Gavop tells you how to get the best homeowners insurance in Harper County, KS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Harper County, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ave C, NE 110 Ave, 10th St, E Ave B, NE 20 Rd, N Van Buren St, W 19th St, W Washington St, NE 30 Ave, N Springfield Ave | $125,000 | $100,000 | $125,000-$150,000 | $89,000 | $80,000 | $50,000-$75,000 |
| NE 70 Ave, 11th St, E Locust St, N Lincoln Ave, W 7th St, W 21st St, E Grant St, W 6th St, E0010 Rd, NE 50 Ave | $102,500 | $90,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| E 10th St, State Hwy 179, NW 60 Ave, NW 80 Rd, NW 50 Ave, SE 40 Ave, Oak St, S Lincoln Ave, NW 140 Ave, W Fanning Dr | $82,000 | $70,000 | $75,000-$100,000 | $49,000 | $40,000 | $25,000-$50,000 |
| N State Rd 14, N Pennsylvania Ave, W 16th St, N Lawrence Ave, NW 30 Ave, NE 30 Ave, SW 90 Rd, 70 Ave, E Lake Rd, State Hwy 14 | $124,500 | $110,000 | $100,000-$125,000 | $71,500 | $60,000 | $50,000-$75,000 |
| SE 50 Rd, W Ave E, SE 20 Rd, NW 130 Ave, S Oak St, S Lawrence Ave, Odell St, 110 Rd, NW 20 Rd, NW 40 Ave | $76,500 | $70,000 | $50,000-$75,000 | $67,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $668 |
| Superior Protection Discount | -$79 | $707 |
| Fire & Security Discount | -$55 | $730 |
| Hail Resistant Roof Discount | -$16 | $770 |
| Newly Constructed Home Discount | -$165 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harper County | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Harper County, KS | $2,000 | $776 | $2,776 | $564 | $2,564 | $212 |
| Harper, KS | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Wakita, OK | $300 | $793 | $1,093 | $577 | $877 | $217 |
| Bennett, KS | $700 | $1,037 | $1,737 | $754 | $1,454 | $284 |
| Vinita, KS | $100 | $1,659 | $1,759 | $1,206 | $1,306 | $453 |
| Penalosa, KS | $2,500 | $873 | $3,373 | $635 | $3,135 | $239 |
| Township, KS | $400 | $1,516 | $1,916 | $1,101 | $1,501 | $414 |
| Waco, KS | $2,000 | $1,432 | $3,432 | $1,040 | $3,040 | $391 |
| Palestine, KS | $500 | $1,175 | $1,675 | $854 | $1,354 | $321 |
| Home Insurance Company Harper County, KS | Homeowners Insurance Agency Harper County, KS | Address | Popularity Score | Distance from Harper County (miles) |
|---|---|---|---|---|
| Travelers | Insurance Services Inc | 101 North Main St, Caldwell, KS, 67022 | 27.5 | |
| State Farm | Mary Sue Smith | 1000 N Tyler Rd Ste 400, Wichita, KS, 67212-3276 | 49.2 | |
| Allstate | Pam Kirtley | 8815 W 13th St N Ste 140, Wichita, KS, 67212 | 49.6 | |
| Liberty Mutual Independent | Carson Insurance Group | 122 W Main St, Mulvane, KS, 67110 | 49.4 | |
| Travelers | Insurance Services Inc | Po Box 113, Caldwell, KS, 67022 | 27.6 | |
| Farmers | Matt Mcmillan | 9235 W Central Ave, Wichita, KS, 67212 | 48.6 | |
| Farmers | Rogena Grigsby | 317 W Avenue C, Attica, KS, 67009 | 9.7 | |
| Farmers | Ryan Barber | 8911 W Maple St, Wichita, KS, 67209 | 48.1 | |
| Farmers | Michael Edwards | 8606 W 13th St N Ste 180, Wichita, KS, 67212 | 49.7 | |
| Farmers | Doug Desbien | 8406 W Maple St, Wichita, KS, 67209 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Harper County, KS | $66,700 | $785 | $610 | $1,060 | $450 |
| Harper County, KS | $66,700 | $785 | $610 | $1,060 | $450 |
| Harper, KS | $57,700 | $866 | $680 | $1,170 | $490 |
| Wakita, OK | $46,200 | $803 | $570 | $1,120 | $550 |
| Bennett, KS | $82,900 | $1,050 | $820 | $1,420 | $600 |
| Vinita, KS | $233,800 | $1,679 | $1,310 | $2,270 | $960 |
| Penalosa, KS | $60,000 | $884 | $690 | $1,190 | $500 |
| Township, KS | $182,800 | $1,534 | $1,200 | $2,070 | $870 |
| Waco, KS | $159,500 | $1,449 | $1,130 | $1,960 | $830 |
| Palestine, KS | $105,100 | $1,189 | $930 | $1,610 | $680 |