How Can I Make My Kern County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Kern County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Kern County, CA Home Insurance Coverage Levels | Back to Top

Kern County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Umtali Rd, Pinewood Rd, Bull Dog Aly, Gwendolyn St, Marsden St, Hidden Oak Rd, McArthur Pl, Bareback Ln, Cottage Park Way, Greenfield Park Dr $165,000 $140,000 $175,000-$200,000 $120,500 $110,000 $100,000-$125,000
Polaris St, Starling Dr, Wayne St, Niblick Ln, Olanche St, Vance Ave, Olson Ave, Walser Rd, Sherri St, 99th St W $171,500 $160,000 $150,000-$175,000 $110,000 $90,000 $125,000-$150,000
21st St, Sproat Way, Sumner St, Arbor Dr, Dodger St, Lusanne Ct, Tamara Ave, Harding Ave, Zinfandel St, W C St $139,500 $110,000 $100,000-$125,000 $185,500 $160,000 $175,000-$200,000
Zemorra Rd, Valletta Ave, Urbano Dr, Tar Springs Ave, Irma Dr, 24th St, Mercatello Ave, Santos Ct, Violette Ct, Austin Creek Ave $162,000 $150,000 $125,000-$150,000 $126,500 $110,000 $150,000-$175,000
Sudbury Ln, Peggy Way, Havilah Way, Valley View Dr, College Heights Blvd, Encina Ave, Trabancos Dr, Lauron Ct, Victor St, High St $244,500 $210,000 $175,000-$200,000 $148,500 $140,000 $150,000-$175,000
la Mesa Dr, Young Cir, Houser St, Graceville Ct, Owens Peak St, Haberkern Dr, Cross Water Dr, Rader Ave, Ack Ack Ct, Scarlet Maple Ct $149,000 $140,000 $125,000-$150,000 $117,500 $110,000 $100,000-$125,000
Orchard Crest Ave, Fenwick Dr, Weed Patch Loop, Prosser St, Rancheria Rd, Banyon Ct, Midland Trl, Cll Lechuga, Gill Ave, St Anton Dr $112,000 $110,000 $100,000-$125,000 $114,000 $100,000 $75,000-$100,000
Riesling Vines St, Kaiser Ln, Greenview Ln, Chinook Ave, 19th St, Jonathan Pl, Redstone Ave, King Solomon Mine Rd, Evanston Ct, Pebblewood Dr $129,000 $120,000 $125,000-$150,000 $181,000 $160,000 $150,000-$175,000
Webb Way, Calla Lily Dr, Poplar St, Smith St, Torrey Pines St, Blake Ave, Baron Ave, Irish Crystal Ct, Beasley St, Donald St $71,500 $70,000 $50,000-$75,000 $98,000 $90,000 $100,000-$125,000
Mann Ct, W Saint George Ave, Granite Falls Dr, Ashley Emili Ln, Grey Way, McCloud Ct, Sheridan St, Mil Potrero Frontage Rd, Cherry Ln, Rutan Rd $203,000 $180,000 $150,000-$175,000 $82,500 $70,000 $75,000-$100,000

Choose the Best Kern County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score $25 to 50,000 2 Pets, Smoker $550
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $560
Full Time Job 800-850 Credit Score $75 to $100,000 3 Pets, Smoker $210

Choose the Right Deductible for your Kern County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $500 $1,170 $1,670 $960 $1,460 $210
Kern County, CA $700 $860 $1,360 $690 $1,390 $-30
Kern County, CA $700 $730 $1,230 $610 $1,310 $-80
Lamont, CA $100 $560 $660 $480 $580 $80
Arvin-Lamont, CA $700 $450 $950 $370 $1,070 $-120
Squirrel Mountain Valley, CA $300 $1,040 $1,340 $840 $1,140 $200
Pine Flat, CA $2,500 $840 $1,340 $680 $3,180 $-1,840
Dustin Acres, CA $100 $690 $790 $590 $690 $100
West Kern, CA $1,000 $630 $1,130 $510 $1,510 $-380
Valley Acres, CA $300 $600 $900 $490 $790 $110
Terra Bella, CA $1,500 $870 $1,370 $760 $2,260 $-890
South Taft, CA $400 $470 $870 $400 $800 $70
Taft Heights, CA $2,000 $560 $1,060 $480 $2,480 $-1,420

Identify Top Home Insurance Agents near Kern County, CA | Back to Top

Home Insurance Company Kern County, CA Homeowners Insurance Agency Kern County, CA Address Popularity Score Distance from Kern County (miles)
Allstate Evan Evans 3939 Bernard St Ste 4, Bakersfield, CA, 93306
12.8
State Farm George Farah 4300 Stine Rd Ste 609, Bakersfield, CA, 93313-2354
18.6
State Farm Mike Alexander 312 H St, Bakersfield, CA, 93304-2914
16.5
Travelers Stockdale Insurance Agency Inc 1675 Chester Ave Ste 310, Bakersfield, CA, 93301
16.5
State Farm Kathy Herm 1056 Kern St, Taft, CA, 93268-2743
43.9
State Farm Johnny Williamson 4208 Rosedale Hwy Ste 202, Bakersfield, CA, 93308-6172
18.6
Travelers Wm K Lyons Agency Inc 2100 F Street, Suite 200, Bakersfield, CA, 93301
16.7
Travelers Wm K Lyons Agency Inc 2100 F St Ste 200, Bakersfield, CA, 93301
16.7
Farmers Luis Solorzano 6300 White Ln Ste E, Bakersfield, CA, 93309
19.5
Travelers Ca New Generation Insurance Services Inc 3117 19th St, Bakersfield, CA, 93301
17.6

Compare Rates for Kern County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,340 $990 $1,820 $830
Kern County, CA $171,200 $800 $590 $1,090 $500
Kern County, CA $171,200 $680 $500 $920 $420
Lamont, CA $105,700 $500 $370 $680 $310
Arvin-Lamont, CA $104,200 $570 $420 $780 $360
Squirrel Mountain Valley, CA $352,400 $1,410 $1,040 $1,920 $880
Pine Flat, CA $158,000 $840 $620 $1,140 $520
Dustin Acres, CA $175,000 $1,030 $760 $1,400 $640
West Kern, CA $160,600 $870 $640 $1,180 $540
Valley Acres, CA $163,500 $720 $530 $980 $450
Terra Bella, CA $189,900 $800 $590 $1,090 $500
South Taft, CA $116,200 $660 $490 $900 $410
Taft Heights, CA $105,800 $500 $370 $680 $310

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