Gavop shows you how to buy homeowners insurance in Topsham, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Topsham, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Patricia Dr, Lewiston Rd, State Rte 24, Ofarrell St, Hubbard Ln, Williams Dr, Big Pine Dr, Salem St, Summer St, Clearview Ln | $256,000 | $230,000 | $200,000-$250,000 | $161,500 | $140,000 | $125,000-$150,000 |
| Garden Ln, Cider Run, Hillcrest Ln, Country Ln, Bay Park Dr, Beechwood Dr Exd, Mayflower Ln, Shakedown Ln, Old Middlesex Rd, Holland Pl | $223,500 | $200,000 | $200,000-$250,000 | $150,000 | $130,000 | $150,000-$175,000 |
| Gray St, Trenton Pl, Willis Rd, Crabtree Dr, 5th St, Nuthatch Dr, Prospect St, Park Dr, Washburn Ln, Topsham Fair Mall Rd | $139,000 | $120,000 | $125,000-$150,000 | $126,500 | $100,000 | $125,000-$150,000 |
| Dominion Ave, Forest Glen Ln, Red Maple Ln, Canam Dr, James St, Forest Dr, Maple St Exd, Wilson St, Oak St, First St | $290,000 | $270,000 | $300,000-$350,000 | $196,500 | $170,000 | $200,000-$250,000 |
| A St, Old Lisbon Rd, Old Tavern Rd, Reed St, Ledgewood Dr, White House Crossing Rd, Alora Dr, Coburn Ln, Maple St, E School House Crossing Rd | $335,000 | $290,000 | $300,000-$350,000 | $199,500 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $582 |
| Superior Protection Discount | -$61 | $616 |
| Fire & Security Discount | -$61 | $616 |
| Hail Resistant Roof Discount | -$20 | $657 |
| Newly Constructed Home Discount | -$156 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sagadahoc County | $2,000 | $741 | $2,741 | $538 | $2,538 | $202 |
| Topsham, ME | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Bowdoin, ME | $100 | $758 | $858 | $551 | $651 | $207 |
| Pownal, ME | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Boothbay Harbor, ME | $400 | $857 | $1,257 | $623 | $1,023 | $234 |
| Monmouth, ME | $1,000 | $709 | $1,709 | $516 | $1,516 | $194 |
| Pittston, ME | $400 | $690 | $1,090 | $501 | $901 | $188 |
| Windsor, ME | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
| Hartford, ME | $100 | $656 | $756 | $477 | $577 | $179 |
| South Thomaston, ME | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Albion, ME | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Fairfield, ME | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Home Insurance Company Topsham, ME | Homeowners Insurance Agency Topsham, ME | Address | Popularity Score | Distance from Topsham (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Norton Insurance | 275 Us Route 1, Cumberland Foreside, ME, 4110 | 17.3 | |
| Travelers | Foy Insurance - Scarborough | 152 Us Route 1 Ste 11, Scarborough, ME, 4074 | 31.4 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main St, Biddeford, ME, 4005 | 41.1 | |
| State Farm | Chris Grimes | 20 Bath Rd, Brunswick, ME, 04011-2604 | 3.9 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Ste 2 , Falmouth, ME, 4105 | 20.6 | |
| Travelers | Lyons Agency For Insurance | 135 Fletcher Street, Kennebunk, ME, 4043 | 49.2 | |
| Allstate | Tim Jameson | 216 Bath Rd, Brunswick, ME, 4011 | 4.4 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 31.2 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 42.6 | |
| Liberty Mutual Independent | Kennebunk Savings Insurance | 50 Portland Rd, Kennebunk, ME, 4043 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $540 | $1,030 | $490 |
| Sagadahoc County, ME | $199,400 | $750 | $500 | $1,070 | $570 |
| Topsham, ME | $219,600 | $677 | $480 | $930 | $450 |
| Bowdoin, ME | $195,900 | $767 | $510 | $1,080 | $570 |
| Pownal, ME | $257,100 | $865 | $610 | $1,240 | $630 |
| Boothbay Harbor, ME | $258,300 | $867 | $590 | $1,230 | $640 |
| Monmouth, ME | $168,200 | $718 | $490 | $1,020 | $530 |
| Pittston, ME | $158,400 | $698 | $500 | $980 | $480 |
| Windsor, ME | $141,900 | $663 | $470 | $910 | $440 |
| Hartford, ME | $142,400 | $664 | $450 | $940 | $490 |
| South Thomaston, ME | $203,400 | $780 | $530 | $1,110 | $580 |
| Albion, ME | $139,000 | $656 | $440 | $900 | $460 |
| Fairfield, ME | $119,000 | $708 | $470 | $1,010 | $540 |