Gavop shows you how to buy homeowners insurance in St. Ann, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $175,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $252,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $226,500 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $687 |
| Home and Two Car | -$128 | $627 |
| Home and Three Car | -$174 | $581 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $1,500 | $1,077 | $2,577 | $783 | $2,283 | $294 |
| St. Ann, MO | $2,000 | $746 | $2,746 | $542 | $2,542 | $204 |
| Frontenac, MO | $300 | $753 | $1,053 | $547 | $847 | $206 |
| Rivers, MO | $2,000 | $796 | $2,796 | $578 | $2,578 | $217 |
| Dardenne, MO | $400 | $865 | $1,265 | $628 | $1,028 | $236 |
| Sugar Loaf, IL | $2,500 | $811 | $3,311 | $590 | $3,090 | $222 |
| High Ridge, MO | $200 | $900 | $1,100 | $654 | $854 | $246 |
| Madison County, IL | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Augusta, MO | $100 | $1,128 | $1,228 | $820 | $920 | $308 |
| Snow Hill, MO | $1,000 | $1,088 | $2,088 | $791 | $1,791 | $297 |
| Silex, MO | $400 | $1,114 | $1,514 | $810 | $1,210 | $305 |
| White Hall, IL | $2,000 | $468 | $2,468 | $340 | $2,340 | $128 |
| Home Insurance Company St. Ann, MO | Homeowners Insurance Agency St. Ann, MO | Address | Popularity Score | Distance from St. Ann (miles) |
|---|---|---|---|---|
| State Farm | Lacey Mitchell | 326 N Euclid Ave Ste 2n, Saint Louis, MO, 63108-1225 | 8.8 | |
| Travelers | Independent Brokers Agency | 8714 Gravois, St Louis, MO, 63123 | 12.5 | |
| State Farm | Evan Richmond | 13437 Olive Blvd, Chesterfield, MO, 63017-3166 | 6.8 | |
| Farmers | Joseph Omokheyeke | 1050 Saint Francois St Ste H, Florissant, MO, 63031 | 5.7 | |
| State Farm | Rob Hasse | 4443 N Highway 67, Florissant, MO, 63034-2831 | 8.7 | |
| Liberty Mutual Independent | Insurance Consultants Inc | 1064 So Woods Mill Road, Chesterfield, MO, 63017 | 10.0 | |
| State Farm | Paul Davis | 14370 Olive Blvd, Chesterfield, MO, 63017-2149 | 8.2 | |
| State Farm | Deanna Carroll | 11780 Manchester Rd, Des Peres, MO, 63131-4328 | 9.0 | |
| State Farm | Eric Thomas | 2794a N Highway 67, Florissant, MO, 63033-1402 | 7.2 | |
| State Farm | Beth Travis | 10900 Manchester Rd Ste 209, Kirkwood, MO, 63122-1200 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,510 | $740 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,500 | $720 |
| St. Ann, MO | $87,000 | $755 | $510 | $1,030 | $520 |
| Frontenac, MO | $713,500 | $763 | $530 | $1,060 | $530 |
| Rivers, MO | $164,700 | $806 | $560 | $1,120 | $560 |
| Dardenne, MO | $207,700 | $875 | $630 | $1,230 | $600 |
| Sugar Loaf, IL | $84,300 | $821 | $580 | $1,170 | $590 |
| High Ridge, MO | $145,600 | $911 | $670 | $1,250 | $580 |
| Madison County, IL | $130,200 | $718 | $490 | $990 | $500 |
| Augusta, MO | $168,200 | $1,142 | $820 | $1,590 | $770 |
| Snow Hill, MO | $151,800 | $1,101 | $760 | $1,560 | $800 |
| Silex, MO | $162,500 | $1,128 | $780 | $1,600 | $820 |
| White Hall, IL | $55,800 | $474 | $350 | $670 | $320 |