How Can I Make My Manchester, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Manchester, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Manchester, NJ Home Insurance Coverage Levels | Back to Top
| Manchester, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Panda Ln, Manor Ct, Azalea Dr, Fox St, Nebraska Dr, Andover Ct, Bloomfield Ave, Tarworth Ter, Paterson Ave, Knoll Cir | $116,000 | $100,000 | $100,000-$125,000 | $129,000 | $110,000 | $150,000-$175,000 |
| Clermont Ct, Yorktowne Pkwy, Maplewood St, Potomac Ln, Lafayette Dr, Ridgeway Ln, Carriage Rd, Ermine Ct, Walden Way, Hamilton Ln | $82,000 | $70,000 | $75,000-$100,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Bismarck St, Chaucer Cir, Congasia Rd, Swanson Cir, Morning Glory Ln, Lyon Ct, Wisconsin Ln, Loire Ct, Meadows Ln, Westminster Ct | $151,000 | $120,000 | $125,000-$150,000 | $256,500 | $240,000 | $250,000-$300,000 |
| Kevin Ct, Gable Cir, West Virginia Dr, Willow Ln, Brooklane Ct, Montgomery Ave, Marston Row, Bosworth Ct, Bunker Hill Dr, Falstaff Dr | $89,500 | $70,000 | $75,000-$100,000 | $103,500 | $100,000 | $100,000-$125,000 |
| Newbury Row, Beechmont St, Friar Ct, Lilac Ln, Hummingbird Ln, Antony Cir, Fontaine Ct, John Davidson Rockefeller Hwy, New Mexico Dr, Jefferson Ln | $74,000 | $70,000 | $50,000-$75,000 | $64,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Manchester, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $534 |
| Superior Protection Discount | -$66 | $594 |
| Fire & Security Discount | -$73 | $587 |
| Hail Resistant Roof Discount | -$13 | $646 |
| Newly Constructed Home Discount | -$152 | $508 |
Choose the Right Deductible for your Manchester, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ocean County | $1,000 | $929 | $1,929 | $675 | $1,675 | $254 |
| Manchester, NJ | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Waretown, NJ | $200 | $938 | $1,138 | $681 | $881 | $256 |
| Ocean Acres, NJ | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Sea Girt, NJ | $400 | $789 | $1,189 | $574 | $974 | $216 |
| Matawan, NJ | $2,500 | $781 | $3,281 | $568 | $3,068 | $213 |
| Mount Ephraim, NJ | $100 | $766 | $866 | $556 | $656 | $209 |
| West Amwell, NJ | $2,000 | $1,301 | $3,301 | $946 | $2,946 | $356 |
| Weston, NJ | $500 | $1,337 | $1,837 | $971 | $1,471 | $365 |
| South Bound Brook, NJ | $2,500 | $931 | $3,431 | $676 | $3,176 | $254 |
| Avenel, NJ | $500 | $814 | $1,314 | $592 | $1,092 | $222 |
| Flourtown, PA | $700 | $1,108 | $1,808 | $805 | $1,505 | $303 |
Identify Top Home Insurance Agents near Manchester, NJ | Back to Top
| Home Insurance Company Manchester, NJ | Homeowners Insurance Agency Manchester, NJ | Address | Popularity Score | Distance from Manchester (miles) |
|---|---|---|---|---|
| Allstate | Anthony Fanucci | 1420 S Lincoln Ave, Vineland, NJ, 8361 | 46.8 | |
| Travelers | Sia Insurance Services | 1442 Lakewood Rd, Manasquan, NJ, 8736 | 19.5 | |
| Allstate | Dolly Wasielewski | 1258 Route 166 Ste A, Toms River, NJ, 8753 | 9.0 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 9.4 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge Street 15 Bridge Street, Metuchen, NJ, 8840 | 40.0 | |
| State Farm | Dave Carrubba | 321 Rahway Ave, Elizabeth, NJ, 07202-1806 | 49.2 | |
| Travelers | Green Insurance Agency | 3146 Route 88, Point Pleasant, NJ, 8742 | 17.6 | |
| State Farm | Denis Dankosky | 105 Miln St, Cranford, NJ, 07016-2140 | 48.5 | |
| State Farm | Jerry Weinfeld | 2698 Hwy 516 Ste H, Old Bridge, NJ, 08857-2305 | 31.0 | |
| State Farm | Steve Meehan | 617 Route 37 W, Toms River, NJ, 08755-8007 | 7.7 |
Compare Rates for Manchester, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,540 | $760 |
| Ocean County, NJ | $267,900 | $940 | $680 | $1,330 | $650 |
| Manchester, NJ | $126,900 | $660 | $470 | $940 | $470 |
| Waretown, NJ | $250,700 | $949 | $690 | $1,340 | $650 |
| Ocean Acres, NJ | $257,800 | $808 | $590 | $1,140 | $550 |
| Sea Girt, NJ | $1,404,000 | $799 | $540 | $1,100 | $560 |
| Matawan, NJ | $335,400 | $791 | $570 | $1,080 | $510 |
| Mount Ephraim, NJ | $162,600 | $775 | $530 | $1,060 | $530 |
| West Amwell, NJ | $407,300 | $1,317 | $880 | $1,830 | $950 |
| Weston, NJ | $417,200 | $1,353 | $960 | $1,870 | $910 |
| South Bound Brook, NJ | $246,500 | $942 | $680 | $1,290 | $610 |
| Avenel, NJ | $269,000 | $824 | $550 | $1,130 | $580 |
| Flourtown, PA | $342,800 | $1,121 | $770 | $1,550 | $780 |
Research Home Insurance Companies Reviews in Manchester, NJ Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: December 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never filed a claim in over twenty years, so I have not contacted them very often. When I do contact them, their customer service is average.
Progressive Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium and deductible is lower than other home insurance policies that i have researched in the past. Making progressive the obvious choice in my area.
State Farm Home Insurance Reviews
Date: October 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Customer service is quickly available. No long waiting experienced.the insurance company customer service satisfied and more offer conducting.
Farmer's Insurance Home Insurance Reviews
Date: January 06, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I rate it 5, because they can give me a lowest rate ever in my entire life. The customer service also is so great and helpful to answer all my questions I have.