Gavop shows you how to buy homeowners insurance in Merrimac, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Merrimac, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alnette Rd, Wendy Way, Hadley Rd, Summit, Pinehurst Rd, F St, B St, W Parish Ln, Timothy Ln, Whittier Ave | $283,500 | $250,000 | $250,000-$300,000 | $137,500 | $130,000 | $125,000-$150,000 |
| A St, Burnside Ln, Ridgefield Rd, Lakewoods Dr, Ahern Cir, Brandy Brow Rd, Bear Hill Rd, Fern Ave, Lancaster Ct, S Pleasant St | $174,000 | $150,000 | $150,000-$175,000 | $170,000 | $140,000 | $150,000-$175,000 |
| Littles Ct, Locust Grove Rd, Mapleton Rd, Meadow Ave, Thorndike Ave, Spencer Way, Sunset Ter, Merrimac Ave, Oak Cir, Battis Exd | $246,500 | $220,000 | $200,000-$250,000 | $166,500 | $150,000 | $150,000-$175,000 |
| Tannery Ln, Vale St, Huse Rd, Laughing Waterway, G St, E St, Landau Ln, W Shore Rd, Jakober Way, Heather Cir | $306,500 | $260,000 | $250,000-$300,000 | $319,500 | $270,000 | $300,000-$350,000 |
| Gabriel Ln, Veterans Way, Clement Pl, Bisson Ln, Noyes Ln, Mythical St, Sharon Cir, D St, Whittier Dr, Hansom Dr | $323,000 | $270,000 | $250,000-$300,000 | $234,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $772 |
| Superior Protection Discount | -$86 | $868 |
| Fire & Security Discount | -$76 | $877 |
| Hail Resistant Roof Discount | -$29 | $925 |
| Newly Constructed Home Discount | -$219 | $734 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Merrimac, MA | Homeowners Insurance Agency Merrimac, MA | Address | Popularity Score | Distance from Merrimac (miles) |
|---|---|---|---|---|
| Travelers | Brian S Dempsey | 60 Bailey Blvd, Haverhill, MA, 1830 | 5.5 | |
| Travelers | M K Sullivan Insurance Agency Inc | 30 Grove Street, Merrimac, MA, 1907 | 0.5 | |
| Travelers | Academy Insurance Agency | 67 River St, Haverhill, MA, 1832 | 6.1 | |
| Travelers | Journeay Insurance Agency Inc | 8 W Main St, Merrimac, MA, 1860 | 0.6 | |
| Travelers | Hill Ins Agcy | 375 Broadway, Revere, MA, 2151 | 29.6 | |
| Liberty Mutual Independent | Mtm Insurance Associates Llc | 1320 Osgood Street , North Andover, MA, 1845 | 9.6 | |
| Travelers | Tarpey Insurance Group Inc | 442 Water St , Wakefield, MA, 1880 | 23.4 | |
| Liberty Mutual Independent | Norwood Insurance Agency Inc. | 293 Main St, Groveland, MA, 1834 | 5.3 | |
| Travelers | R C Briggs Insurance Agency Inc | 103 Main Street, Amesbury, MA, 1913 | 4.3 | |
| Travelers | Francis J Berube | 57 Broadway, Haverhill, MA, 1832 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,930 | $910 |
| Essex County, MA | $373,400 | $1,350 | $960 | $1,880 | $920 |
| Merrimac, MA | $335,300 | $953 | $660 | $1,320 | $660 |
| Chelmsford, MA | $368,500 | $1,330 | $970 | $1,840 | $870 |
| Medford, MA | $443,100 | $1,267 | $860 | $1,750 | $890 |
| Chelsea, MA | $308,300 | $1,158 | $820 | $1,630 | $810 |
| Hillsborough County, NH | $256,300 | $919 | $740 | $1,140 | $400 |
| Arundel, ME | $248,100 | $851 | $580 | $1,220 | $640 |