Gavop's guide to buying homeowners insurance in Seminole, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $81,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $114,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $150,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $665 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$88 | $713 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$176 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Seminole County | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Seminole, OK | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
| Seminole North, OK | $300 | $1,093 | $1,393 | $794 | $1,094 | $299 |
| Tecumseh, OK | $1,500 | $840 | $2,340 | $611 | $2,111 | $230 |
| Johnson, OK | $300 | $1,427 | $1,727 | $1,037 | $1,337 | $390 |
| Brooksville, OK | $700 | $1,664 | $2,364 | $1,209 | $1,909 | $455 |
| Atwood, OK | $400 | $876 | $1,276 | $637 | $1,037 | $239 |
| Sparks, OK | $2,000 | $791 | $2,791 | $575 | $2,575 | $216 |
| Rosedale, OK | $400 | $968 | $1,368 | $704 | $1,104 | $265 |
| Kendrick, OK | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Nicoma Park, OK | $300 | $1,341 | $1,641 | $974 | $1,274 | $366 |
| Tryon, OK | $2,000 | $862 | $2,862 | $626 | $2,626 | $235 |
| Home Insurance Company Seminole, OK | Homeowners Insurance Agency Seminole, OK | Address | Popularity Score | Distance from Seminole (miles) |
|---|---|---|---|---|
| State Farm | Julia Chew | 1032 North Porter, Norman, OK, 73069-6407 | 44.8 | |
| Farmers | Scott Godwin | 9026 Se 29th St, Oklahoma City, OK, 73130 | 43.0 | |
| State Farm | Larry Potts | 1901 W Main St, Norman, OK, 73069-6455 | 46.4 | |
| Travelers | Garner Insurance | 402 W Main St, Norman, OK, 73069 | 45.2 | |
| State Farm | Paul Garetson | 9020 S Sooner Rd, Oklahoma City, OK, 73165-9657 | 44.8 | |
| Allstate | Jwb Insurance | 324 E Highway St Ste B, Holdenville, OK, 74848 | 18.2 | |
| Farmers | Isaac Akram | 1932 W Lindsey St Ste F, Norman, OK, 73069 | 46.5 | |
| Farmers | Chase Moore | 1018 24th Ave Nw Ste 130, Norman, OK, 73069 | 47.0 | |
| Farmers | Dale Mogseth | 36 Sw 104th St, Oklahoma City, OK, 73139 | 49.6 | |
| Farmers | Patrick Newby | 560 W Boeing Dr, Midwest City, OK, 73110 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,070 | $1,040 |
| Seminole County, OK | $71,200 | $870 | $620 | $1,200 | $580 |
| Seminole, OK | $62,200 | $801 | $580 | $1,140 | $560 |
| Seminole North, OK | $79,100 | $1,106 | $740 | $1,520 | $780 |
| Tecumseh, OK | $89,500 | $850 | $620 | $1,210 | $590 |
| Johnson, OK | $120,000 | $1,444 | $970 | $2,040 | $1,070 |
| Brooksville, OK | $152,500 | $1,684 | $1,130 | $2,340 | $1,210 |
| Atwood, OK | $55,000 | $887 | $600 | $1,250 | $650 |
| Sparks, OK | $46,000 | $801 | $580 | $1,140 | $560 |
| Rosedale, OK | $65,000 | $980 | $680 | $1,360 | $680 |
| Kendrick, OK | $39,200 | $734 | $540 | $1,010 | $470 |
| Nicoma Park, OK | $108,900 | $1,357 | $920 | $1,910 | $990 |
| Tryon, OK | $53,400 | $872 | $580 | $1,230 | $650 |