Gavop's guide to buying homeowners insurance in Williamston, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $116,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $242,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $719 |
| Superior Protection Discount | -$77 | $779 |
| Fire & Security Discount | -$77 | $779 |
| Hail Resistant Roof Discount | -$17 | $839 |
| Newly Constructed Home Discount | -$223 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Martin County | $1,000 | $868 | $1,868 | $631 | $1,631 | $237 |
| Williamston, NC | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Hassell, NC | $400 | $246 | $646 | $179 | $579 | $67 |
| Conetoe, NC | $500 | $416 | $916 | $302 | $802 | $114 |
| Palmyra, NC | $1,500 | $468 | $1,968 | $340 | $1,840 | $128 |
| Scuppernong, NC | $100 | $600 | $700 | $436 | $536 | $164 |
| Winton, NC | $1,500 | $525 | $2,025 | $381 | $1,881 | $143 |
| Saratoga, NC | $500 | $547 | $1,047 | $398 | $898 | $150 |
| South Whitakers, NC | $2,000 | $703 | $2,703 | $511 | $2,511 | $192 |
| Snow Hill, NC | $300 | $619 | $919 | $450 | $750 | $169 |
| Shine, NC | $1,000 | $512 | $1,512 | $372 | $1,372 | $140 |
| Home Insurance Company Williamston, NC | Homeowners Insurance Agency Williamston, NC | Address | Popularity Score | Distance from Williamston (miles) |
|---|---|---|---|---|
| State Farm | Jana Lake | 2421a Airport Blvd Nw, Wilson, NC, 27896-9696 | 49.8 | |
| Allstate | Mike Rogister | 3101 Evans St Ste A, Greenville, NC, 27834 | 24.9 | |
| Liberty Mutual Independent | John Hackney Agency Inc | 3700 Nash St N, Wilson, NC, 27896 | 48.3 | |
| Liberty Mutual Independent | John Hackney Agency Inc | 3700 Nash St. Nw, Wilson, NC, 27896 | 48.0 | |
| Erie | Corbett & Scott Insurance Group | 3332 Airport Blvd Nw Suite C, Wilson, NC, 27896 | 49.2 | |
| Travelers | Cornerstone Insurance Center Inc | 3004 S Memorial Dr, Greenville, NC, 27834 | 25.4 | |
| State Farm | Wil Hardy | 809b Hardee Rd, Kinston, NC, 28504-3320 | 49.3 | |
| Travelers | Jake A Parrott Insurance Agency Inc | 2508 N Herritage St, Kinston, NC, 28501 | 47.7 | |
| Allstate | Phil Edmundson | 2702 Forest Hills Rd Sw, Wilson, NC, 27893 | 49.6 | |
| Travelers | Blackman Insurance Agency Inc | 3520 Airport Blvd, Ste C, Wilson, NC, 27896 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Martin County, NC | $83,100 | $879 | $630 | $1,240 | $610 |
| Williamston, NC | $93,300 | $856 | $590 | $1,170 | $580 |
| Hassell, NC | $40,000 | $249 | $180 | $340 | $160 |
| Conetoe, NC | $65,000 | $421 | $290 | $600 | $310 |
| Palmyra, NC | $73,600 | $474 | $330 | $670 | $340 |
| Scuppernong, NC | $96,900 | $607 | $410 | $840 | $430 |
| Winton, NC | $83,200 | $531 | $390 | $730 | $340 |
| Saratoga, NC | $87,200 | $554 | $380 | $790 | $410 |
| South Whitakers, NC | $117,900 | $712 | $480 | $1,000 | $520 |
| Snow Hill, NC | $100,700 | $627 | $450 | $880 | $430 |
| Shine, NC | $80,900 | $518 | $360 | $710 | $350 |