Gavop shows you how to buy homeowners insurance in Jerome, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jerome, OH - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Michaels St, Homer Rd, Oxford Dr, Derio Rd, Milford Ave, Plain City-Delaware Rd, Philip Herre Rd, S Meadowbrook Dr, Co Hwy 145, Harriott Rd | $395,000 | $330,000 | $350,000-$400,000 | $288,000 | $250,000 | $200,000-$250,000 |
| Mitchell Dewitt Rd, Post Preserve Blvd, Co Hwy 69, Myers Rd, Bellepoint Rd, Red Stone Loop, Co Hwy 33, Tuscany Dr, Valleyview Dr, Irwin Rd | $266,500 | $230,000 | $300,000-$350,000 | $305,000 | $260,000 | $300,000-$350,000 |
| Burns Rd, Rausch Rd, Dover County Line Rd, Short St, Twp Hwy 71, Shagbark Ct, US Hwy 42, North Ave, Co Hwy 51, Tartan Fields Dr | $228,000 | $210,000 | $250,000-$300,000 | $272,500 | $240,000 | $250,000-$300,000 |
| Lafayette-Plain City Rd, Caraway Ave, Willow Wood Ln, Champaign County Line Rd, Hinton Mill Rd, Co Hwy 135, Colemans Crossing Blvd, Co Hwy 96, Twp Hwy 109, Coleman-Brake Rd | $176,500 | $150,000 | $150,000-$175,000 | $126,500 | $120,000 | $150,000-$175,000 |
| Adelsberger Rd, Middleburg Rd, Violet Veil Ct, Summerhouse Dr W, Timber Trails Rd, Grant Ave, Three Oaks Dr, Jacobs Ln, Gorton St, Ventura Way | $301,000 | $250,000 | $200,000-$250,000 | $206,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $739 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$97 | $783 |
| Hail Resistant Roof Discount | -$18 | $862 |
| Newly Constructed Home Discount | -$193 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Jerome, OH | $2,500 | $869 | $3,369 | $631 | $3,131 | $237 |
| Powell, OH | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Union County, OH | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Prairie, OH | $100 | $604 | $704 | $439 | $539 | $165 |
| Taylor, OH | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| London, OH | $400 | $654 | $1,054 | $475 | $875 | $179 |
| Jackson, OH | $1,000 | $748 | $1,748 | $544 | $1,544 | $205 |
| Quincy, OH | $400 | $557 | $957 | $405 | $805 | $152 |
| Thornport, OH | $2,000 | $867 | $2,867 | $630 | $2,630 | $237 |
| Tod, OH | $100 | $602 | $702 | $437 | $537 | $164 |
| Waynesfield, OH | $1,500 | $571 | $2,071 | $415 | $1,915 | $156 |
| Home Insurance Company Jerome, OH | Homeowners Insurance Agency Jerome, OH | Address | Popularity Score | Distance from Jerome (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Haughn & Associates Inc | 6050 Tain Drive, Dublin, OH, 43017 | 4.6 | |
| Farmers | Jay Hines | 117 N Main St, Marysville, OH, 43040 | 9.3 | |
| State Farm | Lori Bastin | 201 Harding Way W Ste 1, Galion, OH, 44833-1728 | 46.8 | |
| Allstate | Patrick Grove | 6275 Emerald Pkwy Ste B, Dublin, OH, 43016 | 6.5 | |
| Travelers | Ohio Insurance Services Agency Inc | 8120 Corporate Blvd, Plain City, OH, 43064 | 2.3 | |
| State Farm | Rich Courter | 6751 Taylor Road, Blacklick, OH, 43004 | 24.5 | |
| Allstate | Michael Wood | 489 Lazelle Rd, Westerville, OH, 43081 | 12.9 | |
| State Farm | Chuck Hardy | 764 London Ave, Marysville, OH, 43040-9001 | 9.0 | |
| State Farm | Gary Wheeler | 260 Bradenton Ave, Dublin, OH, 43017-7504 | 7.6 | |
| State Farm | Stacy Engle | 417 S 30th St, Heath, OH, 43056-1215 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Union County, OH | $186,000 | $786 | $530 | $1,120 | $590 |
| Jerome, OH | $327,400 | $879 | $610 | $1,220 | $610 |
| Powell, OH | $359,400 | $798 | $570 | $1,110 | $540 |
| Union County, OH | $186,000 | $786 | $560 | $1,080 | $520 |
| Prairie, OH | $112,200 | $611 | $450 | $850 | $400 |
| Taylor, OH | $167,300 | $777 | $520 | $1,080 | $560 |
| London, OH | $135,100 | $662 | $450 | $930 | $480 |
| Jackson, OH | $169,700 | $758 | $520 | $1,040 | $520 |
| Quincy, OH | $80,000 | $564 | $410 | $800 | $390 |
| Thornport, OH | $228,900 | $878 | $590 | $1,210 | $620 |
| Tod, OH | $94,600 | $609 | $410 | $860 | $450 |
| Waynesfield, OH | $84,200 | $578 | $420 | $830 | $410 |