Gavop's guide to buying homeowners insurance in Mahopac, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $148,000 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $376,000 | $310,000 | $300,000-$350,000 |
| 3 Bedroom | $517,000 | $420,000 | $500,000-$600,000 |
| 4 Bedroom | $709,500 | $620,000 | $500,000-$600,000 |
| 5 Bedroom | $1,071,500 | $950,000 | $900,000-$1,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $926 |
| Home and Two Car | -$161 | $846 |
| Home and Three Car | -$232 | $775 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Mahopac, NY | Homeowners Insurance Agency Mahopac, NY | Address | Popularity Score | Distance from Mahopac (miles) |
|---|---|---|---|---|
| Allstate | Paul J Dellauniversita | 1350 Deer Park Ave, North Babylon, NY, 11703 | 48.3 | |
| Liberty Mutual Independent | Bluestone Brokerage Llc | 84 Business Park Dr Ste 111, Armonk, NY, 10504 | 17.1 | |
| Allstate | Philip Eifert | 200 Katonah Ave, Katonah, NY, 10536 | 8.2 | |
| Liberty Mutual Independent | Robert C Bill Associates Inc | 150 Broadhollow Rd Ste 307, Melville, NY, 11747 | 43.4 | |
| State Farm | John Rossi Jr | 210 Pettit Ave, Bellmore, NY, 11710-3629 | 49.4 | |
| Travelers | Abetx International Brokers Inc | 76-11 37th Avenue Suite 203, Jackson Heights, NY, 11372 | 43.3 | |
| State Farm | Tim Mee | 667 Old Country Rd, Plainview, NY, 11803-4910 | 43.1 | |
| Travelers | Hughes Associates Inc | 7114 Myrtle Ave, Glendale, NY, 11385 | 46.5 | |
| Travelers | Scarsdale Agency | 862 Scarsdale Ave, Scarsdale, NY, 10583 | 26.4 | |
| State Farm | Bill Lum | 2501 Steinway St, Astoria, NY, 11103-3701 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Putnam County, NY | $357,700 | $1,384 | $1,000 | $1,980 | $980 |
| Mahopac, NY | $368,800 | $1,007 | $690 | $1,380 | $690 |
| Shenorock, NY | $375,500 | $1,652 | $1,140 | $2,300 | $1,160 |
| New Square, NY | $338,200 | $1,418 | $980 | $1,970 | $990 |
| Monsey, NY | $617,400 | $861 | $590 | $1,180 | $590 |
| Montgomery, NY | $230,500 | $737 | $510 | $1,020 | $510 |
| Wyckoff, NJ | $724,100 | $1,138 | $820 | $1,580 | $760 |
| Oakville, CT | $194,000 | $867 | $580 | $1,230 | $650 |
| Elwood, NY | $494,100 | $845 | $570 | $1,170 | $600 |
| Port Jefferson, NY | $514,200 | $856 | $590 | $1,180 | $590 |
| Mount Sinai, NY | $446,500 | $1,100 | $780 | $1,550 | $770 |
| North Lynbrook, NY | $436,400 | $2,070 | $1,430 | $2,840 | $1,410 |