Gavop's guide to buying homeowners insurance in Stonington, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stonington, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hancock St, State Hwy 27, Holmes St, Cove Side Ln, Crooked Rd, Elmridge Rd, Winthrop Ave, Mechanic St, Holly St, Peguot Trl | $198,000 | $160,000 | $150,000-$175,000 | $262,000 | $230,000 | $300,000-$350,000 |
| Meadow Ave, Sisk Dr, Broadway Ave, Seagull Ln, Wheeler Brook Pk, Old South Rd, E Grand St, Avery St, Front St, Cottrell St | $417,500 | $350,000 | $400,000-$500,000 | $181,500 | $160,000 | $175,000-$200,000 |
| Pequotsepos Center N, Prentice Williams Rd, Haley's Way, Grand St, Owen Dr, Summit St, Green Haven Rd, River Crest Dr, Richmond St, Gun Club Rd | $508,000 | $450,000 | $600,000-$700,000 | $341,500 | $290,000 | $250,000-$300,000 |
| Maritime Dr, Tipping Rock Rd, Trumbull St, Juniper Ln, Locust Ave, W Broad St, Willow St, Cutler St, Canary St, Race St | $339,000 | $290,000 | $300,000-$350,000 | $261,500 | $220,000 | $300,000-$350,000 |
| Cat Brier Ln, Old Pequot Trl, Burdick Ln, Louden St, Greenmeadow Rd, Sloop Ln, Mary Hall Rd, N Anguilla Rd, Gold St, Locust St | $262,500 | $240,000 | $200,000-$250,000 | $177,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $841 |
| Superior Protection Discount | -$88 | $890 |
| Fire & Security Discount | -$98 | $880 |
| Hail Resistant Roof Discount | -$29 | $948 |
| Newly Constructed Home Discount | -$215 | $763 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New London County | $1,000 | $1,154 | $2,154 | $839 | $1,839 | $315 |
| Stonington, CT | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Jewett City, CT | $400 | $888 | $1,288 | $645 | $1,045 | $243 |
| Durham, CT | $400 | $1,009 | $1,409 | $733 | $1,133 | $276 |
| Woodstock, CT | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Tolland, CT | $200 | $911 | $1,111 | $662 | $862 | $249 |
| Seekonk, MA | $700 | $898 | $1,598 | $652 | $1,352 | $245 |
| Swansea, MA | $200 | $795 | $995 | $578 | $778 | $217 |
| Wallingford, CT | $2,000 | $1,141 | $3,141 | $829 | $2,829 | $312 |
| Valley Falls, RI | $300 | $869 | $1,169 | $631 | $931 | $237 |
| East Quogue, NY | $2,500 | $2,386 | $4,886 | $1,734 | $4,234 | $652 |
| Home Insurance Company Stonington, CT | Homeowners Insurance Agency Stonington, CT | Address | Popularity Score | Distance from Stonington (miles) |
|---|---|---|---|---|
| Travelers | Northeast Financial Group Llc | 194 Boston Post Road, East Lyme, CT, 6333 | 16.0 | |
| Liberty Mutual Independent | The Reardon Agency Inc. | 26 Clark Ln, Waterford, CT, 6385 | 11.3 | |
| State Farm | Jon D. Racow | 50 S Main St Ste 2c, Wallingford, CT, 06492-4219 | 47.6 | |
| Allstate | Jonathan Taylor | 174 Bridge St # B, Groton, CT, 6340 | 8.7 | |
| Travelers | Bailey Agencies Inc | 15 Thames Street Suite 100, Groton, CT, 6340 | 9.0 | |
| Allstate | Arthur E. Spears Iii | 554 Long Hill Rd, Groton, CT, 6340 | 7.7 | |
| Travelers | Bailey Agencies Inc | 15 Thames St Ste 100, Groton, CT, 6340 | 9.0 | |
| Travelers | Allconnecticut Insurance Brokers Llc | 1107 New Britain Ave, West Hartford, CT, 6110 | 49.5 | |
| State Farm | Michael Amatrudo | 112 Montowese St Ste A, Branford, CT, 06405-3870 | 47.0 | |
| Liberty Mutual Independent | Grover Insurance Llc | 3 Gravel St, Mystic, CT, 6355 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $890 | $1,720 | $830 |
| New London County, CT | $238,900 | $1,168 | $850 | $1,610 | $760 |
| Stonington, CT | $315,800 | $978 | $660 | $1,360 | $700 |
| Jewett City, CT | $156,600 | $899 | $600 | $1,250 | $650 |
| Durham, CT | $337,800 | $1,021 | $720 | $1,440 | $720 |
| Woodstock, CT | $247,500 | $847 | $620 | $1,180 | $560 |
| Tolland, CT | $286,600 | $922 | $630 | $1,260 | $630 |
| Seekonk, MA | $318,000 | $909 | $630 | $1,250 | $620 |
| Swansea, MA | $271,800 | $805 | $550 | $1,120 | $570 |
| Wallingford, CT | $266,100 | $1,155 | $790 | $1,640 | $850 |
| Valley Falls, RI | $219,100 | $879 | $620 | $1,220 | $600 |
| East Quogue, NY | $526,900 | $2,415 | $1,640 | $3,330 | $1,690 |