Gavop's guide to buying homeowners insurance in Cave Junction, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $111,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $191,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $158,500 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $638 |
| Home and Two Car | -$112 | $589 |
| Home and Three Car | -$161 | $540 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,556 |
| Home Insurance Company Cave Junction, OR | Homeowners Insurance Agency Cave Junction, OR | Address | Popularity Score | Distance from Cave Junction (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Focus1 Insurance Group Inc | 3110 State St, Medford, OR, 97504 | 40.9 | |
| State Farm | Mark Mcune | 341 E Pine St, Central Point, OR, 97502 | 38.8 | |
| State Farm | David Allen Ii | 16333 Lower Harbor Rd, Brookings, OR, 97415-8306 | 36.7 | |
| State Farm | Mike Snowden | 8336 Crater Lake Hwy Ste 105, White City, OR, 97503-1024 | 44.4 | |
| State Farm | Shannon Harris | 3210 Hillcrest Park Dr Ste 102, Medford, OR, 97504-7687 | 41.7 | |
| Allstate | Karen Townsend | 1590 Delta Waters Rd Ste 114, Medford, OR, 97504 | 40.8 | |
| Travelers | Hart Insurance Agency | 321 Se I St, Grants Pass, OR, 97526 | 27.5 | |
| Liberty Mutual Independent | Protectors Insurance Llc | 514 Crater Lake Ave, Medford, OR, 97504 | 39.7 | |
| Liberty Mutual Independent | Gerald Ross Agency Inc. | One Ross Rd, Brookings, OR, 97415 | 37.7 | |
| Farmers | John Eliot | 134 Nw E St, Grants Pass, OR, 97526 | 27.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $470 | $950 | $480 |
| Josephine County, OR | $235,600 | $607 | $430 | $830 | $400 |
| Cave Junction, OR | $209,100 | $701 | $480 | $990 | $510 |
| Wilderville, OR | $259,100 | $607 | $440 | $860 | $420 |
| New Hope, OR | $301,800 | $706 | $510 | $1,010 | $500 |
| Gasquet, CA | $206,100 | $659 | $490 | $900 | $410 |
| Fort Jones, CA | $281,500 | $770 | $570 | $1,050 | $480 |
| Klamath, CA | $138,000 | $567 | $420 | $770 | $350 |
| Curry County, OR | $221,300 | $644 | $470 | $910 | $440 |
| White City, OR | $153,900 | $650 | $450 | $930 | $480 |
| Greenview, CA | $132,800 | $559 | $410 | $760 | $350 |