Gavop shows you how to buy homeowners insurance in Lavonia, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lavonia, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Burton St, Stonecypher, Whtworth Rd Exd, Lace Field Ln, Wesleyan St, Horse Trl, Bruce Randall Rd, Cedar Point Rd, Lavonia Hwy, Whiten Rd | $183,000 | $150,000 | $150,000-$175,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Cedar Pt, Vickery St, Ruechalet, Place de Letoile, Washington St, Smith Rd, Briarcliff Dr, Lyle Ln, Rue Chalet, Marchamps Dr | $124,000 | $120,000 | $100,000-$125,000 | $146,500 | $140,000 | $150,000-$175,000 |
| Alice St, Pike Ln, Whiting Rd, Bennett Rd, Turner Hill Rd, State Rte 327, Holley Ct, Gumlog Dr, Lake Mist Dr, Hillcrest Dr | $137,000 | $120,000 | $100,000-$125,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Henry St, Siesta St, Mason St, Turner Hill Dr, Hillshore Dr, Greenpeace, Brittney Harbor S, Seymore Rd, Ember Dr, Clarks Creek Rd N | $147,500 | $130,000 | $150,000-$175,000 | $147,500 | $130,000 | $125,000-$150,000 |
| Spring St, Lakeshore Cir, Stone Bridge Rd, Myrtle St, Freeman Rd, Carroll Church Rd, Thomas St, Bartson St, Powers Rd, Lewis Dr | $198,500 | $170,000 | $150,000-$175,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $629 |
| Home and Two Car | -$116 | $568 |
| Home and Three Car | -$157 | $526 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
| Home Insurance Company Lavonia, GA | Homeowners Insurance Agency Lavonia, GA | Address | Popularity Score | Distance from Lavonia (miles) |
|---|---|---|---|---|
| State Farm | Tracy Talley | 13297 Jones St, Lavonia, GA, 30553-1163 | 1.3 | |
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 12.7 | |
| Liberty Mutual Independent | Jack Bradley Agency | 138 Market Corners Dr , Cornelia, GA, 30531 | 23.8 | |
| Allstate | Monica Riden | 5625 Mcever Rd, Oakwood, GA, 30566 | 47.4 | |
| Allstate | Neal Weaver | 303 Pearl Nix Pkwy, Gainesville, GA, 30501 | 42.0 | |
| Travelers | Bagwell Insurance Group | 2041 Memorial Park Dr, Gainesville, GA, 30504 | 43.5 | |
| Farmers | Jeremy Hogsed | 22 W Bell St, Hiawassee, GA, 30546 | 49.3 | |
| Liberty Mutual Independent | Appalachian Financial Group Inc | 91 E Savannah St, Clayton, GA, 30525 | 33.0 | |
| Allstate | Tuyen Nguyen | 810 Jesse Jewell Pkwy Se, Gainesville, GA, 30501 | 40.5 | |
| Allstate | Bb & T | 200 Broad St Sw, Gainesville, GA, 30501 | 41.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,450 | $710 |
| Franklin County, GA | $101,600 | $702 | $510 | $1,000 | $490 |
| Lavonia, GA | $112,600 | $684 | $490 | $980 | $490 |
| Canon, GA | $62,400 | $498 | $340 | $690 | $350 |
| Southeast Banks, GA | $119,500 | $849 | $600 | $1,210 | $610 |
| Turnerville, GA | $129,300 | $895 | $620 | $1,270 | $650 |
| Tallulah Falls, GA | $112,500 | $814 | $590 | $1,130 | $540 |
| Maysville, GA | $144,800 | $807 | $570 | $1,120 | $550 |
| Six Mile, SC | $123,100 | $707 | $470 | $1,010 | $540 |
| Pendergrass, GA | $175,000 | $1,067 | $730 | $1,500 | $770 |
| Due West, SC | $87,400 | $601 | $410 | $850 | $440 |
| Maxeys, GA | $111,900 | $811 | $550 | $1,140 | $590 |
| City View, SC | $73,800 | $498 | $330 | $700 | $370 |