Gavop shows you how to buy homeowners insurance in Millstone, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Millstone, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Valley, Mineral Springs Rd, Pine Hill Rd, Mount Dr, Co Rd 1, Waters Ln, Forman Rd, Filmore Ln, Eleanor Ln, Rising Sun Tavern Rd | $583,000 | $520,000 | $600,000-$700,000 | $253,000 | $200,000 | $200,000-$250,000 |
| Brookside Rd, Paint Island Spring Rd, Yellow Meeting House Rd, Feldsher Rd, Perrine Cir, Oscar Dr, Princess Ct, Saddlebrook Rd, Lyle Farm Ln, Wright Ct | $486,000 | $430,000 | $500,000-$600,000 | $602,500 | $480,000 | $600,000-$700,000 |
| Francis Ct, Hartnett Way, Vanderveer Ln, Preston Dr, Furlong Dr, Old Rte 33, Soden Farm Ln, Pharo Ln, Fox Hollow Pl, Perrineville Rd | $913,000 | $770,000 | More than 10,000,000 | $627,000 | $540,000 | $700,000-$800,000 |
| Fairplay Rd, Scotto Dr, Carousel Ct, Woodville Rd, Back Bone Hill Rd, Farm Ln, Emmons Dr, Lucas Ln, Red Valley Rd, Willow Tree Dr | $628,000 | $590,000 | $500,000-$600,000 | $466,500 | $380,000 | $400,000-$500,000 |
| Iron Ore Rd, Millstone Rd, Arrowhead Way, Ivins Ln, Blue Spruce Ct, Wolcott Ct, Olde Noah Hunt Rd, Horseshoe Dr, Quail Hill Rd, Gordon Rd | $471,500 | $450,000 | $500,000-$600,000 | $451,000 | $400,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $853 |
| Superior Protection Discount | -$103 | $925 |
| Fire & Security Discount | -$93 | $935 |
| Hail Resistant Roof Discount | -$21 | $1,007 |
| Newly Constructed Home Discount | -$226 | $802 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $2,000 | $1,175 | $3,175 | $854 | $2,854 | $321 |
| Millstone, NJ | $1,000 | $1,015 | $2,015 | $738 | $1,738 | $278 |
| Mansfield, NJ | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Pennington, NJ | $1,500 | $1,830 | $3,330 | $1,330 | $2,830 | $500 |
| Lower Southampton, PA | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Solebury, PA | $1,500 | $1,129 | $2,629 | $820 | $2,320 | $308 |
| Tewksbury, NJ | $500 | $1,094 | $1,594 | $795 | $1,295 | $299 |
| New York, NY | $1,000 | $1,093 | $2,093 | $794 | $1,794 | $299 |
| Bellmawr, NJ | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Williamstown, NJ | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Montville, NJ | $200 | $1,014 | $1,214 | $737 | $937 | $277 |
| Aldan, PA | $700 | $722 | $1,422 | $525 | $1,225 | $197 |
| Home Insurance Company Millstone, NJ | Homeowners Insurance Agency Millstone, NJ | Address | Popularity Score | Distance from Millstone (miles) |
|---|---|---|---|---|
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 42.6 | |
| State Farm | Andy Weinstein | 665 Bennetts Mills Rd, Jackson, NJ, 08527-3854 | 9.8 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 21.7 | |
| State Farm | Tom Safar | Exclusive Plaza 322 Rt 9 And Union Hill Road, Englishtown, NJ, 7726 | 6.9 | |
| State Farm | Joe Brogan | 599 Bway, Bayonne, NJ, 07002-3818 | 35.7 | |
| State Farm | Hugo Gonzalez | 715 Washington St, Hoboken, NJ, 07030-5001 | 42.4 | |
| State Farm | Gary Hughes | 157 Prospect Plains Rd, Monroe, NJ, 08831-3710 | 7.5 | |
| State Farm | Sal Sciallo | 298 Us Highway 9, Manalapan, NJ, 07726-8236 | 9.3 | |
| Liberty Mutual Independent | Oliver L E Soden Agency | 60 West Railroad Avenue, Jamesburg, NJ, 8831 | 9.5 | |
| Travelers | Maiello & Manzi Insurance Agency | 193 Ridge Rd North Arlington, North Arlington, NJ, 7031 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,520 | $780 |
| Monmouth County, NJ | $396,200 | $1,189 | $800 | $1,690 | $890 |
| Millstone, NJ | $576,600 | $1,028 | $750 | $1,410 | $660 |
| Mansfield, NJ | $290,500 | $857 | $620 | $1,170 | $550 |
| Pennington, NJ | $562,500 | $1,852 | $1,330 | $2,560 | $1,230 |
| Lower Southampton, PA | $287,000 | $816 | $560 | $1,170 | $610 |
| Solebury, PA | $609,900 | $1,142 | $830 | $1,580 | $750 |
| Tewksbury, NJ | $639,500 | $1,107 | $800 | $1,570 | $770 |
| New York, NY | $538,700 | $1,106 | $800 | $1,530 | $730 |
| Bellmawr, NJ | $165,400 | $657 | $480 | $930 | $450 |
| Williamstown, NJ | $188,600 | $700 | $470 | $970 | $500 |
| Montville, NJ | $575,700 | $1,027 | $750 | $1,460 | $710 |
| Aldan, PA | $162,900 | $731 | $500 | $1,030 | $530 |