Kingston, NY - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Kingston, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Kingston, NY Home Insurance Coverage Levels | Back to Top

Kingston, NY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Kiersted Ln, Harding Ave, Ten Broeck, Florence St, Tompkins St, Van Buren St, Brewster St, Arlmont St, Clinton Ave Exn, Derrenbacher St $207,000 $180,000 $200,000-$250,000 $121,000 $100,000 $100,000-$125,000
Albany Ave, Fairmont Ave, Augusta St, Village Ct, Irving Pl, Clifton Ave, Cornell St, E St James St, Merritt Ave, Twin Ponds Dr $189,500 $160,000 $200,000-$250,000 $263,500 $230,000 $250,000-$300,000
Tremper Ave, Livingston St, Quarry St, Madison Ave, Park Blvd, Larch St, Catherine St, Court Ave, Hooker St, Terrance St $166,500 $150,000 $175,000-$200,000 $152,500 $130,000 $150,000-$175,000
Joys Ln, Petit Ave, Presidents Pl, Delta Pl, Reben St, Clarendon Ave, Golden Hill Dr, Dubois Pl, Conway Pl, Andrew St $151,000 $120,000 $150,000-$175,000 $114,500 $100,000 $125,000-$150,000
Winchell Ave, S Pine St, Ponckhockie St, Burhans Blvd, Garraghan Dr, Jervis Ave, Janet St, Smith Ave, Amy Kay Pkwy, Hilton Pl $140,000 $120,000 $100,000-$125,000 $122,000 $110,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Kingston, NY | Back to Top

This table lists savings for a median home value of $191,200 and an average premium of $798

Discount Type Premium After Discount
Multipolicy Discounts $742
Superior Protection Discount $718
Fire & Security Discounts $647

Choose the Right Deductible for your Kingston, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $100 $1,240 $1,340 $1,070 $1,170 $170
Ulster County, NY $1,500 $1,010 $1,510 $860 $2,360 $-850
Kingston, NY $1,500 $960 $1,460 $800 $2,300 $-840
Saugerties, NY $200 $1,070 $1,270 $900 $1,100 $170
Salt Point, NY $1,000 $1,270 $1,770 $1,020 $2,020 $-250
Jefferson Heights, NY $400 $970 $1,370 $790 $1,190 $180
Napanoch, NY $1,500 $670 $1,170 $540 $2,040 $-870
Millerton, NY $500 $1,070 $1,570 $880 $1,380 $190
Brinckerhoff, NY $2,500 $1,060 $1,560 $920 $3,420 $-1,860
Fishkill, NY $200 $1,480 $1,680 $1,230 $1,430 $250
Prattsville, NY $2,500 $650 $1,150 $520 $3,020 $-1,870
Margaretville, NY $400 $660 $1,060 $580 $980 $80
Stockbridge, MA $700 $1,400 $1,900 $1,200 $1,900 $0

Identify Top Home Insurance Agents near Kingston, NY | Back to Top

Home Insurance Company Kingston, NY Homeowners Insurance Agency Kingston, NY Address Popularity Score Distance from Kingston (miles)
Liberty Mutual Independent Bruen Deldin & Didio Associates Inc 3 Starr Ridge Road, Suite 100 , Brewster, NY, 10509
42.5
Liberty Mutual Independent Masterson Insurance Agency Inc 3107 Route 22, Patterson, NY, 12563
35.4
State Farm Tom Lewis 2535 South Rd, Poughkeepsie, NY, 12601-5465
18.8
State Farm Ed Abdallah 315 N Main St, Liberty, NY, 12754-1234
39.7
Travelers Forbes Agency Inc 135 Bedford Rd, Katonah, NY, 10536
49.6
Allstate Roger Dwyer 357 Windsor Hwy, New Windsor, NY, 12553
32.5
State Farm Mark Mahoney 3669 Route 9w, Highland, NY, 12528-2000
15.6
Erie Gerelli Insurance Agency Inc. 23 Lady Blue Devils Lane, Cold Spring, NY, 10516
31.6
Nationwide Paul A. Morais 156 Main Street, Chester, NY, 10918-0128
42.3
Travelers A & M Insurance Agency Inc 54 South Liberty Dr, Stony Point, NY, 10980
48.7

Compare Rates for Kingston, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,540 $1,110 $2,190 $1,080
Ulster County, NY $237,500 $1,330 $890 $1,840 $950
Kingston, NY $191,200 $760 $520 $1,070 $550
Saugerties, NY $222,300 $1,270 $930 $1,740 $810
Salt Point, NY $311,500 $1,000 $690 $1,430 $740
Jefferson Heights, NY $222,700 $960 $640 $1,350 $710
Napanoch, NY $136,900 $570 $390 $790 $400
Millerton, NY $235,500 $1,370 $970 $1,900 $930
Brinckerhoff, NY $315,000 $950 $650 $1,360 $710
Fishkill, NY $295,200 $1,740 $1,200 $2,420 $1,220
Prattsville, NY $166,500 $700 $470 $990 $520
Margaretville, NY $156,300 $720 $500 $1,020 $520
Stockbridge, MA $390,600 $1,720 $1,170 $2,360 $1,190