Gavop's guide to buying homeowners insurance in Moorefield, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $75,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $164,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $225,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $170,000 | $150,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $602 |
| Home and Two Car | -$106 | $555 |
| Home and Three Car | -$159 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $700 | $617 | $1,317 | $449 | $1,149 | $169 |
| Moorefield, OH | $1,500 | $653 | $2,153 | $475 | $1,975 | $179 |
| Clifton, OH | $400 | $639 | $1,039 | $465 | $865 | $175 |
| New Carlisle, OH | $1,000 | $680 | $1,680 | $494 | $1,494 | $186 |
| Spring Valley, OH | $400 | $848 | $1,248 | $616 | $1,016 | $232 |
| Oakwood, OH | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Centerville, OH | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Derby, OH | $1,000 | $551 | $1,551 | $401 | $1,401 | $151 |
| Lakeview, OH | $300 | $553 | $853 | $402 | $702 | $151 |
| Brookville, OH | $2,000 | $615 | $2,615 | $447 | $2,447 | $168 |
| Patterson, OH | $300 | $757 | $1,057 | $550 | $850 | $207 |
| Home Insurance Company Moorefield, OH | Homeowners Insurance Agency Moorefield, OH | Address | Popularity Score | Distance from Moorefield (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Elliott Insurance Agency | 1317 E High St, Springfield, OH, 45505 | 5.1 | |
| Allstate | Steve Rogers | 25 S Central Ave, Fairborn, OH, 45324 | 18.6 | |
| Allstate | Dave Maute | 2200 E Main St, Springfield, OH, 45503 | 4.6 | |
| State Farm | Ray Nellessen | 1601 N Limestone St, Springfield, OH, 45503-2623 | 4.3 | |
| State Farm | Bruce Fuller | 1209 W 1st St, Springfield, OH, 45504-1940 | 5.5 | |
| Liberty Mutual Independent | Lauterbach & Eilber Inc | 1721 Bethel Rd, Columbus, OH, 43220 | 36.4 | |
| State Farm | Bill Young | 425 W Schrock Rd Ste 101, Westerville, OH, 43081-8720 | 43.5 | |
| Allstate | Patrick Grove | 6275 Emerald Pkwy Ste B, Dublin, OH, 43016 | 32.6 | |
| State Farm | Jeff Roberts | 1074 Kauffman Ave, Fairborn, OH, 45324-3815 | 19.3 | |
| State Farm | David Grant | 4612 N High St, Columbus, OH, 43214-2002 | 38.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Clark County, OH | $107,300 | $625 | $460 | $890 | $430 |
| Moorefield, OH | $134,600 | $661 | $450 | $930 | $480 |
| Clifton, OH | $108,300 | $647 | $450 | $890 | $440 |
| New Carlisle, OH | $92,400 | $688 | $500 | $980 | $480 |
| Spring Valley, OH | $215,700 | $858 | $610 | $1,230 | $620 |
| Oakwood, OH | $224,800 | $732 | $510 | $1,040 | $530 |
| Centerville, OH | $180,500 | $672 | $480 | $930 | $450 |
| Derby, OH | $78,200 | $558 | $370 | $790 | $420 |
| Lakeview, OH | $78,700 | $560 | $410 | $790 | $380 |
| Brookville, OH | $116,900 | $622 | $420 | $850 | $430 |
| Patterson, OH | $161,300 | $766 | $510 | $1,090 | $580 |