Gavop shows you how to buy homeowners insurance in Harrison County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Harrison County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Main St, E 220th Ave, Pinecrest St, Garland St, W 330th St, W 195th Ln, E 110th St, E 290th Ln, E 330th Ave, E Grant St | $75,000 | $60,000 | $50,000-$75,000 | $105,000 | $90,000 | $100,000-$125,000 |
| W 382nd St, S Co Rd Ee, E State Hwy N, Lone St, Bulldog Ave, E US Hwy 136, E 330th St, E 282nd St, State Hwy Zz, W 400th St | $115,000 | $110,000 | $100,000-$125,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Williams Ave, E Hwy A, W Intrepid Rd, E Wilson St, W 280th St, Pierce St, State Hwy V, W 182nd St, W 110th Ln, E 375th St | $156,500 | $140,000 | $150,000-$175,000 | $82,500 | $70,000 | $75,000-$100,000 |
| E State Hwy T, W 210th Pl, W 110 St, E Harrison St, Markey St, W 255th St, Miriam St, Booth St, Beekman St, Oakland Ave | $106,500 | $100,000 | $100,000-$125,000 | $122,500 | $110,000 | $100,000-$125,000 |
| Oliphant Ave, W 245th St, E 172nd St, State Hwy 146, McLain St, Hwy H, S Cook Ave, Hickory St, W 332nd St, E Co Rd T | $105,500 | $90,000 | $100,000-$125,000 | $42,500 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $602 |
| Superior Protection Discount | -$64 | $644 |
| Fire & Security Discount | -$64 | $644 |
| Hail Resistant Roof Discount | -$21 | $687 |
| Newly Constructed Home Discount | -$163 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $2,000 | $700 | $2,700 | $508 | $2,508 | $191 |
| Harrison County, MO | $700 | $700 | $1,400 | $508 | $1,208 | $191 |
| Mount Moriah, MO | $100 | $620 | $720 | $451 | $551 | $170 |
| Coffey, MO | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Darlington, MO | $300 | $664 | $964 | $482 | $782 | $181 |
| Fletchall, MO | $1,500 | $753 | $2,253 | $547 | $2,047 | $206 |
| Maloy, IA | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Conception Junction, MO | $100 | $816 | $916 | $593 | $693 | $223 |
| Derby, IA | $200 | $448 | $648 | $325 | $525 | $122 |
| Cosby, MO | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Home Insurance Company Harrison County, MO | Homeowners Insurance Agency Harrison County, MO | Address | Popularity Score | Distance from Harrison County (miles) |
|---|---|---|---|---|
| State Farm | David Cochran | 2910 Oklahoma Ave, Trenton, MO, 64683-3405 | 27.1 | |
| Travelers | Robertson Insurance Services | 417 Locust St, Chillicothe, MO, 64601 | 44.8 | |
| State Farm | Michael Green | 100 W Berry Street, Hamilton, MO, 64644-1309 | 41.6 | |
| State Farm | Kerry Meyers | 121 W Lincoln Street, Maryville, MO, 64468-2540 | 46.5 | |
| Farmers | Scott Crose | 402 N Main St, Gallatin, MO, 64640 | 29.6 | |
| State Farm | Chris Trout | 800 Washington St, Chillicothe, MO, 64601-2232 | 44.5 | |
| Farmers | Sandra Youngs | 700 Es Highway 136, Albany, MO, 64402 | 19.3 | |
| State Farm | Tim Tadlock | 122 N Market St, Gallatin, MO, 64640-1156 | 29.8 | |
| State Farm | Mike Shields | 3107 Miller St, Bethany, MO, 64424-2712 | 5.8 | |
| Allstate | Scott Ellis | 424 Washington St Ste A, Chillicothe, MO, 64601 | 44.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,540 | $810 |
| Harrison County, MO | $72,800 | $708 | $520 | $1,010 | $490 |
| Harrison County, MO | $72,800 | $708 | $510 | $1,010 | $500 |
| Mount Moriah, MO | $28,300 | $628 | $430 | $870 | $440 |
| Coffey, MO | $33,200 | $655 | $470 | $940 | $470 |
| Darlington, MO | $36,300 | $672 | $460 | $930 | $470 |
| Fletchall, MO | $54,500 | $762 | $520 | $1,060 | $540 |
| Maloy, IA | $75,000 | $590 | $420 | $810 | $390 |
| Conception Junction, MO | $68,800 | $826 | $590 | $1,180 | $590 |
| Derby, IA | $48,800 | $453 | $320 | $650 | $330 |
| Cosby, MO | $55,000 | $764 | $540 | $1,050 | $510 |