How Can I Make My Fairbanks, AK Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Fairbanks, AK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fairbanks, AK Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $233,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $301,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $302,500 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $596,000 | $540,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Fairbanks, AK | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $672 |
| Superior Protection Discount | -$72 | $728 |
| Fire & Security Discount | -$80 | $720 |
| Hail Resistant Roof Discount | -$24 | $776 |
| Newly Constructed Home Discount | -$208 | $592 |
Choose your Fairbanks, AK Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Fairbanks, AK | Back to Top
| Home Insurance Company Fairbanks, AK | Homeowners Insurance Agency Fairbanks, AK | Address | Popularity Score | Distance from Fairbanks (miles) |
|---|---|---|---|---|
| Allstate | Jim Matherly | 3425 Airport Way, Fairbanks, AK, 99709 | 4.5 | |
| State Farm | Dick Randolph | 610 12th Ave, Fairbanks, AK, 99701-4643 | 2.0 | |
| State Farm | Shannon Fortune | 324 Old Steese Hwy, Fairbanks, AK, 99701-3126 | 1.8 | |
| Allstate | Katherine Hood | 2957a Santa Patricia Ct, North Pole, AK, 99705 | 10.4 | |
| State Farm | Tammy Randolph | 450 S Santa Claus Ln, North Pole, AK, 99705-7818 | 10.6 | |
| State Farm | Jim Kelly | 1401 Turner St, Fairbanks, AK, 99701-6161 | 2.1 | |
| Allstate | Terri L. Wolters | 2142 Airport Way, Fairbanks, AK, 99701 | 3.5 | |
| Allstate | Loa Carroll-Hubbard | 617 Gaffney Rd, Fairbanks, AK, 99701 | 2.0 | |
| State Farm | Matthew Raymond | 3875 Geist Rd Ste C, Fairbanks, AK, 99709-3564 | 5.0 | |
| Liberty Mutual Independent | Hale & Associates | 100 Cushman St Ste 200, Fairbanks, AK, 99701 | 2.1 |
Compare Rates for Fairbanks, AK Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Farmers Loop, AK | $273,400 | $949 | $650 | $1,360 | $710 |
| Fairbanks, AK | $199,000 | $800 | $540 | $1,140 | $600 |
| Badger, AK | $222,400 | $728 | $500 | $1,040 | $540 |
| Ester, AK | $257,700 | $924 | $630 | $1,320 | $690 |
| Goldstream, AK | $228,800 | $877 | $600 | $1,250 | $650 |
| Moose Creek, AK | $200,700 | $828 | $560 | $1,180 | $620 |
| Two Rivers, AK | $165,900 | $758 | $520 | $1,080 | $560 |
| Harding-Birch Lakes, AK | $157,000 | $737 | $500 | $1,050 | $550 |
Research Home Insurance Companies Reviews in Fairbanks, AK Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Allstate representatives are not terribly quick to respond. However, I have not had many reasons to be in contact with them thus far.
Date: October 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
The level of customer service at my local office is outstanding. They are always happy to answer questions and never make me feel rushed.
Travelers Home Insurance Reviews
Date: June 04, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
It's been a good experience for the most part. They are easy to work with and I've had no problems. Everyone is kind and respectful.
GEICO Home Insurance Reviews
Date: July 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Geico offers homeowners insurance, but it doesn’t actually underwrite its policies. Instead, the company serves as a middle man. It partners with major homeowners insurance companies.