How Can I Make My Bonham, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Bonham, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Bonham, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $44,000 $40,000 $25,000-$50,000
2 Bedroom $66,500 $60,000 $50,000-$75,000
3 Bedroom $122,000 $110,000 $125,000-$150,000
4 Bedroom $209,500 $180,000 $200,000-$250,000
5 Bedroom $365,000 $320,000 $350,000-$400,000

Choose the Best Bonham, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $760
Part Time Job 650-699 Credit Score <$25,000 3 Pets, Smoker $320
Full Time Job 750-799 Credit Score $50 to $75,000 2 Pets, Non-Smoker $530

Choose your Bonham, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,216
Physical Damage $2,464
Hail Damage $4,524
Wind Damage $6,242
Expensive Claims
Fire $42,442
Smoke $17,222

Identify Top Home Insurance Agents near Bonham, TX | Back to Top

Home Insurance Company Bonham, TX Homeowners Insurance Agency Bonham, TX Address Popularity Score Distance from Bonham (miles)
State Farm Eddie Hall 7215 I 30 Ste F, Greenville, TX, 75402-7110
32.0
State Farm John Kraft 10185 Custer Rd Ste 100, Plano, TX, 75025-7509
43.2
State Farm Michael Johnson 5005 Mckiny Rch Pkwy Ste 230, Mckinney, TX, 75070-6866
39.1
State Farm Dale Johnson 800 E Campbell Rd Ste 203, Richardson, TX, 75081-1862
49.8
State Farm Ed Forster 7227 Main St Ste 120, Frisco, TX, 75034-5718
45.6
State Farm Ruth Bookhammer 1106 14th St, Plano, TX, 75074-6202
47.0
Farmers Mccrea Miller 2591 Dallas Pkwy Ste 202, Frisco, TX, 75034
47.9
State Farm Burl Wood 3608 Preston Rd Ste 200, Plano, TX, 75093-8657
49.2
Allstate Robert E. Boone 1506 N Greenville Ave Ste 210, Allen, TX, 75002
39.7
Farmers Sunni Josey 1504 N Greenville Ave Ste 110, Allen, TX, 75002
39.8

Compare Rates for Bonham, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $520 $340 $800 $460
Fannin County, TX $91,700 $490 $320 $750 $430
Bonham, TX $89,300 $520 $340 $800 $460
Westminster, TX $46,300 $190 $130 $290 $160
Achille, OK $45,600 $250 $170 $340 $170
Calera, OK $89,400 $380 $270 $520 $250
Southmayd, TX $57,900 $280 $180 $430 $250
Durant, OK $100,500 $490 $350 $700 $350
Preston, TX $85,100 $470 $310 $720 $410
Parker, TX $450,700 $1,800 $1,190 $2,770 $1,580
Fate, TX $185,400 $960 $630 $1,480 $850
Northwest Rockwall, TX $198,900 $1,030 $680 $1,590 $910
Hopkins County, TX $93,600 $510 $340 $790 $450