Gavop's guide to buying homeowners insurance in Stanton County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $129,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $130,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $298,500 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $745 |
| Home and Two Car | -$131 | $687 |
| Home and Three Car | -$205 | $614 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stanton County | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Stanton County, KS | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Grant County, KS | $300 | $825 | $1,125 | $600 | $900 | $226 |
| Hamilton County, KS | $1,000 | $893 | $1,893 | $649 | $1,649 | $244 |
| Taloga, KS | $400 | $1,140 | $1,540 | $829 | $1,229 | $312 |
| Stevens County, KS | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Hugoton, KS | $100 | $1,075 | $1,175 | $781 | $881 | $294 |
| Lakin, KS | $1,000 | $1,204 | $2,204 | $875 | $1,875 | $329 |
| Prowers County, CO | $500 | $732 | $1,232 | $532 | $1,032 | $200 |
| Springfield, CO | $2,000 | $809 | $2,809 | $588 | $2,588 | $221 |
| Haskell, KS | $400 | $1,203 | $1,603 | $875 | $1,275 | $329 |
| Home Insurance Company Stanton County, KS | Homeowners Insurance Agency Stanton County, KS | Address | Popularity Score | Distance from Stanton County (miles) |
|---|---|---|---|---|
| Allstate | The Agency Inc | 122 North Main, Lakin, KS, 67860 | 39.1 | |
| Nationwide | Mountain Plains Agency Llc | 409 N Stanton St, Johnson, KS, 67855 | 2.0 | |
| Travelers | Walrod Insurance Services | 449 Morton, Elkhart, KS, 67950 | 39.3 | |
| Travelers | Walrod Insurance Services | 449 Morton, Elkhart, KS, 67950 | 39.3 | |
| State Farm | Mindy Dougherty | 524 Morton St, Elkhart, KS, 67950-5016 | 39.4 | |
| State Farm | Shanda Swinehart | 716 W Oklahoma Ave, Ulysses, KS, 67880-2300 | 23.2 | |
| Allstate | Western Shelter Ins | 301 East Beatty, Johnson, KS, 67855 | 2.5 | |
| Allstate | Sullivan Ins Inc | 123 W Central Ave, Ulysses, KS, 67880 | 23.6 | |
| Allstate | The Agency Inc | 122 N. Main, Lakin, KS, 67860 | 39.1 | |
| State Farm | Debbie Nordling | 617 S Main St, Hugoton, KS, 67951-2419 | 36.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Stanton County, KS | $71,900 | $818 | $640 | $1,100 | $460 |
| Stanton County, KS | $71,900 | $818 | $640 | $1,100 | $460 |
| Grant County, KS | $102,800 | $835 | $650 | $1,130 | $480 |
| Hamilton County, KS | $86,800 | $904 | $700 | $1,220 | $520 |
| Taloga, KS | $99,200 | $1,154 | $900 | $1,560 | $660 |
| Stevens County, KS | $110,000 | $865 | $670 | $1,170 | $500 |
| Hugoton, KS | $88,600 | $1,088 | $850 | $1,470 | $620 |
| Lakin, KS | $110,500 | $1,219 | $950 | $1,650 | $700 |
| Prowers County, CO | $94,400 | $741 | $520 | $970 | $450 |
| Springfield, CO | $80,700 | $819 | $570 | $1,070 | $500 |
| Haskell, KS | $110,300 | $1,218 | $950 | $1,640 | $690 |