How Can I Make My Buda, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Buda, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Buda, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $48,000 $40,000 $25,000-$50,000
2 Bedroom $134,500 $110,000 $125,000-$150,000
3 Bedroom $108,500 $90,000 $100,000-$125,000
4 Bedroom $238,500 $200,000 $200,000-$250,000
5 Bedroom $225,000 $190,000 $250,000-$300,000

Choose the Best Buda, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $25 to 50,000 No Pets, Smoker $460
Unemployed 500-549 Credit Score No Income 2 Pets, Non-Smoker $2,080
Retired Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $470

Choose your Buda, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,440
Hail Damage $4,900
Wind Damage $6,496
Expensive Claims
Fire $42,889
Smoke $17,222

Identify Top Home Insurance Agents near Buda, TX | Back to Top

Home Insurance Company Buda, TX Homeowners Insurance Agency Buda, TX Address Popularity Score Distance from Buda (miles)
Nationwide Lezam & Associates L.L.C. 4301 W William Cannon Dr Ste B-120, Austin, TX, 78749-1484
9.5
Travelers Aaron Patrick Davis 9304 Lightwood Loop, Austin, TX, 78748
7.3
Allstate J. Scott Biscoe 12233 Rr 620 N Ste 202, Austin, TX, 78750
26.1
Travelers Phil Huizar Insurance Agency 16170 Jones Maltsberger Rd Ste 103, San Antonio, TX, 78247
49.3
State Farm Kami Vidor 4228 Thousand Oaks Dr, San Antonio, TX, 78217-1862
49.9
Farmers John Lester 15102 Jones Maltsberger Rd Ste 103, San Antonio, TX, 78247
49.8
State Farm Scott Haslam 21803 Encino Commons Ste 105, San Antonio, TX, 78259-2780
47.4
Farmers Lynn-Marie Bonds 8700 Manchaca Rd Ste 203, Austin, TX, 78748
7.2
Farmers David Klaus 1501 Goforth Rd Ste 104, Kyle, TX, 78640
6.0
Travelers Whorton Insurance 11200 Jollyville Rd, Austin, TX, 78759
23.2

Compare Rates for Buda, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $630 $420 $970 $550
Hays County, TX $174,100 $970 $640 $1,490 $850
Buda, TX $187,000 $940 $620 $1,450 $830
Hays, TX $183,100 $920 $610 $1,420 $810
Sunset Valley, TX $416,400 $1,920 $1,270 $2,960 $1,690
Wyldwood, TX $168,700 $960 $630 $1,480 $850
Webberville, TX $113,600 $590 $390 $910 $520
Guadalupe County, TX $154,300 $660 $440 $1,020 $580
Cedar Park-Liberty Hill, TX $173,000 $900 $590 $1,390 $800
Bulverde, TX $237,800 $1,140 $750 $1,760 $1,010
Granite Shoals, TX $79,400 $400 $260 $620 $360
Gonzales County, TX $78,400 $330 $220 $510 $290