Gavop tells you how to get the best homeowners insurance in Divide County, ND by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $125,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $134,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $255,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $735 |
| Superior Protection Discount | -$81 | $816 |
| Fire & Security Discount | -$90 | $807 |
| Hail Resistant Roof Discount | -$27 | $869 |
| Newly Constructed Home Discount | -$215 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Divide County | $1,500 | $886 | $2,386 | $644 | $2,144 | $242 |
| Divide County, ND | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
| Fortuna, ND | $300 | $1,002 | $1,302 | $728 | $1,028 | $274 |
| Alamo, ND | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Noonan, ND | $2,000 | $870 | $2,870 | $633 | $2,633 | $238 |
| Grenora, ND | $100 | $869 | $969 | $632 | $732 | $238 |
| Battleview, ND | $2,000 | $865 | $2,865 | $628 | $2,628 | $236 |
| Tioga, ND | $100 | $1,073 | $1,173 | $780 | $880 | $293 |
| Farmvale, ND | $700 | $927 | $1,627 | $673 | $1,373 | $253 |
| Powers, ND | $100 | $1,422 | $1,522 | $1,033 | $1,133 | $389 |
| Home Insurance Company Divide County, ND | Homeowners Insurance Agency Divide County, ND | Address | Popularity Score | Distance from Divide County (miles) |
|---|---|---|---|---|
| Farmers | Don Weber | 1412 2nd Ave W Ste 3, Williston, ND, 58801 | 45.7 | |
| Allstate | Kristi Schwartz | 1135 2nd Ave W Ste 203, Williston, ND, 58801 | 45.9 | |
| State Farm | Michael E Braun | 16 2nd St Nw, Tioga, ND, 58852 | 38.6 | |
| Allstate | Bbh Insurance Inc | 104 Railroad Ave, Ray, ND, 58849 | 36.0 | |
| Allstate | Frontier Insurance Solutions | 2321 2nd Ave W Ste 5, Williston, ND, 58801 | 45.2 | |
| State Farm | Dwight Richter | 1601 9th Ave Nw, Williston, ND, 58801-3871 | 45.7 | |
| Liberty Mutual Independent | Manger Insurance Inc | 511 2nd St W, Williston, ND, 58801 | 46.7 | |
| Travelers | Liberty Insurance | Main St, Powers Lake, ND, 58773 | 42.7 | |
| Travelers | Hanisch Insurance Agency | 111 E Central Ave, Crosby, ND, 58730 | 11.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $790 | $1,580 | $790 |
| Divide County, ND | $150,800 | $896 | $640 | $1,230 | $590 |
| Divide County, ND | $150,800 | $896 | $640 | $1,240 | $600 |
| Fortuna, ND | $136,600 | $1,014 | $730 | $1,410 | $680 |
| Alamo, ND | $84,500 | $788 | $530 | $1,130 | $600 |
| Noonan, ND | $104,400 | $881 | $590 | $1,210 | $620 |
| Grenora, ND | $104,200 | $880 | $630 | $1,260 | $630 |
| Battleview, ND | $103,100 | $875 | $620 | $1,200 | $580 |
| Tioga, ND | $156,300 | $1,086 | $730 | $1,530 | $800 |
| Farmvale, ND | $117,700 | $938 | $650 | $1,290 | $640 |
| Powers, ND | $275,000 | $1,439 | $990 | $2,030 | $1,040 |