Gavop shows you how to buy homeowners insurance in Hale County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $73,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $149,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $701 |
| Home and Two Car | -$131 | $639 |
| Home and Three Car | -$185 | $585 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hale County | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Hale County, AL | $1,500 | $761 | $2,261 | $553 | $2,053 | $208 |
| Fosters, AL | $300 | $1,135 | $1,435 | $825 | $1,125 | $310 |
| Mantua-West Greene, AL | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Tuscaloosa, AL | $100 | $1,188 | $1,288 | $863 | $963 | $325 |
| Northport, AL | $700 | $927 | $1,627 | $673 | $1,373 | $253 |
| Brookwood, AL | $500 | $1,013 | $1,513 | $736 | $1,236 | $277 |
| Pennington, AL | $700 | $708 | $1,408 | $515 | $1,215 | $194 |
| Gordo, AL | $500 | $959 | $1,459 | $697 | $1,197 | $262 |
| Lisman, AL | $2,500 | $720 | $3,220 | $523 | $3,023 | $197 |
| Sweet Water, AL | $300 | $723 | $1,023 | $526 | $826 | $198 |
| Samantha, AL | $1,000 | $1,205 | $2,205 | $876 | $1,876 | $329 |
| Home Insurance Company Hale County, AL | Homeowners Insurance Agency Hale County, AL | Address | Popularity Score | Distance from Hale County (miles) |
|---|---|---|---|---|
| State Farm | Myles Adair | 205 1st St S, Reform, AL, 35481-8017 | 48.7 | |
| Allstate | Ryan Powell | 2415 12th St, Tuscaloosa, AL, 35401 | 31.2 | |
| State Farm | Ryan Whitson | 1503 Bridge Ave, Northport, AL, 35476-4865 | 32.7 | |
| State Farm | Sherry Jones | 2130 Paul Bryant Dr Ste A, Tuscaloosa, AL, 35401 | 31.4 | |
| Travelers | Zealco Insurance | 1802 Lurleen B Wallace Blvd, Northport, AL, 35476 | 32.8 | |
| Allstate | Townsend Agency | 2620 Skyland Blvd E, Tuscaloosa, AL, 35405 | 29.6 | |
| Travelers | Doug Jinks Insurance Center Inc | 22680 Bucksville Road, Mccalla, AL, 35111 | 47.6 | |
| State Farm | Gary Rath | 1241 Mcfarland Blvd E Ste 3, Tuscaloosa, AL, 35404-5854 | 31.4 | |
| Allstate | Buddy Martin | 5690 Highway 43 N Ste C, Northport, AL, 35473 | 35.2 | |
| State Farm | Tracey Sova | 4151 University Blvd E, Tuscaloosa, AL, 35404-4459 | 31.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,600 | $760 |
| Hale County, AL | $88,800 | $770 | $520 | $1,100 | $580 |
| Hale County, AL | $88,800 | $770 | $520 | $1,090 | $570 |
| Fosters, AL | $128,500 | $1,149 | $780 | $1,620 | $840 |
| Mantua-West Greene, AL | $69,800 | $785 | $540 | $1,120 | $580 |
| Tuscaloosa, AL | $169,400 | $1,202 | $850 | $1,660 | $810 |
| Northport, AL | $165,400 | $938 | $640 | $1,300 | $660 |
| Brookwood, AL | $106,000 | $1,025 | $700 | $1,400 | $700 |
| Pennington, AL | $60,800 | $717 | $520 | $990 | $470 |
| Gordo, AL | $97,200 | $971 | $690 | $1,370 | $680 |
| Lisman, AL | $62,400 | $729 | $490 | $1,000 | $510 |
| Sweet Water, AL | $62,700 | $732 | $530 | $1,050 | $520 |
| Samantha, AL | $142,900 | $1,220 | $870 | $1,730 | $860 |