Homeowners Insurance Agency Ceres, CA | Address | Popularity Score | Distance from Ceres (miles) |
|---|---|---|---|---|
| Farmers | Dean Uecker | 1444 W Main St Ste A, Ripon, CA, 95366 | 14.1 | |
| Liberty Mutual Independent | Gene Morgan Insurance Agency | 2020 Fourth St, Livermore, CA, 94550 | 45.0 | |
| Nationwide | Charles Manne Insurance Agency Inc. | 2177 Las Positas Ct. Ste I, Livermore, CA, 94551-9792 | 45.4 | |
| Farmers | Glenn Hoffman | 1555 Riverlake Rd Ste F, Discovery Bay, CA, 94505 | 41.4 | |
| Farmers | Paul Curiel | 2670 S White Rd Ste 90, San Jose, CA, 95148 | 49.9 | |
| Allstate | Richard Perry | 7895 N Pershing Ave, Stockton, CA, 95207 | 35.7 | |
| State Farm | Jon Whited | 1600 Sunrise Ave., Modesto, CA, 95350 | 5.1 | |
| Farmers | Anamarie Emery | 4598 S Tracy Blvd Ste 100, Tracy, CA, 95377 | 27.2 | |
| Allstate | Linh Ngo | 2670 S White Rd Ste 125, San Jose, CA, 95148 | 49.9 | |
| State Farm | Al Olseen | 3267 S White Rd, San Jose, CA, 95148-4056 | 49.9 |
Compare Rates for Ceres, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Stanislaus County, CA | $244,100 | $689 | $510 | $940 | $430 |
| Ceres, CA | $218,300 | $655 | $480 | $890 | $410 |
| Turlock, CA | $272,600 | $731 | $540 | $990 | $450 |
| Waterloo, CA | $395,500 | $1,074 | $790 | $1,460 | $670 |
| Santa Nella, CA | $218,500 | $675 | $500 | $920 | $420 |
| Planada-Le Grand, CA | $140,900 | $572 | $420 | $780 | $360 |
| Tuolumne City, CA | $206,100 | $659 | $490 | $900 | $410 |
| Soulsbyville, CA | $248,700 | $717 | $530 | $980 | $450 |
| San Martin, CA | $840,200 | $1,156 | $860 | $1,570 | $710 |
Research Home Insurance Companies Reviews in Ceres, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
THE GOOD THING WITH STATEFARM IS THAT WITH MY PREMIUM AND DEDUCTABLE ASPECTS OF MY POLICY THINGS ARE VERY AFFORDABLE, WITH THE RIGHT PLANS.THEY COVER THE THREE ASPECTS.
Date: September 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have dealt with a local agent over the phone. They were extremely helpful in getting our coverage set up and dealing with our mortgage company.
Liberty Mutual Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The rate I received was quite reasonable and because I had options to choose it was easy to make a decision
Encompass Insurance Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I always call my local home office when dealing with my home owners insurance. I've been with this company for a long time and like knowing I can call and get a live person in the office.
GEICO Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
the 6 month premium i pay is very affordable and the deductible i have is also very reasonable. I am a very safe driver so the plan that i have fits my needs very well.