Gavop shows you how to buy homeowners insurance in South Windsor, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $116,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $222,500 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $373,000 | $300,000 | $400,000-$500,000 |
| 4 Bedroom | $282,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $461,500 | $380,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $784 |
| Superior Protection Discount | -$91 | $820 |
| Fire & Security Discount | -$64 | $848 |
| Hail Resistant Roof Discount | -$27 | $884 |
| Newly Constructed Home Discount | -$264 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
| Home Insurance Company South Windsor, CT | Homeowners Insurance Agency South Windsor, CT | Address | Popularity Score | Distance from South Windsor (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Reardon Agency Inc. | 26 Clark Lane , Waterford, CT, 6385 | 41.3 | |
| Liberty Mutual Independent | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 48.7 | |
| Travelers | Birarelli Insurance Agency Llc | 55 Cherry Street, Milford, CT, 6460 | 48.9 | |
| Travelers | Adion Financial Group | 80 Commerce St, Glastonbury, CT, 6033 | 8.9 | |
| Travelers | Del Greco Agencies Inc | 1789 Park Street, Hartford, CT, 6106 | 8.8 | |
| Liberty Mutual Independent | Wellstone Insurance | 800 Cottage Grove Rd, Bloomfield, CT, 6002 | 8.4 | |
| Liberty Mutual Independent | Wilson Agency Inc | 30 Huntington Street, Shelton, CT, 6484 | 47.6 | |
| State Farm | Anne Coppola | 350 W Main St, Ansonia, CT, 06401-2366 | 43.1 | |
| Allstate | Joseph Aldo | 601 Boston Post Rd, Milford, CT, 6460 | 48.7 | |
| Nationwide | The Sig Insurance Agencies | 84 Bridge St, East Windsor, CT, 06088-0937 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,770 | $860 |
| Hartford County, CT | $235,300 | $1,076 | $740 | $1,470 | $730 |
| South Windsor, CT | $281,100 | $911 | $670 | $1,290 | $620 |
| Hazardville, CT | $175,000 | $967 | $650 | $1,380 | $730 |
| Weatogue, CT | $317,600 | $1,380 | $920 | $1,960 | $1,040 |
| Newington, CT | $229,900 | $1,062 | $720 | $1,510 | $790 |
| Tolland, MA | $279,400 | $1,154 | $840 | $1,600 | $760 |
| Warren, MA | $205,000 | $809 | $540 | $1,150 | $610 |
| Guilford, CT | $389,900 | $1,001 | $720 | $1,410 | $690 |
| Middlebury, CT | $355,400 | $1,058 | $770 | $1,460 | $690 |
| North Grosvenor Dale, CT | $182,400 | $993 | $690 | $1,380 | $690 |
| East Brookfield, MA | $246,500 | $1,063 | $710 | $1,510 | $800 |
| Chesterfield, MA | $237,500 | $1,040 | $760 | $1,490 | $730 |