Gavop shows you how to buy homeowners insurance in King, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $114,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $163,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $263,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $262,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $583 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$64 | $647 |
| Hail Resistant Roof Discount | -$21 | $689 |
| Newly Constructed Home Discount | -$171 | $540 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stokes County | $2,500 | $709 | $3,209 | $515 | $3,015 | $194 |
| King, NC | $2,500 | $702 | $3,202 | $510 | $3,010 | $192 |
| Tobaccoville, NC | $300 | $816 | $1,116 | $593 | $893 | $223 |
| Yadkinville, NC | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Boonville, NC | $300 | $638 | $938 | $464 | $764 | $174 |
| Peters Creek, VA | $1,500 | $627 | $2,127 | $456 | $1,956 | $171 |
| Yadkin College, NC | $400 | $777 | $1,177 | $564 | $964 | $212 |
| North Buck Shoals, NC | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| South Buck Shoals, NC | $100 | $724 | $824 | $526 | $626 | $198 |
| Lovelace, NC | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Reidsville, NC | $400 | $580 | $980 | $421 | $821 | $158 |
| Reed Creek, VA | $1,500 | $909 | $2,409 | $660 | $2,160 | $248 |
| Home Insurance Company King, NC | Homeowners Insurance Agency King, NC | Address | Popularity Score | Distance from King (miles) |
|---|---|---|---|---|
| State Farm | Mark Hutson | 3512 Nc Highway 8, Lexington, NC, 27292-6779 | 35.5 | |
| Travelers | Alliance Insurance Services Llc | 348 Summit Sq Blvd, Winston Salem, NC, 27105 | 7.5 | |
| Nationwide | Simmons Insurance Agency Inc. | 534 S Keystreet, Pilot Mountain, NC, 27041-9601 | 9.9 | |
| State Farm | Philip Piersol | 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325 | 27.2 | |
| Nationwide | Gail Moseley Agency Inc. | 2502 Lawndale Dr, Greensboro, NC, 27408-7222 | 32.4 | |
| Nationwide | Jim Annas Agency Inc. | 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701 | 11.0 | |
| Allstate | Len Bluitt Jr | 4670 Yadkinville Rd Ste B, Pfafftown, NC, 27040 | 8.4 | |
| State Farm | Ron Connor | 432 W Mountain St, Kernersville, NC, 27284-2534 | 18.6 | |
| State Farm | Ashley Collins | 1610 W Friendly Ave Ste B, Greensboro, NC, 27403-1209 | 33.3 | |
| State Farm | Kirt Watkins | 930 W 4th St, Winston Salem, NC, 27101-2518 | 13.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,280 | $680 |
| Stokes County, NC | $123,900 | $718 | $510 | $1,030 | $520 |
| King, NC | $148,600 | $711 | $510 | $1,020 | $510 |
| Tobaccoville, NC | $143,800 | $826 | $560 | $1,150 | $590 |
| Yadkinville, NC | $119,500 | $720 | $520 | $1,000 | $480 |
| Boonville, NC | $104,300 | $646 | $440 | $920 | $480 |
| Peters Creek, VA | $118,000 | $635 | $450 | $910 | $460 |
| Yadkin College, NC | $134,200 | $786 | $540 | $1,090 | $550 |
| North Buck Shoals, NC | $116,800 | $707 | $470 | $1,000 | $530 |
| South Buck Shoals, NC | $122,300 | $733 | $500 | $1,010 | $510 |
| Lovelace, NC | $113,100 | $690 | $500 | $960 | $460 |
| Reidsville, NC | $101,400 | $587 | $390 | $810 | $420 |
| Reed Creek, VA | $99,900 | $920 | $620 | $1,280 | $660 |