Gavop shows you how to buy homeowners insurance in Hoopeston, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $61,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $135,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $693 |
| Superior Protection Discount | -$84 | $752 |
| Fire & Security Discount | -$67 | $769 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$192 | $643 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vermilion County | $1,000 | $943 | $1,943 | $685 | $1,685 | $258 |
| Hoopeston, IL | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| Rankin, IL | $400 | $444 | $844 | $322 | $722 | $121 |
| Parish Grove, IN | $1,500 | $889 | $2,389 | $646 | $2,146 | $243 |
| Bolivar, IN | $500 | $715 | $1,215 | $520 | $1,020 | $195 |
| Wall, IL | $1,000 | $800 | $1,800 | $582 | $1,582 | $219 |
| West Point, IN | $100 | $865 | $965 | $628 | $728 | $236 |
| Cunningham, IL | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Reynolds, IN | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Ganeer, IL | $700 | $782 | $1,482 | $569 | $1,269 | $214 |
| Bloomingdale, IN | $400 | $593 | $993 | $431 | $831 | $162 |
| Saunemin, IL | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Home Insurance Company Hoopeston, IL | Homeowners Insurance Agency Hoopeston, IL | Address | Popularity Score | Distance from Hoopeston (miles) |
|---|---|---|---|---|
| State Farm | Matt Waite | 1053 W Broadway St, Bradley, IL, 60915-2004 | 48.4 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 38.0 | |
| Travelers | Ryan-Reum Insurance Agency Inc | 244 Main St Nw, Bourbonnais, IL, 60914 | 49.3 | |
| Allstate | Dustin Hiser | 604 S Neil St Ste 104, Champaign, IL, 61820 | 39.1 | |
| State Farm | Cheryl Mosely | 1760 W Station St, Kankakee, IL, 60901-3175 | 46.9 | |
| Travelers | L A Blanchette Agency | 15 Briarcliff Prof Ctr, Bourbonnais, IL, 60914 | 49.3 | |
| State Farm | Julie Schuld | 116 S Kinzie Ave, Bradley, IL, 60915-2430 | 48.2 | |
| State Farm | Todd Jacob | 2105 N Dunlap Ave Ste 1b, Savoy, IL, 61874 | 40.7 | |
| State Farm | Joel Gesky | 320 N Convent St, Bourbonnais, IL, 60914-2016 | 49.6 | |
| State Farm | Matt Nafziger | 396 S Kennedy Dr., Bradley, IL, 60915 | 48.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| Vermilion County, IL | $75,900 | $955 | $640 | $1,330 | $690 |
| Hoopeston, IL | $64,100 | $835 | $580 | $1,150 | $570 |
| Rankin, IL | $50,600 | $449 | $310 | $620 | $310 |
| Parish Grove, IN | $150,000 | $900 | $600 | $1,280 | $680 |
| Bolivar, IN | $93,000 | $724 | $530 | $1,030 | $500 |
| Wall, IL | $159,900 | $810 | $550 | $1,160 | $610 |
| West Point, IN | $140,300 | $875 | $590 | $1,210 | $620 |
| Cunningham, IL | $146,700 | $656 | $470 | $900 | $430 |
| Reynolds, IN | $84,200 | $690 | $460 | $990 | $530 |
| Ganeer, IL | $151,700 | $792 | $540 | $1,100 | $560 |
| Bloomingdale, IN | $63,500 | $600 | $410 | $820 | $410 |
| Saunemin, IL | $96,300 | $637 | $430 | $870 | $440 |