Gavop's guide to buying homeowners insurance in Grand County, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $179,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $229,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $228,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $431,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $555 |
| Superior Protection Discount | -$59 | $594 |
| Fire & Security Discount | -$46 | $607 |
| Hail Resistant Roof Discount | -$20 | $633 |
| Newly Constructed Home Discount | -$176 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grand County | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Grand County, UT | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Castle Valley, UT | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Moab, UT | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Spanish Valley, UT | $1,000 | $678 | $1,678 | $493 | $1,493 | $185 |
| Loma, CO | $500 | $1,400 | $1,900 | $1,017 | $1,517 | $383 |
| Fruita, CO | $2,000 | $950 | $2,950 | $691 | $2,691 | $260 |
| Glade Park-Gateway, CO | $100 | $1,569 | $1,669 | $1,140 | $1,240 | $429 |
| Green River, UT | $1,000 | $484 | $1,484 | $352 | $1,352 | $132 |
| Redlands, CO | $2,500 | $1,012 | $3,512 | $736 | $3,236 | $277 |
| Home Insurance Company Grand County, UT | Homeowners Insurance Agency Grand County, UT | Address | Popularity Score | Distance from Grand County (miles) |
|---|---|---|---|---|
| Travelers | Central Utah Insurance | 170 E 100 S Po Box 877, Moab, UT, 84532 | 27.8 | |
| Travelers | Central Utah Insurance | 170 E 100 S, Moab, UT, 84532 | 27.8 | |
| Travelers | Central Utah Insurance | 170 E 100 S, Moab, UT, 84532 | 27.8 | |
| State Farm | Brittney Melton | 30 W Center St, Moab, UT, 84532-2335 | 27.7 | |
| Travelers | Central Utah Insurance | 170 E 100 South, Moab, UT, 84532 | 27.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $430 | $860 | $430 |
| Grand County, UT | $230,900 | $653 | $460 | $930 | $470 |
| Grand County, UT | $230,900 | $653 | $440 | $890 | $450 |
| Castle Valley, UT | $287,500 | $667 | $450 | $950 | $500 |
| Moab, UT | $231,700 | $659 | $470 | $900 | $430 |
| Spanish Valley, UT | $301,900 | $686 | $470 | $970 | $500 |
| Loma, CO | $278,700 | $1,417 | $990 | $1,860 | $870 |
| Fruita, CO | $251,800 | $962 | $670 | $1,260 | $590 |
| Glade Park-Gateway, CO | $340,100 | $1,588 | $1,110 | $2,080 | $970 |
| Green River, UT | $119,700 | $490 | $330 | $670 | $340 |
| Redlands, CO | $288,100 | $1,025 | $720 | $1,340 | $620 |