Gavop shows you how to buy homeowners insurance in Waco-Bybee, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$153 | $576 |
| 30 year old | +$11 | $740 |
| 40 year old | +$19 | $748 |
| 50 year old | +$28 | $757 |
| Above 50 year old | +$35 | $764 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $671 |
| Home and Two Car | -$124 | $605 |
| Home and Three Car | -$168 | $561 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Bybee, KY | $2,500 | $720 | $3,220 | $524 | $3,024 | $197 |
| Berea, KY | $300 | $754 | $1,054 | $548 | $848 | $206 |
| Paint Lick, KY | $1,000 | $813 | $1,813 | $591 | $1,591 | $222 |
| Lexington-Fayette Southwest, KY | $200 | $1,108 | $1,308 | $805 | $1,005 | $303 |
| Lexington-Fayette Northwest, KY | $2,500 | $918 | $3,418 | $667 | $3,167 | $251 |
| Sturgeon, KY | $500 | $560 | $1,060 | $407 | $907 | $153 |
| Hustonville, KY | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Mercer County, KY | $400 | $770 | $1,170 | $560 | $960 | $210 |
| Canoe, KY | $1,500 | $438 | $1,938 | $318 | $1,818 | $120 |
| Jackson, KY | $100 | $561 | $661 | $408 | $508 | $153 |
| Taulbee, KY | $700 | $567 | $1,267 | $412 | $1,112 | $155 |
| Home Insurance Company Bybee, KY | Homeowners Insurance Agency Bybee, KY | Address | Popularity Score | Distance from Bybee (miles) |
|---|---|---|---|---|
| State Farm | Stewart Perry | 2128 Nicholasville Road, Lexington, KY, 40503 | 26.5 | |
| State Farm | Erika Hancock | 410 Kings Daughters Dr, Frankfort, KY, 40601-6533 | 49.5 | |
| Liberty Mutual Independent | Nicholson Insurance Agency Inc | 1001 Monarch St Ste 100, Lexington, KY, 40513 | 28.6 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 635 N Broadway, Lexington, KY, 40508 | 27.8 | |
| State Farm | Clint Conrad | 201 Ruccio Way Ste 120, Lexington, KY, 40503-3584 | 26.3 | |
| State Farm | Rp Lopez | 2100 Lawrenceburg Rd, Frankfort, KY, 40601-7537 | 48.7 | |
| State Farm | Brenda Harris | 114 Thompson St, Frankfort, KY, 40601-3206 | 48.3 | |
| Travelers | Greater Lexington Insurance Agency | 1066 Wellington Way, Lexington, KY, 40513 | 28.6 | |
| State Farm | Don Mills | 130 E Main St Ste 4, Richmond, KY, 40475-1653 | 7.0 | |
| Nationwide | Poland Insurance Agency Inc. | 101 Markham Drive, Georgetown, KY, 40324-2004 | 37.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,240 | $630 |
| Madison County, KY | $151,000 | $924 | $640 | $1,280 | $640 |
| Bybee, KY | $121,600 | $729 | $530 | $1,010 | $480 |
| Berea, KY | $133,400 | $763 | $550 | $1,080 | $530 |
| Paint Lick, KY | $109,400 | $823 | $600 | $1,160 | $560 |
| Lexington-Fayette Southwest, KY | $215,100 | $1,121 | $820 | $1,540 | $720 |
| Lexington-Fayette Northwest, KY | $140,200 | $929 | $640 | $1,290 | $650 |
| Sturgeon, KY | $54,400 | $567 | $390 | $780 | $390 |
| Hustonville, KY | $94,400 | $641 | $440 | $910 | $470 |
| Mercer County, KY | $139,900 | $780 | $530 | $1,070 | $540 |
| Canoe, KY | $33,800 | $443 | $300 | $610 | $310 |
| Jackson, KY | $54,600 | $568 | $390 | $810 | $420 |
| Taulbee, KY | $55,700 | $574 | $400 | $800 | $400 |