Gavop's guide to buying homeowners insurance in Blair County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Blair County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| General Jones Dr, Penn State Ln, E Penn Ave, Mountain St, 58th St, T458, Gates Hill Rd, Blattenberger St, Hill Aly, Bald Eagle Ave | $83,000 | $70,000 | $75,000-$100,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Dublin St, Tree Ln, Glenn Rd, Hafer Ln, W Penn St Exd, Hemlock St, Saylor Farm Ln, Laurel Dr, Sportsmen Rd, Orchard View Dr | $206,000 | $180,000 | $175,000-$200,000 | $102,500 | $90,000 | $75,000-$100,000 |
| Evergreen Way, 31st St, Summit Dr, River Aly, W 11th St, Penn Cir Dr, Harker Rd, Cottontown Rd, Van Buren Ave, Russells Dr | $177,000 | $160,000 | $125,000-$150,000 | $82,000 | $80,000 | $75,000-$100,000 |
| Kettle Rd, Harvest View Ln, Antrim Ln, Isenberg Ln, Mine St, Johnstown Rd, Luke Ln, Margaret Ave, Puzzletown Rd, Kingdom St | $140,500 | $120,000 | $125,000-$150,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Alta Ave, Duke Rd, Irvins Hill Rd, Fort Roberdeau Ave, Leaf Ln, Mae Construction Ln, Trl 343, Gurekovich Hollow Rd, Sonrise Dr, Eric St | $113,500 | $100,000 | $125,000-$150,000 | $127,500 | $110,000 | $125,000-$150,000 |
| Sylvan Heights Dr, Antis Rd, Edgewood Rd, Walker Dr, Plum Creek Rd, 21st Ave, Highland Ave, Deerwalk Ln, Stratford Ct, Purdue Dr | $134,500 | $120,000 | $100,000-$125,000 | $170,000 | $150,000 | $200,000-$250,000 |
| 51st St, Autumn Dr, Riverside Ave, T-493, Indian Pl, E 3rd Ave, 24th St, Bloomfield St, John Adams Ct, Oswalt Ln | $184,000 | $170,000 | $125,000-$150,000 | $135,000 | $110,000 | $100,000-$125,000 |
| Mill St, T-505, T734, New St, Holstien Ln, Rhodes Ln, Lehigh St, E Tuckahoe St, Eastep Rd, Mansion Blvd | $138,500 | $110,000 | $150,000-$175,000 | $135,500 | $110,000 | $125,000-$150,000 |
| E 5th St, Woodlawn Ave, Countryside Ln, Thistle Ln, E Burns Ave, T401, N Montgomery St, Larch St, Kettle Rd, 16th Ave | $86,500 | $70,000 | $75,000-$100,000 | $110,000 | $90,000 | $100,000-$125,000 |
| Lynndale Rd, Trail Ridge Ln, 10th Ave, Marian Ln, Sunset Dr, Old Mill Ln, Beech St Lakemont, Oakdale Ave, T-573, Oak Ave | $212,000 | $190,000 | $175,000-$200,000 | $120,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $524 |
| Superior Protection Discount | -$56 | $561 |
| Fire & Security Discount | -$68 | $549 |
| Hail Resistant Roof Discount | -$12 | $605 |
| Newly Constructed Home Discount | -$148 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blair County | $2,000 | $610 | $2,610 | $443 | $2,443 | $167 |
| Blair County, PA | $700 | $610 | $1,310 | $443 | $1,143 | $167 |
| Antis, PA | $400 | $667 | $1,067 | $485 | $885 | $182 |
| Martinsburg, PA | $2,000 | $652 | $2,652 | $474 | $2,474 | $178 |
| Northwood, PA | $200 | $566 | $766 | $411 | $611 | $155 |
| West Carroll, PA | $2,500 | $473 | $2,973 | $344 | $2,844 | $129 |
| New Paris, PA | $100 | $585 | $685 | $425 | $525 | $160 |
| Longfellow, PA | $1,000 | $627 | $1,627 | $456 | $1,456 | $171 |
| Glen Campbell, PA | $500 | $492 | $992 | $358 | $858 | $134 |
| Lumber City, PA | $1,000 | $515 | $1,515 | $374 | $1,374 | $141 |
| Zion, PA | $200 | $787 | $987 | $572 | $772 | $215 |
| Home Insurance Company Blair County, PA | Homeowners Insurance Agency Blair County, PA | Address | Popularity Score | Distance from Blair County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Saleme Insurance Service, Inc. | 1409 11th Ave, Altoona, PA, 16601 | 5.0 | |
| Liberty Mutual Independent | Saleme Insurance Service, Inc. | 1409 11th Avenue, Altoona, PA, 16601 | 5.0 | |
| Allstate | James (Jimmy) Kiepert | 1609 Jefferson Ave, Windber, PA, 15963 | 32.9 | |
| Allstate | Joseph Zolna | 106 N Allegheny St, Bellefonte, PA, 16823 | 40.0 | |
| Allstate | Robert Sullivan | 3415 Pleasant Valley Blvd, Altoona, PA, 16602 | 4.9 | |
| Liberty Mutual Independent | Kesslak Agency Inc | 1405 Eisenhower Blvd Ste 103, Johnstown, PA, 15904 | 32.3 | |
| State Farm | Brian Kolander | 1117 Logan Blvd, Altoona, PA, 16602-4029 | 5.1 | |
| Allstate | David Horell | 2900 Plank Rd Ste 6, Altoona, PA, 16601 | 5.9 | |
| Allstate | Pdm Insurance | 4050 Lincoln Way W, Chambersburg, PA, 17202 | 49.6 | |
| Erie | Solensky Insurance Agency Inc. | 3119 Pleasant Valley Blvd Suite 1, Altoona, PA, 16602 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,070 | $570 |
| Blair County, PA | $117,300 | $617 | $430 | $880 | $450 |
| Blair County, PA | $117,300 | $617 | $440 | $880 | $440 |
| Antis, PA | $160,500 | $675 | $490 | $970 | $480 |
| Martinsburg, PA | $128,300 | $660 | $480 | $930 | $450 |
| Northwood, PA | $91,700 | $573 | $410 | $810 | $400 |
| West Carroll, PA | $59,100 | $479 | $330 | $680 | $350 |
| New Paris, PA | $99,000 | $592 | $420 | $820 | $400 |
| Longfellow, PA | $117,100 | $635 | $440 | $900 | $460 |
| Glen Campbell, PA | $65,000 | $498 | $350 | $700 | $350 |
| Lumber City, PA | $72,900 | $521 | $380 | $720 | $340 |
| Zion, PA | $199,000 | $797 | $540 | $1,130 | $590 |