Gavop tells you how to get the best homeowners insurance in Mountain Brook, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $156,500 | $140,000 | $175,000-$200,000 |
| 2 Bedroom | $388,000 | $350,000 | $400,000-$500,000 |
| 3 Bedroom | $438,500 | $370,000 | $350,000-$400,000 |
| 4 Bedroom | $819,500 | $700,000 | $700,000-$800,000 |
| 5 Bedroom | $978,500 | $850,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $787 |
| Home and Two Car | -$137 | $718 |
| Home and Three Car | -$197 | $659 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $1,148 | $1,848 | $834 | $1,534 | $314 |
| Mountain Brook, AL | $2,000 | $845 | $2,845 | $614 | $2,614 | $231 |
| Pelham, AL | $400 | $955 | $1,355 | $694 | $1,094 | $261 |
| Pleasant Grove, AL | $2,000 | $884 | $2,884 | $642 | $2,642 | $241 |
| Rock Creek, AL | $500 | $1,085 | $1,585 | $788 | $1,288 | $296 |
| North Johns, AL | $2,500 | $874 | $3,374 | $635 | $3,135 | $239 |
| Renfroe-Laniers, AL | $300 | $1,025 | $1,325 | $745 | $1,045 | $280 |
| Highland Lake, AL | $2,500 | $1,468 | $3,968 | $1,067 | $3,567 | $401 |
| Mignon, AL | $200 | $525 | $725 | $381 | $581 | $143 |
| Blount County, AL | $700 | $1,025 | $1,725 | $745 | $1,445 | $280 |
| Good Hope, AL | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Walnut Grove, AL | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Home Insurance Company Mountain Brook, AL | Homeowners Insurance Agency Mountain Brook, AL | Address | Popularity Score | Distance from Mountain Brook (miles) |
|---|---|---|---|---|
| State Farm | Caroline Dorris | 2717 7th Ave S Ste 103, Birmingham, AL, 35233-3423 | 3.5 | |
| State Farm | Tim Johns | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 3.5 | |
| Allstate | The Marcus Agency | 1442 Montgomery Hwy Ste 201, Vestavia, AL, 35216 | 6.2 | |
| Travelers | Greenhalgh Insurance Agency | 3144 Cahaba Heights Rd, Birmingham, AL, 35243 | 2.5 | |
| Nationwide | Ken Caldwell Insurance Agency Inc. | 3926 Lorna Rd, Birmingham, AL, 35244-1004 | 9.5 | |
| State Farm | John Patterson | 1807 11th Ave S, Birmingham, AL, 35205-4807 | 3.8 | |
| Farmers | Zachary Wilson | 1100 E Park Dr Ste 205, Birmingham, AL, 35235 | 7.3 | |
| State Farm | Mike Kennedy | 4513 Valleydale Road, Birmingham, AL, 35242-4662 | 7.4 | |
| State Farm | Ron Carroll | 33594 Us Highway 280, Childersburg, AL, 35044-3012 | 27.0 | |
| State Farm | Robert Kinsey | 2344 Valleydale Rd Ste B, Hoover, AL, 35244-2074 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,650 | $800 |
| Jefferson County, AL | $149,000 | $1,162 | $850 | $1,650 | $800 |
| Mountain Brook, AL | $578,100 | $855 | $580 | $1,190 | $610 |
| Pelham, AL | $175,300 | $966 | $650 | $1,380 | $730 |
| Pleasant Grove, AL | $151,000 | $894 | $600 | $1,240 | $640 |
| Rock Creek, AL | $118,900 | $1,098 | $740 | $1,500 | $760 |
| North Johns, AL | $110,900 | $885 | $640 | $1,260 | $620 |
| Renfroe-Laniers, AL | $108,000 | $1,037 | $760 | $1,480 | $720 |
| Highland Lake, AL | $211,500 | $1,486 | $1,030 | $2,120 | $1,090 |
| Mignon, AL | $38,400 | $531 | $390 | $750 | $360 |
| Blount County, AL | $122,200 | $1,038 | $700 | $1,470 | $770 |
| Good Hope, AL | $92,400 | $941 | $690 | $1,290 | $600 |
| Walnut Grove, AL | $79,700 | $856 | $570 | $1,220 | $650 |