Gavop shows you how to buy homeowners insurance in Carroll County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $148,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $108,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $131,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $770 |
| Superior Protection Discount | -$93 | $835 |
| Fire & Security Discount | -$65 | $863 |
| Hail Resistant Roof Discount | -$19 | $909 |
| Newly Constructed Home Discount | -$195 | $733 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $2,000 | $916 | $2,916 | $666 | $2,666 | $250 |
| Carroll County, VA | $2,500 | $916 | $3,416 | $666 | $3,166 | $250 |
| Laurel Fork, VA | $300 | $639 | $939 | $465 | $765 | $175 |
| Gap Civil, NC | $700 | $730 | $1,430 | $531 | $1,231 | $200 |
| Pilot, NC | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Belspring, VA | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| North Fall Creek, NC | $500 | $897 | $1,397 | $652 | $1,152 | $245 |
| Danbury, NC | $1,000 | $786 | $1,786 | $572 | $1,572 | $215 |
| Rye Valley, VA | $200 | $481 | $681 | $350 | $550 | $131 |
| Royal Oak, VA | $1,500 | $452 | $1,952 | $328 | $1,828 | $123 |
| Elliston, VA | $300 | $584 | $884 | $424 | $724 | $160 |
| South Buck Shoals, NC | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Home Insurance Company Carroll County, VA | Homeowners Insurance Agency Carroll County, VA | Address | Popularity Score | Distance from Carroll County (miles) |
|---|---|---|---|---|
| State Farm | Chris Goad | 231 S Main St, Hillsville, VA, 24343-1504 | 1.9 | |
| Erie | Judkins Insurance Agency Llc | 808 Main Street, Ridgeway, VA, 24148 | 49.5 | |
| State Farm | Ben Wheeler | 507 Mountain Lake Ave, Pearisburg, VA, 24134-1629 | 41.1 | |
| State Farm | Steve Renegar | 116 E Blue Ridge St, Stuart, VA, 24171 | 26.3 | |
| Farmers | J. Darrell Hodges | 1035 Franklin St Ste 206, Rocky Mount, VA, 24151 | 49.3 | |
| Travelers | Jackson Insurance Agency | 208 N Main Street, Hillsville, VA, 24343 | 2.3 | |
| State Farm | Jack King | 8846 S Scenic Hwy, Bland, VA, 24315-5272 | 33.4 | |
| Allstate | Donald Lazenby | 160 Franklin St # A, Rocky Mount, VA, 24151 | 49.8 | |
| Nationwide | Waller Insurance & Financial Services Inc | 7599 Carrollton Pike, Galax, VA, 24333 | 7.8 | |
| Travelers | Conner Insurance Agency Inc | 2678 Virginia Ave, Collinsville, VA, 24078 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,350 | $700 |
| Carroll County, VA | $107,300 | $928 | $660 | $1,280 | $620 |
| Carroll County, VA | $107,300 | $928 | $680 | $1,280 | $600 |
| Laurel Fork, VA | $121,000 | $647 | $440 | $910 | $470 |
| Gap Civil, NC | $123,600 | $739 | $510 | $1,060 | $550 |
| Pilot, NC | $165,200 | $909 | $630 | $1,300 | $670 |
| Belspring, VA | $130,000 | $682 | $480 | $930 | $450 |
| North Fall Creek, NC | $164,800 | $908 | $660 | $1,290 | $630 |
| Danbury, NC | $136,500 | $796 | $550 | $1,130 | $580 |
| Rye Valley, VA | $87,200 | $487 | $350 | $690 | $340 |
| Royal Oak, VA | $81,900 | $457 | $330 | $630 | $300 |
| Elliston, VA | $108,000 | $591 | $430 | $840 | $410 |
| South Buck Shoals, NC | $122,300 | $733 | $540 | $1,030 | $490 |