Gavop shows you how to buy homeowners insurance in Johnson County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $106,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $114,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $115,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $294,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $860 |
| Superior Protection Discount | -$101 | $911 |
| Fire & Security Discount | -$71 | $941 |
| Hail Resistant Roof Discount | -$20 | $992 |
| Newly Constructed Home Discount | -$223 | $789 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $1,000 | $1,000 | $2,000 | $727 | $1,727 | $273 |
| Johnson County, MO | $2,500 | $1,000 | $3,500 | $727 | $3,227 | $273 |
| Kingsville, MO | $200 | $985 | $1,185 | $716 | $916 | $269 |
| Mayview, MO | $2,500 | $709 | $3,209 | $516 | $3,016 | $194 |
| Sweet Springs, MO | $500 | $811 | $1,311 | $589 | $1,089 | $222 |
| Archie, MO | $2,500 | $929 | $3,429 | $675 | $3,175 | $254 |
| Fairview, MO | $400 | $801 | $1,201 | $582 | $982 | $219 |
| Brooking, MO | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| West Dolan, MO | $200 | $1,312 | $1,512 | $954 | $1,154 | $359 |
| Cleveland, MO | $1,500 | $1,177 | $2,677 | $855 | $2,355 | $322 |
| West Boone, MO | $200 | $1,086 | $1,286 | $789 | $989 | $297 |
| Leawood, KS | $2,000 | $1,494 | $3,494 | $1,086 | $3,086 | $408 |
| Home Insurance Company Johnson County, MO | Homeowners Insurance Agency Johnson County, MO | Address | Popularity Score | Distance from Johnson County (miles) |
|---|---|---|---|---|
| Travelers | Abba Insurance Llc | 2427 Burlington Ste 201, North Kansas City, MO, 64116 | 50.0 | |
| State Farm | Larry Hawk | 4401 S Noland Rd, Independence, MO, 64055-4793 | 38.6 | |
| State Farm | Kim Downey Noble | 221 W Lexington Ave Ste 101, Independence, MO, 64050-3719 | 40.7 | |
| Farmers | Dennis King | 1132 Franklin Ave, Lexington, MO, 64067 | 30.5 | |
| State Farm | Debbie Baker Krough | 6300 Walnut St, Kansas City, MO, 64113-2314 | 46.0 | |
| State Farm | Laurel Cross | 836 Reed St, Liberty, MO, 64068-2203 | 47.9 | |
| Travelers | Associated Services In Insurance | 1438 Minter Way Grain Valley, Grain Valley, MO, 64029 | 29.0 | |
| State Farm | Liam Porter | 1207 W 47th St, Kansas City, MO, 64112-1203 | 47.5 | |
| State Farm | Clint Osborn | 1208 Sw Us Highway 40, Blue Springs, MO, 64015-4612 | 31.3 | |
| Farmers | Brad Newcomer | 2 Victory Dr Ste 220, Liberty, MO, 64068 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,490 | $750 |
| Johnson County, MO | $147,000 | $1,012 | $720 | $1,410 | $690 |
| Johnson County, MO | $147,000 | $1,012 | $720 | $1,450 | $730 |
| Kingsville, MO | $115,500 | $997 | $670 | $1,370 | $700 |
| Mayview, MO | $45,400 | $718 | $500 | $980 | $480 |
| Sweet Springs, MO | $67,600 | $821 | $560 | $1,170 | $610 |
| Archie, MO | $98,400 | $940 | $690 | $1,290 | $600 |
| Fairview, MO | $65,300 | $811 | $580 | $1,160 | $580 |
| Brooking, MO | $93,800 | $776 | $520 | $1,090 | $570 |
| West Dolan, MO | $251,700 | $1,328 | $920 | $1,870 | $950 |
| Cleveland, MO | $189,600 | $1,191 | $810 | $1,700 | $890 |
| West Boone, MO | $151,100 | $1,099 | $800 | $1,570 | $770 |
| Leawood, KS | $431,000 | $1,512 | $1,180 | $2,040 | $860 |