Gavop's guide to buying homeowners insurance in Worthington, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $137,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $265,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $185,500 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $716 |
| Home and Two Car | -$124 | $653 |
| Home and Three Car | -$194 | $583 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
| Home Insurance Company Worthington, MN | Homeowners Insurance Agency Worthington, MN | Address | Popularity Score | Distance from Worthington (miles) |
|---|---|---|---|---|
| State Farm | Jessica Noble | 1244 Oxford St, Worthington, MN, 56187-1760 | 0.1 | |
| Travelers | Lifetime Insurance Agency Llc | 101 Brown St E, Comfrey, MN, 56019 | 48.0 | |
| State Farm | Paul Graupmann | 313 Sherman St, Jackson, MN, 56143-1541 | 30.5 | |
| State Farm | Stacie Sanow | 93931 Us Highway 71, Windom, MN, 56101-4088 | 29.7 | |
| State Farm | Roger Haar | 432 1st Ave, Westbrook, MN, 56183-9512 | 29.5 | |
| Travelers | Trimont Agency Inc | 519 Main St E, Trimont, MN, 56176 | 45.5 | |
| State Farm | Paul Graupmann | 317 Main St Po Box 55, Lakefield, MN, 56150 | 21.6 | |
| State Farm | Roger Haar | 104 South Courthouse Ave, Jeffers, MN, 56145 | 35.6 | |
| State Farm | Michelle Nelson | 510 7th St Se Ste 2, Pipestone, MN, 56164-2093 | 43.7 | |
| State Farm | Jason Vote | 716 Oxford Street, Worthington, MN, 56187-1725 | 0.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,690 | $820 |
| Nobles County, MN | $118,300 | $736 | $510 | $1,050 | $540 |
| Worthington, MN | $128,800 | $778 | $540 | $1,070 | $530 |
| Sioux Valley, MN | $145,800 | $999 | $720 | $1,410 | $690 |
| Little Rock, IA | $53,200 | $478 | $340 | $650 | $310 |
| Steen, MN | $69,600 | $598 | $410 | $860 | $450 |
| Springwater, MN | $203,100 | $1,202 | $820 | $1,660 | $840 |
| Beaver Creek, MN | $169,600 | $1,091 | $800 | $1,550 | $750 |
| Spencer, IA | $123,800 | $660 | $440 | $910 | $470 |
| Rock Valley, IA | $144,900 | $851 | $610 | $1,210 | $600 |
| Charlestown, MN | $168,200 | $1,086 | $780 | $1,510 | $730 |
| High Lake, IA | $86,000 | $641 | $470 | $910 | $440 |
| West Branch, IA | $193,700 | $813 | $580 | $1,120 | $540 |