Gavop tells you how to get the best homeowners insurance in Vernon, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $146,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $171,000 | $140,000 | $200,000-$250,000 |
| 5 Bedroom | $198,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $778 |
| Superior Protection Discount | -$92 | $824 |
| Fire & Security Discount | -$92 | $824 |
| Hail Resistant Roof Discount | -$27 | $888 |
| Newly Constructed Home Discount | -$211 | $705 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,222 |
| Home Insurance Company Vernon, FL | Homeowners Insurance Agency Vernon, FL | Address | Popularity Score | Distance from Vernon (miles) |
|---|---|---|---|---|
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 16.7 | |
| State Farm | Jim Liufau | 36008 Emerald Coast Pkwy, Destin, FL, 32541-5732 | 47.3 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 16.7 | |
| Travelers | Powell Agency Inc | 110 N Partin Dr, Niceville, FL, 32578 | 49.7 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 49.0 | |
| Allstate | Joey Kirkland | 3 Miracle Strip Loop Ste B, Panama City Beach, FL, 32407 | 27.3 | |
| Allstate | Frances Faille | 917 Hospital Dr, Niceville, FL, 32578 | 49.1 | |
| Travelers | Anderson Insurance Services | 611 Camelia St, Panama City, FL, 32407 | 27.1 | |
| Allstate | Dr. Manuel (Manny) Garcia | 1069 Main St, Chipley, FL, 32428 | 16.2 | |
| Allstate | Dave Morrow | 3997 Commons Dr W Ste H, Destin, FL, 32541 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Washington County, FL | $102,700 | $920 | $720 | $1,230 | $510 |
| Vernon, FL | $102,000 | $916 | $710 | $1,230 | $520 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Jacob City, FL | $48,300 | $724 | $560 | $970 | $410 |
| Upper Grand Lagoon, FL | $220,800 | $1,025 | $800 | $1,370 | $570 |
| Panama City, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |
| Callaway, FL | $145,800 | $985 | $770 | $1,320 | $550 |
| Bascom, FL | $110,000 | $1,144 | $890 | $1,530 | $640 |
| Paxton-Darlington, FL | $100,800 | $909 | $710 | $1,220 | $510 |
| Clayhatchee, AL | $100,000 | $989 | $670 | $1,390 | $720 |
| Niceville-Valparaiso, FL | $262,300 | $1,501 | $1,170 | $2,010 | $840 |
| Cowarts, AL | $98,500 | $979 | $700 | $1,340 | $640 |