Gavop's guide to buying homeowners insurance in Londonderry, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $203,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $296,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $332,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $542 |
| Superior Protection Discount | -$65 | $581 |
| Fire & Security Discount | -$65 | $581 |
| Hail Resistant Roof Discount | -$19 | $626 |
| Newly Constructed Home Discount | -$168 | $478 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dauphin County | $1,000 | $701 | $1,701 | $509 | $1,509 | $191 |
| Londonderry, PA | $1,500 | $638 | $2,138 | $463 | $1,963 | $174 |
| Rutherford, PA | $100 | $697 | $797 | $506 | $606 | $190 |
| Hanover, PA | $1,500 | $658 | $2,158 | $478 | $1,978 | $180 |
| South Newton, PA | $200 | $772 | $972 | $561 | $761 | $211 |
| Zerbe, PA | $1,000 | $527 | $1,527 | $383 | $1,383 | $144 |
| Richfield, PA | $300 | $698 | $998 | $507 | $807 | $191 |
| Newburg borough, PA | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Northumberland County, PA | $500 | $598 | $1,098 | $435 | $935 | $163 |
| Sunbury, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Union Bridge, MD | $500 | $783 | $1,283 | $569 | $1,069 | $214 |
| Home Insurance Company Londonderry, PA | Homeowners Insurance Agency Londonderry, PA | Address | Popularity Score | Distance from Londonderry (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Dale Mcguire Agency | 1231 N Market St, Duncannon, PA, 17020 | 22.7 | |
| State Farm | Marc Bellettiere | 3821 Main St, Morgantown, PA, 19543-7704 | 43.6 | |
| Allstate | Shelly Marie Santoni | 126 S Market St, Elizabethtown, PA, 17022 | 5.4 | |
| State Farm | Craig Rothstein | 1634 S Market St, Elizabethtown, PA, 17022-2851 | 6.8 | |
| Erie | B & B Insurance Agency | 1231 E Chocolate Avenue, Hershey, PA, 17033 | 8.7 | |
| Travelers | Alan Hostetler Insurance Agents-Brokers | 300 S Progress Ave , Harrisburg, PA, 17109 | 10.0 | |
| State Farm | Todd West | 119 Lurgan Ave Ste A, Shippensburg, PA, 17257-1662 | 45.4 | |
| State Farm | Amy Clement | 362 Hershey Road, Elizabethtown, PA, 17022-9795 | 5.0 | |
| State Farm | Ryan Tyler | 5581 W Lincoln Hwy, Parkesburg, PA, 19365-1787 | 41.2 | |
| State Farm | Steve Lane | 735 N Union St, Middletown, PA, 17057-2046 | 2.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Dauphin County, PA | $163,300 | $709 | $500 | $980 | $480 |
| Londonderry, PA | $144,500 | $645 | $460 | $880 | $420 |
| Rutherford, PA | $149,800 | $705 | $510 | $990 | $480 |
| Hanover, PA | $155,400 | $666 | $460 | $940 | $480 |
| South Newton, PA | $189,900 | $781 | $530 | $1,090 | $560 |
| Zerbe, PA | $77,100 | $533 | $370 | $760 | $390 |
| Richfield, PA | $150,300 | $706 | $500 | $980 | $480 |
| Newburg borough, PA | $156,700 | $719 | $520 | $1,000 | $480 |
| Northumberland County, PA | $112,300 | $605 | $430 | $840 | $410 |
| Sunbury, PA | $79,700 | $732 | $510 | $1,030 | $520 |
| Union Bridge, MD | $190,100 | $793 | $630 | $1,000 | $370 |