Gavop shows you how to buy homeowners insurance in Hamilton, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hamilton, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sturges Rd, Mobley St, Hamilton Pleasant Grove Rd, Cannon Rd, Valley St, Mountain Hill Rd, Bridges Dr, Terry Ln, Woodduck Hollow, Graddick Rd | $280,000 | $220,000 | $250,000-$300,000 | $382,000 | $350,000 | $300,000-$350,000 |
| Prospect Dr, Whitesville Rd, Richardson Rd, Hudson Mill Rd, Turkey Trl, Lick Skillet Rd, N Halley St, Hardage Rd, Harrington Dr, Bellinger Pl | $316,000 | $270,000 | $350,000-$400,000 | $449,000 | $380,000 | $500,000-$600,000 |
| Friendship St, Robin Ln, Williams Rd, Fortune Hole Rd E, Valley Rd, Rocky Ridge, O St, Spring Lake Dr, G St, Cathy Ct | $153,500 | $130,000 | $150,000-$175,000 | $305,500 | $280,000 | $350,000-$400,000 |
| Mountain View Ct, Coldiviees Rd, Rosewood Dr, Duke Rd, Lakeshore Dr S, Happy Hollow Rd, Old Bridge Rd, Slappy Dr, Barnes Mill Rd, Paynes Mt Dr | $166,000 | $160,000 | $175,000-$200,000 | $212,000 | $180,000 | $200,000-$250,000 |
| Cone Ln, Skyline Dr, Indian Mountain Trl, Hawks Rd, Alexander Ln, Jeannie Ln, Mulberry Trce, Twin Oaks Ct, Spruce Dr, Bilmiken Rd | $127,500 | $110,000 | $125,000-$150,000 | $337,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $698 |
| Superior Protection Discount | -$83 | $748 |
| Fire & Security Discount | -$75 | $756 |
| Hail Resistant Roof Discount | -$17 | $815 |
| Newly Constructed Home Discount | -$175 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harris County | $1,000 | $1,034 | $2,034 | $751 | $1,751 | $282 |
| Hamilton, GA | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Harris County, GA | $400 | $1,034 | $1,434 | $751 | $1,151 | $282 |
| Oak Grove, GA | $2,500 | $926 | $3,426 | $673 | $3,173 | $253 |
| Rock Mills, AL | $300 | $655 | $955 | $476 | $776 | $179 |
| Roanoke, AL | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Salem, GA | $100 | $596 | $696 | $433 | $533 | $163 |
| East Newnan, GA | $1,500 | $652 | $2,152 | $474 | $1,974 | $178 |
| Dadeville, AL | $300 | $894 | $1,194 | $650 | $950 | $244 |
| Turin, GA | $1,000 | $1,329 | $2,329 | $966 | $1,966 | $363 |
| The Rock-Yatesville, GA | $200 | $644 | $844 | $468 | $668 | $176 |
| Tallapoosa County, AL | $1,000 | $978 | $1,978 | $711 | $1,711 | $267 |
| Home Insurance Company Hamilton, GA | Homeowners Insurance Agency Hamilton, GA | Address | Popularity Score | Distance from Hamilton (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Rich | 75 Jackson St Ste 303, Newnan, GA, 30263-7511 | 47.3 | |
| State Farm | Brooke Barnes | 7285 Highway 16 Ste E, Senoia, GA, 30276-3348 | 46.6 | |
| State Farm | Jake Stanley | 37 Calumet Pkwy Ste J203, Newnan, GA, 30263-6770 | 49.0 | |
| State Farm | Stephanie Fagerstrom | 28 Hospital Rd, Newnan, GA, 30263-1201 | 47.6 | |
| Allstate | Dianne P. Parker | 45 Sutherland Dr Ste A, Newnan, GA, 30263 | 47.4 | |
| Travelers | The Menefee Agency | 2901 University Ave #27, Columbus, GA, 31907 | 15.4 | |
| State Farm | Trennis Dumas | 616 N Church St, Thomaston, GA, 30286-6300 | 39.9 | |
| Travelers | Morris & Spradlin Insurance Group Llc | 184a Jefferson Pkwy, Newnan, GA, 30263 | 48.9 | |
| Allstate | Mike Barber | 300d Bullsboro Dr, Newnan, GA, 30263 | 48.6 | |
| Liberty Mutual Independent | Matrix Insurance Agency | 25 Greenville St, Newnan, GA, 30263 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,450 | $770 |
| Harris County, GA | $194,800 | $1,046 | $720 | $1,500 | $780 |
| Hamilton, GA | $211,900 | $831 | $560 | $1,170 | $610 |
| Harris County, GA | $194,800 | $1,046 | $720 | $1,480 | $760 |
| Oak Grove, GA | $138,900 | $937 | $630 | $1,280 | $650 |
| Rock Mills, AL | $54,000 | $663 | $470 | $910 | $440 |
| Roanoke, AL | $77,100 | $704 | $510 | $960 | $450 |
| Salem, GA | $77,000 | $603 | $400 | $850 | $450 |
| East Newnan, GA | $85,600 | $660 | $450 | $940 | $490 |
| Dadeville, AL | $154,400 | $905 | $610 | $1,280 | $670 |
| Turin, GA | $292,000 | $1,345 | $930 | $1,920 | $990 |
| The Rock-Yatesville, GA | $84,400 | $652 | $450 | $930 | $480 |
| Tallapoosa County, AL | $107,000 | $990 | $700 | $1,420 | $720 |