How Can I Make My Lake Stevens, WA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Lake Stevens, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lake Stevens, WA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $230,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $264,500 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $368,000 | $350,000 | $350,000-$400,000 |
| 5 Bedroom | $473,000 | $440,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Lake Stevens, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $580 |
| Superior Protection Discount | -$69 | $621 |
| Fire & Security Discount | -$48 | $642 |
| Hail Resistant Roof Discount | -$21 | $670 |
| Newly Constructed Home Discount | -$138 | $552 |
Choose your Lake Stevens, WA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Lake Stevens, WA | Back to Top
| Home Insurance Company Lake Stevens, WA | Homeowners Insurance Agency Lake Stevens, WA | Address | Popularity Score | Distance from Lake Stevens (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Top Insurance Associates Llc | 10530 19th Ave Se Ste 101, Everett, WA, 98208 | 8.7 | |
| Farmers | Mathew Wyatt | 20315 19th Ave Ne Ste A, Shoreline, WA, 98155 | 18.5 | |
| Farmers | Brandon Simeon | 127 Avenue C Ste C, Snohomish, WA, 98290 | 6.2 | |
| Allstate | Jim Kooy | 1819 S Lake Stevens Rd Unit A, Lake Stevens, WA, 98258 | 1.6 | |
| Allstate | Keith Osburn | 9414 State Ave Ste F, Marysville, WA, 98270 | 6.6 | |
| State Farm | Kathy Northrop | 10930 4th Ave W, Everett, WA, 98204-7066 | 9.9 | |
| Allstate | Bill Demeroutis | 1904 Wetmore Ave Ste 103, Everett, WA, 98201 | 5.3 | |
| Allstate | Melanie Alshaer | 11314 4th Ave W Ste 104, Everett, WA, 98204 | 10.0 | |
| State Farm | Grace Bocalan | 3715 Colby Ave, Everett, WA, 98201-4910 | 5.8 | |
| State Farm | Luis Sanchez | 11605 State Ave Ste 110, Marysville, WA, 98271-8427 | 7.8 |
Compare Rates for Lake Stevens, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,120 | $580 |
| Snohomish County, WA | $338,400 | $861 | $580 | $1,190 | $610 |
| Lake Stevens, WA | $296,200 | $690 | $470 | $950 | $480 |
| Cathcart, WA | $510,400 | $1,376 | $950 | $1,940 | $990 |
| Arlington, WA | $287,000 | $680 | $460 | $970 | $510 |
| Larch Way, WA | $396,700 | $1,015 | $740 | $1,400 | $660 |
| Alderwood Manor, WA | $336,900 | $743 | $510 | $1,020 | $510 |
| Woodinville, WA | $546,800 | $1,028 | $700 | $1,460 | $760 |
| Gold Bar, WA | $189,400 | $685 | $460 | $970 | $510 |
| Oso, WA | $362,500 | $934 | $670 | $1,280 | $610 |
| Seattle East, WA | $557,000 | $1,465 | $1,000 | $2,090 | $1,090 |
| Vashon Island, WA | $461,400 | $877 | $590 | $1,250 | $660 |
| Lake Holm, WA | $420,200 | $1,084 | $770 | $1,540 | $770 |
Research Home Insurance Companies Reviews in Lake Stevens, WA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
this is one point of the insurance company that we have a hard time with. our deductible is a bit hight we do pay a premium and the one time that we had to pay it was a high deductible
Date: December 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The other insurance companies charge much more for less coverage. Occasionally there will be other companies reach out that have the same coverage but they charge more.
State Farm Home Insurance Reviews
Date: January 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
We have decent rates for our home insurance, and although there are cheaper plans available,we pay for dependability. Honestly, I have not priced out other companies for home insurance because most just offer auto insurance.
Date: October 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I have no experience with other insurance providers, so I am unqualified to help you answer this particular at this time.
Amica Mutual Insurance Home Insurance Reviews
Date: November 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Amica is a good company when compared to all other insurance .. i prefer amica home insurance company.. offering many policies
GEICO Home Insurance Reviews
Date: February 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I really like it, I do not have much to complain about, they solve my problems and they are fast in the process, I can only say that it is excellent