How Can I Make My New Smyrna Beach, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in New Smyrna Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate New Smyrna Beach, FL Home Insurance Coverage Levels | Back to Top
| New Smyrna Beach, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Grape Ivy Ln, la Plaz Dr, May St, Condict Dr, Caliban Ct, 2nd Ave, Auburn Ave, Sunny Ln, Maytown Rd, Warn Ree Cir | $164,000 | $150,000 | $150,000-$175,000 | $120,500 | $110,000 | $125,000-$150,000 |
| N Riverside Dr, 17th Ave, Buck Ln, Naranga Dr, Charles St, la Boca Dr, Bigelow Dr, Myra St, West Loop, Danny St | $126,500 | $120,000 | $100,000-$125,000 | $103,000 | $90,000 | $75,000-$100,000 |
| India Palm Dr, Turnbull Bay Rd, Causeway Dr, Hester Ave, 17th St, Birdie Dr, Hiles Blvd, Meadow Wood St, Sinnka St, Hann St | $217,500 | $180,000 | $250,000-$300,000 | $198,000 | $190,000 | $175,000-$200,000 |
| Unity Tree Dr, Lee Dr, Newcomb St, Arthur Ave, Dougherty St, River Rd, Hacienda, Carley Cir, Andrea Dr, Laughing Gull Ln | $147,000 | $130,000 | $125,000-$150,000 | $113,000 | $90,000 | $75,000-$100,000 |
| Bay St, Acee Dr, Valencia Dr, Acorn Way, Stewart Dr, Tecca Dr, Divito Dr, Winefred Ave, United Dr, Francis Dr | $138,000 | $120,000 | $125,000-$150,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Joseph Dr, S Indian River Rd, Yupon St, Industrial Park Ave, Falkner Ave, Sandpiper St, Mertz Ln, Beacon Light Rd, Brooks St, San Remo Cir | $231,000 | $200,000 | $200,000-$250,000 | $223,000 | $200,000 | $200,000-$250,000 |
| Ash St, Golf Club Dr, Patricia Dr, Sawgrass Ln, Dayton St, Madre St, Lynn Ave, Log Cabin Ln, Enterprise Ave, Lynn Rd | $212,000 | $180,000 | $200,000-$250,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Gorman St, N Gaines St, Campton St, Blue Heron Ln, Slatton St, Harris Cir, Cypress Way, Dora Ave, Turnbull Bay Rd, Sable Cay Ct | $153,500 | $120,000 | $150,000-$175,000 | $167,500 | $150,000 | $175,000-$200,000 |
| Coral Trace Blvd, Douglas St, Cunningham Dr, Francis Ave, Art Center Ave, Queen Palm Dr, Club House Blvd E, Stoney Wood Ct, Minorca Beach Ln, N Dixie Fwy | $234,500 | $190,000 | $250,000-$300,000 | $185,500 | $150,000 | $175,000-$200,000 |
| India Palm Dr, Edgewater Ave, Bay Dr, Tee Cir, S Timberlane Dr, Vineyard St, el Domingo, Coco Palm Dr, E 25th Ave, Watson - Stanley Rd | $196,000 | $180,000 | $150,000-$175,000 | $120,000 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in New Smyrna Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$260 | $1,110 |
| Superior Protection Discount | -$123 | $1,247 |
| Fire & Security Discount | -$137 | $1,234 |
| Hail Resistant Roof Discount | -$41 | $1,330 |
| Newly Constructed Home Discount | -$370 | $1,001 |
Choose the Right Deductible for your New Smyrna Beach, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Volusia County | $1,500 | $1,256 | $2,756 | $913 | $2,413 | $343 |
| New Smyrna Beach, FL | $2,000 | $1,354 | $3,354 | $984 | $2,984 | $370 |
| Mims, FL | $200 | $834 | $1,034 | $606 | $806 | $228 |
| DeLand Southwest, FL | $1,000 | $910 | $1,910 | $661 | $1,661 | $249 |
| Bithlo, FL | $100 | $953 | $1,053 | $692 | $792 | $260 |
| East Orange, FL | $2,500 | $1,394 | $3,894 | $1,013 | $3,513 | $381 |
| Longwood, FL | $100 | $994 | $1,094 | $723 | $823 | $272 |
| Merritt Island, FL | $700 | $1,296 | $1,996 | $942 | $1,642 | $354 |
| Orlovista, FL | $2,000 | $796 | $2,796 | $578 | $2,578 | $218 |
| Oak Ridge, FL | $400 | $882 | $1,282 | $641 | $1,041 | $241 |
| Seville, FL | $1,000 | $1,314 | $2,314 | $955 | $1,955 | $359 |
Identify Top Home Insurance Agents near New Smyrna Beach, FL | Back to Top
| Home Insurance Company New Smyrna Beach, FL | Homeowners Insurance Agency New Smyrna Beach, FL | Address | Popularity Score | Distance from New Smyrna Beach (miles) |
|---|---|---|---|---|
| Travelers | Caton-Hosey Insurance | 3731 Nova Rd S, Port Orange, FL, 32129 | 17.3 | |
| Allstate | Norm W Daniel | 2236 State Road 44, New Smyrna Beach, FL, 32168 | 8.9 | |
| Travelers | Brokers Insurance Llc | 241 S Westmonte Dr Ste 1040, Altamonte Springs, FL, 32714 | 37.5 | |
| State Farm | Tamara Corell | 7730 N Wickham Rd Ste 101, Melbourne, FL, 32940-8296 | 48.7 | |
| Allstate | Melanie Emanuel | 512 Canal St, New Smyrna Beach, FL, 32168 | 8.2 | |
| Travelers | Koch Insurance Agency Inc | 50 Leanni Way, Suite B1 Palm Coast, Palm Coast, FL, 32137 | 49.2 | |
| State Farm | Stan Harrison | 207 Magnolia St, New Smyrna, FL, 32168-7125 | 8.0 | |
| State Farm | Stan Harrison | 207 Magnolia St, New Smyrna Beach, FL, 32168-7125 | 8.0 | |
| Travelers | American Insurance | 823 Cheney Hwy, Titusville, FL, 32780 | 25.4 | |
| State Farm | Buddy Davenport | 1305 State Road 44, New Smyrna, FL, 32168-1530 | 8.2 |
Compare Rates for New Smyrna Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Volusia County, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| New Smyrna Beach, FL | $166,300 | $1,371 | $1,070 | $1,840 | $770 |
| Mims, FL | $116,300 | $844 | $660 | $1,130 | $470 |
| DeLand Southwest, FL | $77,200 | $921 | $720 | $1,230 | $510 |
| Bithlo, FL | $191,700 | $964 | $750 | $1,290 | $540 |
| East Orange, FL | $242,000 | $1,411 | $1,100 | $1,890 | $790 |
| Longwood, FL | $163,800 | $1,006 | $790 | $1,350 | $560 |
| Merritt Island, FL | $230,600 | $1,312 | $1,020 | $1,760 | $740 |
| Orlovista, FL | $82,700 | $806 | $630 | $1,080 | $450 |
| Oak Ridge, FL | $98,000 | $893 | $700 | $1,200 | $500 |
| Seville, FL | $137,500 | $1,330 | $1,040 | $1,780 | $740 |
Research Home Insurance Companies Reviews in New Smyrna Beach, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 27, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
USAA is absolutely amazing when it comes to customer service. They always address me by name when you call and are extremely helpful in answering any questions you might have.
Date: September 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
USAA has great policy offerings for affordable prices. I don't know anyone who pays less and gets more from their insurance company. I wouldn't go anywhere else for insurance.
State Farm Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Overall, they are pretty good. The customer service with my agent has been great. I've never had to contact their general customer service. I have successfully made changes online on their website.
Nationwide Home Insurance Reviews
Date: October 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
my expirience with nationwide customer service has been amazing, i always get the help i need and i never struggle